▼ 0.50% · 3.625%
HK$2,174
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,242
−HK$69/mo
Today · 4.125%
HK$2,311
baseline
▲ 0.50% · 4.625%
HK$2,451
+HK$140/mo
Deposit HK$477K · loan HK$477K · min. income ≈ HK$4,622/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,419
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,484
−HK$66/mo
Today · 4.125%
HK$2,550
baseline
▲ 0.50% · 4.625%
HK$2,684
+HK$134/mo
Deposit HK$477K · loan HK$477K · min. income ≈ HK$5,100/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,392
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,466
−HK$76/mo
Today · 4.125%
HK$2,542
baseline
▲ 0.50% · 4.625%
HK$2,696
+HK$154/mo
Deposit HK$429K · loan HK$524K · min. income ≈ HK$5,084/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,661
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,732
−HK$72/mo
Today · 4.125%
HK$2,804
baseline
▲ 0.50% · 4.625%
HK$2,952
+HK$148/mo
Deposit HK$429K · loan HK$524K · min. income ≈ HK$5,608/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,609
−HK$164/mo
▼ 0.25% · 3.875%
HK$2,690
−HK$83/mo
Today · 4.125%
HK$2,773
baseline
▲ 0.50% · 4.625%
HK$2,941
+HK$168/mo
Deposit HK$381K · loan HK$572K · min. income ≈ HK$5,546/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,903
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,980
−HK$79/mo
Today · 4.125%
HK$3,059
baseline
▲ 0.50% · 4.625%
HK$3,221
+HK$162/mo
Deposit HK$381K · loan HK$572K · min. income ≈ HK$6,118/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,827
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,914
−HK$90/mo
Today · 4.125%
HK$3,004
baseline
▲ 0.50% · 4.625%
HK$3,187
+HK$183/mo
Deposit HK$334K · loan HK$620K · min. income ≈ HK$6,008/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,144
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,229
−HK$85/mo
Today · 4.125%
HK$3,314
baseline
▲ 0.50% · 4.625%
HK$3,489
+HK$175/mo
Deposit HK$334K · loan HK$620K · min. income ≈ HK$6,628/mo (50% DSR)
Upfront cash ≈ HK$334K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,044
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,139
−HK$96/mo
Today · 4.125%
HK$3,235
baseline
▲ 0.50% · 4.625%
HK$3,432
+HK$197/mo
Deposit HK$286K · loan HK$667K · min. income ≈ HK$6,470/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,386
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,477
−HK$92/mo
Today · 4.125%
HK$3,569
baseline
▲ 0.50% · 4.625%
HK$3,757
+HK$188/mo
Deposit HK$286K · loan HK$667K · min. income ≈ HK$7,138/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,261
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,363
−HK$103/mo
Today · 4.125%
HK$3,466
baseline
▲ 0.50% · 4.625%
HK$3,677
+HK$211/mo
Deposit HK$238K · loan HK$715K · min. income ≈ HK$6,932/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,628
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,726
−HK$98/mo
Today · 4.125%
HK$3,824
baseline
▲ 0.50% · 4.625%
HK$4,026
+HK$202/mo
Deposit HK$238K · loan HK$715K · min. income ≈ HK$7,648/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,479
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,587
−HK$110/mo
Today · 4.125%
HK$3,697
baseline
▲ 0.50% · 4.625%
HK$3,922
+HK$225/mo
Deposit HK$191K · loan HK$763K · min. income ≈ HK$7,394/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,870
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,974
−HK$105/mo
Today · 4.125%
HK$4,079
baseline
▲ 0.50% · 4.625%
HK$4,294
+HK$215/mo
Deposit HK$191K · loan HK$763K · min. income ≈ HK$8,158/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,696
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,811
−HK$117/mo
Today · 4.125%
HK$3,928
baseline
▲ 0.50% · 4.625%
HK$4,167
+HK$239/mo
Deposit HK$143K · loan HK$810K · min. income ≈ HK$7,856/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,112
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,222
−HK$112/mo
Today · 4.125%
HK$4,334
baseline
▲ 0.50% · 4.625%
HK$4,563
+HK$229/mo
Deposit HK$143K · loan HK$810K · min. income ≈ HK$8,668/mo (50% DSR)
Upfront cash ≈ HK$143K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,914
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,035
−HK$124/mo
Today · 4.125%
HK$4,159
baseline
▲ 0.50% · 4.625%
HK$4,412
+HK$253/mo
Deposit HK$95K · loan HK$858K · min. income ≈ HK$8,318/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,354
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,471
−HK$118/mo
Today · 4.125%
HK$4,589
baseline
▲ 0.50% · 4.625%
HK$4,831
+HK$242/mo
Deposit HK$95K · loan HK$858K · min. income ≈ HK$9,178/mo (50% DSR)
Upfront cash ≈ HK$95K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).