▼ 0.50% · 3.625%
HK$3,143
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,241
−HK$99/mo
Today · 4.125%
HK$3,340
baseline
▲ 0.50% · 4.625%
HK$3,544
+HK$204/mo
Deposit HK$689K · loan HK$689K · min. income ≈ HK$6,680/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,497
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,591
−HK$95/mo
Today · 4.125%
HK$3,686
baseline
▲ 0.50% · 4.625%
HK$3,880
+HK$194/mo
Deposit HK$689K · loan HK$689K · min. income ≈ HK$7,372/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,457
−HK$217/mo
▼ 0.25% · 3.875%
HK$3,565
−HK$109/mo
Today · 4.125%
HK$3,674
baseline
▲ 0.50% · 4.625%
HK$3,898
+HK$224/mo
Deposit HK$620K · loan HK$758K · min. income ≈ HK$7,348/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,846
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,950
−HK$104/mo
Today · 4.125%
HK$4,054
baseline
▲ 0.50% · 4.625%
HK$4,268
+HK$214/mo
Deposit HK$620K · loan HK$758K · min. income ≈ HK$8,108/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,772
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,889
−HK$119/mo
Today · 4.125%
HK$4,008
baseline
▲ 0.50% · 4.625%
HK$4,252
+HK$244/mo
Deposit HK$551K · loan HK$827K · min. income ≈ HK$8,016/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,196
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,309
−HK$114/mo
Today · 4.125%
HK$4,423
baseline
▲ 0.50% · 4.625%
HK$4,656
+HK$233/mo
Deposit HK$551K · loan HK$827K · min. income ≈ HK$8,846/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,086
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,213
−HK$129/mo
Today · 4.125%
HK$4,342
baseline
▲ 0.50% · 4.625%
HK$4,607
+HK$265/mo
Deposit HK$482K · loan HK$896K · min. income ≈ HK$8,684/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,546
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,668
−HK$123/mo
Today · 4.125%
HK$4,791
baseline
▲ 0.50% · 4.625%
HK$5,044
+HK$253/mo
Deposit HK$482K · loan HK$896K · min. income ≈ HK$9,582/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,400
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,537
−HK$139/mo
Today · 4.125%
HK$4,676
baseline
▲ 0.50% · 4.625%
HK$4,961
+HK$285/mo
Deposit HK$414K · loan HK$965K · min. income ≈ HK$9,352/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,895
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,027
−HK$133/mo
Today · 4.125%
HK$5,160
baseline
▲ 0.50% · 4.625%
HK$5,432
+HK$272/mo
Deposit HK$414K · loan HK$965K · min. income ≈ HK$10,320/mo (50% DSR)
Upfront cash ≈ HK$414K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,715
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,861
−HK$149/mo
Today · 4.125%
HK$5,010
baseline
▲ 0.50% · 4.625%
HK$5,315
+HK$305/mo
Deposit HK$345K · loan HK$1.03M · min. income ≈ HK$10,020/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,245
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,386
−HK$142/mo
Today · 4.125%
HK$5,528
baseline
▲ 0.50% · 4.625%
HK$5,820
+HK$292/mo
Deposit HK$345K · loan HK$1.03M · min. income ≈ HK$11,056/mo (50% DSR)
Upfront cash ≈ HK$345K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,029
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,186
−HK$158/mo
Today · 4.125%
HK$5,344
baseline
▲ 0.50% · 4.625%
HK$5,670
+HK$326/mo
Deposit HK$276K · loan HK$1.10M · min. income ≈ HK$10,688/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,595
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,745
−HK$152/mo
Today · 4.125%
HK$5,897
baseline
▲ 0.50% · 4.625%
HK$6,208
+HK$311/mo
Deposit HK$276K · loan HK$1.10M · min. income ≈ HK$11,794/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,343
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,510
−HK$168/mo
Today · 4.125%
HK$5,678
baseline
▲ 0.50% · 4.625%
HK$6,024
+HK$346/mo
Deposit HK$207K · loan HK$1.17M · min. income ≈ HK$11,356/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,944
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,104
−HK$162/mo
Today · 4.125%
HK$6,266
baseline
▲ 0.50% · 4.625%
HK$6,596
+HK$330/mo
Deposit HK$207K · loan HK$1.17M · min. income ≈ HK$12,532/mo (50% DSR)
Upfront cash ≈ HK$207K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,658
−HK$354/mo
▼ 0.25% · 3.875%
HK$5,834
−HK$178/mo
Today · 4.125%
HK$6,012
baseline
▲ 0.50% · 4.625%
HK$6,378
+HK$366/mo
Deposit HK$138K · loan HK$1.24M · min. income ≈ HK$12,024/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,294
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,463
−HK$171/mo
Today · 4.125%
HK$6,634
baseline
▲ 0.50% · 4.625%
HK$6,984
+HK$350/mo
Deposit HK$138K · loan HK$1.24M · min. income ≈ HK$13,268/mo (50% DSR)
Upfront cash ≈ HK$138K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).