▼ 0.50% · 3.625%
HK$22,222
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$22,913
−HK$702/mo
Today · 4.125%
HK$23,615
baseline
▲ 0.50% · 4.625%
HK$25,052
+HK$1,437/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$47,230/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,721
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,384
−HK$673/mo
Today · 4.125%
HK$26,057
baseline
▲ 0.50% · 4.625%
HK$27,430
+HK$1,373/mo
Deposit HK$4.87M · loan HK$4.87M · min. income ≈ HK$52,114/mo (50% DSR)
Upfront cash ≈ HK$5.22M (deposit + AVD stamp duty HK$344,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,444
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,204
−HK$772/mo
Today · 4.125%
HK$25,976
baseline
▲ 0.50% · 4.625%
HK$27,557
+HK$1,581/mo
Deposit HK$4.39M · loan HK$5.36M · min. income ≈ HK$51,952/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,193
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,923
−HK$739/mo
Today · 4.125%
HK$28,662
baseline
▲ 0.50% · 4.625%
HK$30,173
+HK$1,511/mo
Deposit HK$4.39M · loan HK$5.36M · min. income ≈ HK$57,324/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$344,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,666
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$27,495
−HK$843/mo
Today · 4.125%
HK$28,338
baseline
▲ 0.50% · 4.625%
HK$30,062
+HK$1,724/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$56,676/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,665
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$30,461
−HK$807/mo
Today · 4.125%
HK$31,268
baseline
▲ 0.50% · 4.625%
HK$32,916
+HK$1,648/mo
Deposit HK$3.90M · loan HK$5.85M · min. income ≈ HK$62,536/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$344,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,888
−HK$1,811/mo
▼ 0.25% · 3.875%
HK$29,787
−HK$912/mo
Today · 4.125%
HK$30,699
baseline
▲ 0.50% · 4.625%
HK$32,567
+HK$1,868/mo
Deposit HK$3.41M · loan HK$6.33M · min. income ≈ HK$61,398/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$344,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,138
−HK$1,736/mo
▼ 0.25% · 3.875%
HK$32,999
−HK$875/mo
Today · 4.125%
HK$33,874
baseline
▲ 0.50% · 4.625%
HK$35,659
+HK$1,785/mo
Deposit HK$3.41M · loan HK$6.33M · min. income ≈ HK$67,748/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$344,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,110
−HK$1,951/mo
▼ 0.25% · 3.875%
HK$32,078
−HK$983/mo
Today · 4.125%
HK$33,061
baseline
▲ 0.50% · 4.625%
HK$35,073
+HK$2,012/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$66,122/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,610
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$35,538
−HK$942/mo
Today · 4.125%
HK$36,480
baseline
▲ 0.50% · 4.625%
HK$38,402
+HK$1,922/mo
Deposit HK$2.92M · loan HK$6.82M · min. income ≈ HK$72,960/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$344,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,332
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,369
−HK$1,053/mo
Today · 4.125%
HK$35,422
baseline
▲ 0.50% · 4.625%
HK$37,578
+HK$2,156/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$70,844/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,082
−HK$2,003/mo
▼ 0.25% · 3.875%
HK$38,076
−HK$1,009/mo
Today · 4.125%
HK$39,085
baseline
▲ 0.50% · 4.625%
HK$41,145
+HK$2,060/mo
Deposit HK$2.44M · loan HK$7.31M · min. income ≈ HK$78,170/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$344,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,554
−HK$2,230/mo
▼ 0.25% · 3.875%
HK$36,660
−HK$1,124/mo
Today · 4.125%
HK$37,784
baseline
▲ 0.50% · 4.625%
HK$40,083
+HK$2,299/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$75,568/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,554
−HK$2,137/mo
▼ 0.25% · 3.875%
HK$40,615
−HK$1,076/mo
Today · 4.125%
HK$41,691
baseline
▲ 0.50% · 4.625%
HK$43,888
+HK$2,197/mo
Deposit HK$1.95M · loan HK$7.80M · min. income ≈ HK$83,382/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$344,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,777
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$38,952
−HK$1,193/mo
Today · 4.125%
HK$40,145
baseline
▲ 0.50% · 4.625%
HK$42,588
+HK$2,443/mo
Deposit HK$1.46M · loan HK$8.28M · min. income ≈ HK$80,290/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,026
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$43,153
−HK$1,144/mo
Today · 4.125%
HK$44,297
baseline
▲ 0.50% · 4.625%
HK$46,632
+HK$2,335/mo
Deposit HK$1.46M · loan HK$8.28M · min. income ≈ HK$88,594/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$344,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,999
−HK$2,508/mo
▼ 0.25% · 3.875%
HK$41,243
−HK$1,264/mo
Today · 4.125%
HK$42,507
baseline
▲ 0.50% · 4.625%
HK$45,093
+HK$2,586/mo
Deposit HK$975K · loan HK$8.77M · min. income ≈ HK$85,014/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,498
−HK$2,404/mo
▼ 0.25% · 3.875%
HK$45,692
−HK$1,210/mo
Today · 4.125%
HK$46,902
baseline
▲ 0.50% · 4.625%
HK$49,375
+HK$2,473/mo
Deposit HK$975K · loan HK$8.77M · min. income ≈ HK$93,804/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$344,518 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).