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At today's rate and a 90% mortgage, the deposit on this unit is about HK$289K, with repayments around HK$12,622/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$289K · loan HK$2.60M · min. income ≈ HK$25,244/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Ho Man Tin Station.
Family-friendly — 58 schools within a 1 km walk.
Everyday convenience — 57 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 71 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- D
- Saleable Area
- 274 Saleable ft²
- Gross Area
- 360 ft²
- Efficiency
- 76%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 35
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-17 | HK$3.30M | −31.0% 7.7y · −4.0%/yr |
| 2018-08-02 | HK$4.78M | +139.0% 5.8y · 24.0%/yr |
| 2012-10-04 | HK$2.00M | +33.3% |
| 2010-12-20 | HK$1.50M | +11.1% |
| 2010-04-28 | HK$1.35M | +28.6% |
| 2008-03-06 | HK$1.05M | +28.0% |
| 2007-11-05 | HK$820K | −31.7% |
| 1996-12-09 | HK$1.20M | — |