▼ 0.50% · 3.625%
HK$5,979
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,165
−HK$189/mo
Today · 4.125%
HK$6,354
baseline
▲ 0.50% · 4.625%
HK$6,741
+HK$387/mo
Deposit HK$1.31M · loan HK$1.31M · min. income ≈ HK$12,708/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,652
−HK$359/mo
▼ 0.25% · 3.875%
HK$6,830
−HK$181/mo
Today · 4.125%
HK$7,011
baseline
▲ 0.50% · 4.625%
HK$7,381
+HK$370/mo
Deposit HK$1.31M · loan HK$1.31M · min. income ≈ HK$14,022/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,577
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,782
−HK$207/mo
Today · 4.125%
HK$6,989
baseline
▲ 0.50% · 4.625%
HK$7,415
+HK$426/mo
Deposit HK$1.18M · loan HK$1.44M · min. income ≈ HK$13,978/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,317
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,513
−HK$199/mo
Today · 4.125%
HK$7,712
baseline
▲ 0.50% · 4.625%
HK$8,119
+HK$407/mo
Deposit HK$1.18M · loan HK$1.44M · min. income ≈ HK$15,424/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,175
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,398
−HK$227/mo
Today · 4.125%
HK$7,625
baseline
▲ 0.50% · 4.625%
HK$8,089
+HK$464/mo
Deposit HK$1.05M · loan HK$1.57M · min. income ≈ HK$15,250/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,982
−HK$431/mo
▼ 0.25% · 3.875%
HK$8,196
−HK$217/mo
Today · 4.125%
HK$8,413
baseline
▲ 0.50% · 4.625%
HK$8,857
+HK$444/mo
Deposit HK$1.05M · loan HK$1.57M · min. income ≈ HK$16,826/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,773
−HK$487/mo
▼ 0.25% · 3.875%
HK$8,015
−HK$245/mo
Today · 4.125%
HK$8,260
baseline
▲ 0.50% · 4.625%
HK$8,763
+HK$503/mo
Deposit HK$918K · loan HK$1.70M · min. income ≈ HK$16,520/mo (50% DSR)
Upfront cash ≈ HK$918K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,647
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,879
−HK$235/mo
Today · 4.125%
HK$9,114
baseline
▲ 0.50% · 4.625%
HK$9,595
+HK$481/mo
Deposit HK$918K · loan HK$1.70M · min. income ≈ HK$18,228/mo (50% DSR)
Upfront cash ≈ HK$918K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,371
−HK$525/mo
▼ 0.25% · 3.875%
HK$8,631
−HK$265/mo
Today · 4.125%
HK$8,896
baseline
▲ 0.50% · 4.625%
HK$9,437
+HK$541/mo
Deposit HK$787K · loan HK$1.84M · min. income ≈ HK$17,792/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,312
−HK$503/mo
▼ 0.25% · 3.875%
HK$9,562
−HK$253/mo
Today · 4.125%
HK$9,815
baseline
▲ 0.50% · 4.625%
HK$10,333
+HK$518/mo
Deposit HK$787K · loan HK$1.84M · min. income ≈ HK$19,630/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,969
−HK$562/mo
▼ 0.25% · 3.875%
HK$9,248
−HK$283/mo
Today · 4.125%
HK$9,531
baseline
▲ 0.50% · 4.625%
HK$10,111
+HK$580/mo
Deposit HK$656K · loan HK$1.97M · min. income ≈ HK$19,062/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,978
−HK$539/mo
▼ 0.25% · 3.875%
HK$10,245
−HK$272/mo
Today · 4.125%
HK$10,517
baseline
▲ 0.50% · 4.625%
HK$11,071
+HK$554/mo
Deposit HK$656K · loan HK$1.97M · min. income ≈ HK$21,034/mo (50% DSR)
Upfront cash ≈ HK$656K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,567
−HK$599/mo
▼ 0.25% · 3.875%
HK$9,864
−HK$302/mo
Today · 4.125%
HK$10,166
baseline
▲ 0.50% · 4.625%
HK$10,785
+HK$619/mo
Deposit HK$524K · loan HK$2.10M · min. income ≈ HK$20,332/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,643
−HK$575/mo
▼ 0.25% · 3.875%
HK$10,928
−HK$290/mo
Today · 4.125%
HK$11,218
baseline
▲ 0.50% · 4.625%
HK$11,809
+HK$591/mo
Deposit HK$524K · loan HK$2.10M · min. income ≈ HK$22,436/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,164
−HK$638/mo
▼ 0.25% · 3.875%
HK$10,481
−HK$321/mo
Today · 4.125%
HK$10,802
baseline
▲ 0.50% · 4.625%
HK$11,459
+HK$657/mo
Deposit HK$393K · loan HK$2.23M · min. income ≈ HK$21,604/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,308
−HK$611/mo
▼ 0.25% · 3.875%
HK$11,611
−HK$308/mo
Today · 4.125%
HK$11,919
baseline
▲ 0.50% · 4.625%
HK$12,547
+HK$628/mo
Deposit HK$393K · loan HK$2.23M · min. income ≈ HK$23,838/mo (50% DSR)
Upfront cash ≈ HK$393K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,762
−HK$675/mo
▼ 0.25% · 3.875%
HK$11,097
−HK$340/mo
Today · 4.125%
HK$11,437
baseline
▲ 0.50% · 4.625%
HK$12,133
+HK$696/mo
Deposit HK$262K · loan HK$2.36M · min. income ≈ HK$22,874/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,973
−HK$647/mo
▼ 0.25% · 3.875%
HK$12,294
−HK$326/mo
Today · 4.125%
HK$12,620
baseline
▲ 0.50% · 4.625%
HK$13,285
+HK$665/mo
Deposit HK$262K · loan HK$2.36M · min. income ≈ HK$25,240/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).