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Crescira AVM · estimated value Medium confidence
HK$3.28M
≈ HK$9,286 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$328K, with repayments around HK$14,299/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$13,455
−HK$844/mo
▼ 0.25% · 3.875%
HK$13,873
−HK$426/mo
Today · 4.125%
HK$14,299
baseline
▲ 0.50% · 4.625%
HK$15,169
+HK$870/mo

Deposit HK$328K · loan HK$2.95M · min. income ≈ HK$28,598/mo (50% DSR)

Upfront cash ≈ HK$328K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Yau Ma Tei Station
≈ 1 min walk · 78 m
Education
61
schools within 1 km (20 within 500 m)
Daily convenience
100
within 1 km (42 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
78
parks, libraries, sports within 1 km

Excellent connectivity — about 1 min walk to Mass Transit Railway Yau Ma Tei Station Station.

Family-friendly — 61 schools within a 1 km walk.

Everyday convenience — 100 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 78 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
5/F
Flat
A
Saleable Area
353 Saleable ft²
Gross Area
482 ft²
Efficiency
73%
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

Date Price Gain / loss
2019-10-10 HK$4.00M +132.6%
9.4y · 14.0%/yr
2010-06-04 HK$1.72M +7.5%
2009-12-08 HK$1.60M +3.9%
2008-04-16 HK$1.54M +10.8%
2008-02-01 HK$1.39M +6.1%
2007-11-20 HK$1.31M +45.6%
2007-05-12 HK$900K +2.3%
2004-12-02 HK$880K
Data sourced from Renavon.com