▼ 0.50% · 3.625%
HK$5,459
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,629
−HK$172/mo
Today · 4.125%
HK$5,801
baseline
▲ 0.50% · 4.625%
HK$6,154
+HK$353/mo
Deposit HK$1.20M · loan HK$1.20M · min. income ≈ HK$11,602/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,073
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,236
−HK$165/mo
Today · 4.125%
HK$6,401
baseline
▲ 0.50% · 4.625%
HK$6,739
+HK$338/mo
Deposit HK$1.20M · loan HK$1.20M · min. income ≈ HK$12,802/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,005
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,192
−HK$189/mo
Today · 4.125%
HK$6,381
baseline
▲ 0.50% · 4.625%
HK$6,770
+HK$389/mo
Deposit HK$1.08M · loan HK$1.32M · min. income ≈ HK$12,762/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,680
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,859
−HK$182/mo
Today · 4.125%
HK$7,041
baseline
▲ 0.50% · 4.625%
HK$7,412
+HK$371/mo
Deposit HK$1.08M · loan HK$1.32M · min. income ≈ HK$14,082/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,551
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,754
−HK$207/mo
Today · 4.125%
HK$6,961
baseline
▲ 0.50% · 4.625%
HK$7,385
+HK$424/mo
Deposit HK$958K · loan HK$1.44M · min. income ≈ HK$13,922/mo (50% DSR)
Upfront cash ≈ HK$958K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,288
−HK$393/mo
▼ 0.25% · 3.875%
HK$7,483
−HK$198/mo
Today · 4.125%
HK$7,681
baseline
▲ 0.50% · 4.625%
HK$8,086
+HK$405/mo
Deposit HK$958K · loan HK$1.44M · min. income ≈ HK$15,362/mo (50% DSR)
Upfront cash ≈ HK$958K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,097
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,317
−HK$225/mo
Today · 4.125%
HK$7,542
baseline
▲ 0.50% · 4.625%
HK$8,000
+HK$458/mo
Deposit HK$838K · loan HK$1.56M · min. income ≈ HK$15,084/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,895
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,107
−HK$214/mo
Today · 4.125%
HK$8,321
baseline
▲ 0.50% · 4.625%
HK$8,760
+HK$439/mo
Deposit HK$838K · loan HK$1.56M · min. income ≈ HK$16,642/mo (50% DSR)
Upfront cash ≈ HK$838K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,642
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,880
−HK$242/mo
Today · 4.125%
HK$8,122
baseline
▲ 0.50% · 4.625%
HK$8,616
+HK$494/mo
Deposit HK$718K · loan HK$1.68M · min. income ≈ HK$16,244/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,502
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,730
−HK$232/mo
Today · 4.125%
HK$8,962
baseline
▲ 0.50% · 4.625%
HK$9,434
+HK$472/mo
Deposit HK$718K · loan HK$1.68M · min. income ≈ HK$17,924/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,188
−HK$514/mo
▼ 0.25% · 3.875%
HK$8,443
−HK$259/mo
Today · 4.125%
HK$8,702
baseline
▲ 0.50% · 4.625%
HK$9,231
+HK$529/mo
Deposit HK$598K · loan HK$1.80M · min. income ≈ HK$17,404/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,109
−HK$493/mo
▼ 0.25% · 3.875%
HK$9,354
−HK$248/mo
Today · 4.125%
HK$9,602
baseline
▲ 0.50% · 4.625%
HK$10,108
+HK$506/mo
Deposit HK$598K · loan HK$1.80M · min. income ≈ HK$19,204/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,734
−HK$548/mo
▼ 0.25% · 3.875%
HK$9,006
−HK$276/mo
Today · 4.125%
HK$9,282
baseline
▲ 0.50% · 4.625%
HK$9,847
+HK$565/mo
Deposit HK$479K · loan HK$1.92M · min. income ≈ HK$18,564/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,717
−HK$525/mo
▼ 0.25% · 3.875%
HK$9,977
−HK$265/mo
Today · 4.125%
HK$10,242
baseline
▲ 0.50% · 4.625%
HK$10,782
+HK$540/mo
Deposit HK$479K · loan HK$1.92M · min. income ≈ HK$20,484/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,280
−HK$582/mo
▼ 0.25% · 3.875%
HK$9,569
−HK$293/mo
Today · 4.125%
HK$9,862
baseline
▲ 0.50% · 4.625%
HK$10,462
+HK$600/mo
Deposit HK$359K · loan HK$2.03M · min. income ≈ HK$19,724/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,324
−HK$558/mo
▼ 0.25% · 3.875%
HK$10,601
−HK$281/mo
Today · 4.125%
HK$10,882
baseline
▲ 0.50% · 4.625%
HK$11,455
+HK$573/mo
Deposit HK$359K · loan HK$2.03M · min. income ≈ HK$21,764/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,826
−HK$616/mo
▼ 0.25% · 3.875%
HK$10,132
−HK$310/mo
Today · 4.125%
HK$10,442
baseline
▲ 0.50% · 4.625%
HK$11,078
+HK$636/mo
Deposit HK$239K · loan HK$2.15M · min. income ≈ HK$20,884/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,931
−HK$591/mo
▼ 0.25% · 3.875%
HK$11,225
−HK$297/mo
Today · 4.125%
HK$11,522
baseline
▲ 0.50% · 4.625%
HK$12,129
+HK$607/mo
Deposit HK$239K · loan HK$2.15M · min. income ≈ HK$23,044/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).