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At today's rate and a 90% mortgage, the deposit on this unit is about HK$229K, with repayments around HK$10,010/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$229K · loan HK$2.07M · min. income ≈ HK$20,020/mo (50% DSR)
Upfront cash ≈ HK$230K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 69 schools within a 1 km walk.
Everyday convenience — 110 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 98 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- A
- Saleable Area
- 214 Saleable ft²
- Gross Area
- 312 ft²
- Efficiency
- 69%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-07 | HK$3.79M | +44.3% 3.1y · 14.0%/yr |
| 2017-05-02 | HK$2.62M | +24.4% 3.0y · 8.0%/yr |
| 2014-04-11 | HK$2.11M | +201.4% |
| 2007-05-30 | HK$700K | +12.9% |
| 2001-05-18 | HK$620K | — |