▼ 0.50% · 3.625%
HK$20,662
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$21,305
−HK$653/mo
Today · 4.125%
HK$21,958
baseline
▲ 0.50% · 4.625%
HK$23,294
+HK$1,336/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,916/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,986
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$23,603
−HK$625/mo
Today · 4.125%
HK$24,228
baseline
▲ 0.50% · 4.625%
HK$25,505
+HK$1,277/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,456/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,728
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,435
−HK$719/mo
Today · 4.125%
HK$24,154
baseline
▲ 0.50% · 4.625%
HK$25,623
+HK$1,469/mo
Deposit HK$4.08M · loan HK$4.98M · min. income ≈ HK$48,308/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$276,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,285
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,963
−HK$688/mo
Today · 4.125%
HK$26,651
baseline
▲ 0.50% · 4.625%
HK$28,056
+HK$1,405/mo
Deposit HK$4.08M · loan HK$4.98M · min. income ≈ HK$53,302/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$276,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,795
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,566
−HK$783/mo
Today · 4.125%
HK$26,349
baseline
▲ 0.50% · 4.625%
HK$27,953
+HK$1,604/mo
Deposit HK$3.62M · loan HK$5.44M · min. income ≈ HK$52,698/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,584
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,324
−HK$750/mo
Today · 4.125%
HK$29,074
baseline
▲ 0.50% · 4.625%
HK$30,607
+HK$1,533/mo
Deposit HK$3.62M · loan HK$5.44M · min. income ≈ HK$58,148/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,861
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,696
−HK$849/mo
Today · 4.125%
HK$28,545
baseline
▲ 0.50% · 4.625%
HK$30,282
+HK$1,737/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$57,090/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,882
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,684
−HK$813/mo
Today · 4.125%
HK$31,497
baseline
▲ 0.50% · 4.625%
HK$33,157
+HK$1,660/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$62,994/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,927
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,827
−HK$914/mo
Today · 4.125%
HK$30,741
baseline
▲ 0.50% · 4.625%
HK$32,612
+HK$1,871/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$61,482/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$276,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,181
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,044
−HK$876/mo
Today · 4.125%
HK$33,920
baseline
▲ 0.50% · 4.625%
HK$35,708
+HK$1,788/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$67,840/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$276,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,993
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,957
−HK$980/mo
Today · 4.125%
HK$32,937
baseline
▲ 0.50% · 4.625%
HK$34,941
+HK$2,004/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$65,874/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,480
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$35,404
−HK$939/mo
Today · 4.125%
HK$36,343
baseline
▲ 0.50% · 4.625%
HK$38,258
+HK$1,915/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$72,686/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,060
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,088
−HK$1,045/mo
Today · 4.125%
HK$35,133
baseline
▲ 0.50% · 4.625%
HK$37,270
+HK$2,137/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$70,266/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,778
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,765
−HK$1,000/mo
Today · 4.125%
HK$38,765
baseline
▲ 0.50% · 4.625%
HK$40,809
+HK$2,044/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$77,530/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,126
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$36,218
−HK$1,110/mo
Today · 4.125%
HK$37,328
baseline
▲ 0.50% · 4.625%
HK$39,600
+HK$2,272/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$74,656/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,077
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,125
−HK$1,063/mo
Today · 4.125%
HK$41,188
baseline
▲ 0.50% · 4.625%
HK$43,359
+HK$2,171/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$82,376/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,192
−HK$2,332/mo
▼ 0.25% · 3.875%
HK$38,349
−HK$1,175/mo
Today · 4.125%
HK$39,524
baseline
▲ 0.50% · 4.625%
HK$41,929
+HK$2,405/mo
Deposit HK$906K · loan HK$8.16M · min. income ≈ HK$79,048/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,376
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$42,485
−HK$1,126/mo
Today · 4.125%
HK$43,611
baseline
▲ 0.50% · 4.625%
HK$45,910
+HK$2,299/mo
Deposit HK$906K · loan HK$8.16M · min. income ≈ HK$87,222/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,136 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).