▼ 0.50% · 3.625%
HK$2,128
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,194
−HK$67/mo
Today · 4.125%
HK$2,261
baseline
▲ 0.50% · 4.625%
HK$2,399
+HK$138/mo
Deposit HK$467K · loan HK$467K · min. income ≈ HK$4,522/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,367
−HK$128/mo
▼ 0.25% · 3.875%
HK$2,431
−HK$64/mo
Today · 4.125%
HK$2,495
baseline
▲ 0.50% · 4.625%
HK$2,626
+HK$131/mo
Deposit HK$467K · loan HK$467K · min. income ≈ HK$4,990/mo (50% DSR)
Upfront cash ≈ HK$467K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,340
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,413
−HK$74/mo
Today · 4.125%
HK$2,487
baseline
▲ 0.50% · 4.625%
HK$2,639
+HK$152/mo
Deposit HK$420K · loan HK$513K · min. income ≈ HK$4,974/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,604
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,674
−HK$70/mo
Today · 4.125%
HK$2,744
baseline
▲ 0.50% · 4.625%
HK$2,889
+HK$145/mo
Deposit HK$420K · loan HK$513K · min. income ≈ HK$5,488/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,553
−HK$160/mo
▼ 0.25% · 3.875%
HK$2,633
−HK$80/mo
Today · 4.125%
HK$2,713
baseline
▲ 0.50% · 4.625%
HK$2,878
+HK$165/mo
Deposit HK$373K · loan HK$560K · min. income ≈ HK$5,426/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,840
−HK$154/mo
▼ 0.25% · 3.875%
HK$2,917
−HK$77/mo
Today · 4.125%
HK$2,994
baseline
▲ 0.50% · 4.625%
HK$3,152
+HK$158/mo
Deposit HK$373K · loan HK$560K · min. income ≈ HK$5,988/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,766
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,852
−HK$87/mo
Today · 4.125%
HK$2,939
baseline
▲ 0.50% · 4.625%
HK$3,118
+HK$179/mo
Deposit HK$327K · loan HK$607K · min. income ≈ HK$5,878/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,077
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,160
−HK$83/mo
Today · 4.125%
HK$3,243
baseline
▲ 0.50% · 4.625%
HK$3,414
+HK$171/mo
Deposit HK$327K · loan HK$607K · min. income ≈ HK$6,486/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,979
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,071
−HK$95/mo
Today · 4.125%
HK$3,166
baseline
▲ 0.50% · 4.625%
HK$3,358
+HK$192/mo
Deposit HK$280K · loan HK$653K · min. income ≈ HK$6,332/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,314
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,403
−HK$90/mo
Today · 4.125%
HK$3,493
baseline
▲ 0.50% · 4.625%
HK$3,677
+HK$184/mo
Deposit HK$280K · loan HK$653K · min. income ≈ HK$6,986/mo (50% DSR)
Upfront cash ≈ HK$280K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,192
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,291
−HK$101/mo
Today · 4.125%
HK$3,392
baseline
▲ 0.50% · 4.625%
HK$3,598
+HK$206/mo
Deposit HK$233K · loan HK$700K · min. income ≈ HK$6,784/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,551
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,646
−HK$96/mo
Today · 4.125%
HK$3,742
baseline
▲ 0.50% · 4.625%
HK$3,940
+HK$198/mo
Deposit HK$233K · loan HK$700K · min. income ≈ HK$7,484/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,404
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,510
−HK$108/mo
Today · 4.125%
HK$3,618
baseline
▲ 0.50% · 4.625%
HK$3,838
+HK$220/mo
Deposit HK$187K · loan HK$746K · min. income ≈ HK$7,236/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,787
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,889
−HK$103/mo
Today · 4.125%
HK$3,992
baseline
▲ 0.50% · 4.625%
HK$4,202
+HK$210/mo
Deposit HK$187K · loan HK$746K · min. income ≈ HK$7,984/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,617
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,730
−HK$114/mo
Today · 4.125%
HK$3,844
baseline
▲ 0.50% · 4.625%
HK$4,078
+HK$234/mo
Deposit HK$140K · loan HK$793K · min. income ≈ HK$7,688/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,024
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,132
−HK$109/mo
Today · 4.125%
HK$4,241
baseline
▲ 0.50% · 4.625%
HK$4,465
+HK$224/mo
Deposit HK$140K · loan HK$793K · min. income ≈ HK$8,482/mo (50% DSR)
Upfront cash ≈ HK$140K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,830
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,949
−HK$121/mo
Today · 4.125%
HK$4,070
baseline
▲ 0.50% · 4.625%
HK$4,318
+HK$248/mo
Deposit HK$93K · loan HK$840K · min. income ≈ HK$8,140/mo (50% DSR)
Upfront cash ≈ HK$93K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,261
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,375
−HK$116/mo
Today · 4.125%
HK$4,491
baseline
▲ 0.50% · 4.625%
HK$4,728
+HK$237/mo
Deposit HK$93K · loan HK$840K · min. income ≈ HK$8,982/mo (50% DSR)
Upfront cash ≈ HK$93K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).