At today's rate and a 90% mortgage, the deposit on this unit is about HK$316K, with repayments around HK$13,763/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$316K · loan HK$2.84M · min. income ≈ HK$27,526/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Mong Kok East Station Station.
Family-friendly — 101 schools within a 1 km walk.
Everyday convenience — 62 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- B
- Saleable Area
- 290 Saleable ft²
- Gross Area
- 399 ft²
- Efficiency
- 73%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-12-12 | HK$3.43M | −31.1% 5.2y · −6.0%/yr |
| 2019-11-01 | HK$4.98M | +38.0% 3.8y · 10.0%/yr |
| 2016-01-26 | HK$3.61M | +120.0% 5.6y · 22.0%/yr |
| 2010-07-08 | HK$1.64M | — |