▼ 0.50% · 3.625%
HK$2,324
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,396
−HK$74/mo
Today · 4.125%
HK$2,470
baseline
▲ 0.50% · 4.625%
HK$2,620
+HK$150/mo
Deposit HK$510K · loan HK$510K · min. income ≈ HK$4,940/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,586
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,655
−HK$70/mo
Today · 4.125%
HK$2,725
baseline
▲ 0.50% · 4.625%
HK$2,869
+HK$144/mo
Deposit HK$510K · loan HK$510K · min. income ≈ HK$5,450/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,557
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,636
−HK$81/mo
Today · 4.125%
HK$2,717
baseline
▲ 0.50% · 4.625%
HK$2,882
+HK$165/mo
Deposit HK$459K · loan HK$561K · min. income ≈ HK$5,434/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,844
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,920
−HK$78/mo
Today · 4.125%
HK$2,998
baseline
▲ 0.50% · 4.625%
HK$3,156
+HK$158/mo
Deposit HK$459K · loan HK$561K · min. income ≈ HK$5,996/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,789
−HK$175/mo
▼ 0.25% · 3.875%
HK$2,876
−HK$88/mo
Today · 4.125%
HK$2,964
baseline
▲ 0.50% · 4.625%
HK$3,144
+HK$180/mo
Deposit HK$408K · loan HK$612K · min. income ≈ HK$5,928/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,103
−HK$167/mo
▼ 0.25% · 3.875%
HK$3,186
−HK$84/mo
Today · 4.125%
HK$3,270
baseline
▲ 0.50% · 4.625%
HK$3,443
+HK$173/mo
Deposit HK$408K · loan HK$612K · min. income ≈ HK$6,540/mo (50% DSR)
Upfront cash ≈ HK$408K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,021
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,115
−HK$96/mo
Today · 4.125%
HK$3,211
baseline
▲ 0.50% · 4.625%
HK$3,406
+HK$195/mo
Deposit HK$357K · loan HK$663K · min. income ≈ HK$6,422/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,361
−HK$182/mo
▼ 0.25% · 3.875%
HK$3,451
−HK$92/mo
Today · 4.125%
HK$3,543
baseline
▲ 0.50% · 4.625%
HK$3,730
+HK$187/mo
Deposit HK$357K · loan HK$663K · min. income ≈ HK$7,086/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,254
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,355
−HK$103/mo
Today · 4.125%
HK$3,458
baseline
▲ 0.50% · 4.625%
HK$3,668
+HK$210/mo
Deposit HK$306K · loan HK$713K · min. income ≈ HK$6,916/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,620
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,717
−HK$98/mo
Today · 4.125%
HK$3,815
baseline
▲ 0.50% · 4.625%
HK$4,017
+HK$202/mo
Deposit HK$306K · loan HK$713K · min. income ≈ HK$7,630/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,486
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,595
−HK$110/mo
Today · 4.125%
HK$3,705
baseline
▲ 0.50% · 4.625%
HK$3,930
+HK$225/mo
Deposit HK$255K · loan HK$764K · min. income ≈ HK$7,410/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,878
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,982
−HK$106/mo
Today · 4.125%
HK$4,088
baseline
▲ 0.50% · 4.625%
HK$4,303
+HK$215/mo
Deposit HK$255K · loan HK$764K · min. income ≈ HK$8,176/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,719
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,834
−HK$118/mo
Today · 4.125%
HK$3,952
baseline
▲ 0.50% · 4.625%
HK$4,192
+HK$240/mo
Deposit HK$204K · loan HK$815K · min. income ≈ HK$7,904/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,137
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,248
−HK$113/mo
Today · 4.125%
HK$4,361
baseline
▲ 0.50% · 4.625%
HK$4,590
+HK$229/mo
Deposit HK$204K · loan HK$815K · min. income ≈ HK$8,722/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,951
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,074
−HK$125/mo
Today · 4.125%
HK$4,199
baseline
▲ 0.50% · 4.625%
HK$4,454
+HK$255/mo
Deposit HK$153K · loan HK$866K · min. income ≈ HK$8,398/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,396
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,513
−HK$120/mo
Today · 4.125%
HK$4,633
baseline
▲ 0.50% · 4.625%
HK$4,877
+HK$244/mo
Deposit HK$153K · loan HK$866K · min. income ≈ HK$9,266/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,184
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,314
−HK$132/mo
Today · 4.125%
HK$4,446
baseline
▲ 0.50% · 4.625%
HK$4,716
+HK$270/mo
Deposit HK$102K · loan HK$917K · min. income ≈ HK$8,892/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,654
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,779
−HK$127/mo
Today · 4.125%
HK$4,906
baseline
▲ 0.50% · 4.625%
HK$5,164
+HK$258/mo
Deposit HK$102K · loan HK$917K · min. income ≈ HK$9,812/mo (50% DSR)
Upfront cash ≈ HK$102K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).