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At today's rate and a 90% mortgage, the deposit on this unit is about HK$289K, with repayments around HK$12,625/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$289K · loan HK$2.60M · min. income ≈ HK$25,250/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 71 schools within a 1 km walk.
Everyday convenience — 109 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 98 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- C (FRONT)
- Saleable Area
- 370 Saleable ft²
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-08-30 | HK$2.50M | −7.4% 3.5y · −2.0%/yr |
| 2021-03-08 | HK$2.70M | −6.9% 2.8y · −3.0%/yr |
| 2018-05-28 | HK$2.90M | +128.3% 21.1y · 6.0%/yr |
| 1997-04-22 | HK$1.27M | — |