▼ 0.50% · 3.625%
HK$3,344
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,448
−HK$106/mo
Today · 4.125%
HK$3,554
baseline
▲ 0.50% · 4.625%
HK$3,770
+HK$216/mo
Deposit HK$733K · loan HK$733K · min. income ≈ HK$7,108/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,720
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,820
−HK$101/mo
Today · 4.125%
HK$3,921
baseline
▲ 0.50% · 4.625%
HK$4,128
+HK$207/mo
Deposit HK$733K · loan HK$733K · min. income ≈ HK$7,842/mo (50% DSR)
Upfront cash ≈ HK$733K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,678
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,793
−HK$116/mo
Today · 4.125%
HK$3,909
baseline
▲ 0.50% · 4.625%
HK$4,147
+HK$238/mo
Deposit HK$660K · loan HK$807K · min. income ≈ HK$7,818/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,092
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,202
−HK$111/mo
Today · 4.125%
HK$4,313
baseline
▲ 0.50% · 4.625%
HK$4,540
+HK$227/mo
Deposit HK$660K · loan HK$807K · min. income ≈ HK$8,626/mo (50% DSR)
Upfront cash ≈ HK$660K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,013
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,137
−HK$127/mo
Today · 4.125%
HK$4,264
baseline
▲ 0.50% · 4.625%
HK$4,524
+HK$260/mo
Deposit HK$587K · loan HK$880K · min. income ≈ HK$8,528/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,464
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,584
−HK$121/mo
Today · 4.125%
HK$4,705
baseline
▲ 0.50% · 4.625%
HK$4,953
+HK$248/mo
Deposit HK$587K · loan HK$880K · min. income ≈ HK$9,410/mo (50% DSR)
Upfront cash ≈ HK$587K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,347
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,482
−HK$138/mo
Today · 4.125%
HK$4,620
baseline
▲ 0.50% · 4.625%
HK$4,901
+HK$281/mo
Deposit HK$513K · loan HK$953K · min. income ≈ HK$9,240/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,836
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,966
−HK$131/mo
Today · 4.125%
HK$5,097
baseline
▲ 0.50% · 4.625%
HK$5,366
+HK$269/mo
Deposit HK$513K · loan HK$953K · min. income ≈ HK$10,194/mo (50% DSR)
Upfront cash ≈ HK$513K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,681
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,827
−HK$148/mo
Today · 4.125%
HK$4,975
baseline
▲ 0.50% · 4.625%
HK$5,278
+HK$303/mo
Deposit HK$440K · loan HK$1.03M · min. income ≈ HK$9,950/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,208
−HK$281/mo
▼ 0.25% · 3.875%
HK$5,348
−HK$141/mo
Today · 4.125%
HK$5,489
baseline
▲ 0.50% · 4.625%
HK$5,779
+HK$290/mo
Deposit HK$440K · loan HK$1.03M · min. income ≈ HK$10,978/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,016
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,172
−HK$158/mo
Today · 4.125%
HK$5,330
baseline
▲ 0.50% · 4.625%
HK$5,655
+HK$325/mo
Deposit HK$367K · loan HK$1.10M · min. income ≈ HK$10,660/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,580
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,730
−HK$151/mo
Today · 4.125%
HK$5,881
baseline
▲ 0.50% · 4.625%
HK$6,191
+HK$310/mo
Deposit HK$367K · loan HK$1.10M · min. income ≈ HK$11,762/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,350
−HK$336/mo
▼ 0.25% · 3.875%
HK$5,517
−HK$169/mo
Today · 4.125%
HK$5,686
baseline
▲ 0.50% · 4.625%
HK$6,032
+HK$346/mo
Deposit HK$293K · loan HK$1.17M · min. income ≈ HK$11,372/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,952
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,112
−HK$162/mo
Today · 4.125%
HK$6,274
baseline
▲ 0.50% · 4.625%
HK$6,604
+HK$330/mo
Deposit HK$293K · loan HK$1.17M · min. income ≈ HK$12,548/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,685
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,861
−HK$180/mo
Today · 4.125%
HK$6,041
baseline
▲ 0.50% · 4.625%
HK$6,409
+HK$368/mo
Deposit HK$220K · loan HK$1.25M · min. income ≈ HK$12,082/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,324
−HK$342/mo
▼ 0.25% · 3.875%
HK$6,494
−HK$172/mo
Today · 4.125%
HK$6,666
baseline
▲ 0.50% · 4.625%
HK$7,017
+HK$351/mo
Deposit HK$220K · loan HK$1.25M · min. income ≈ HK$13,332/mo (50% DSR)
Upfront cash ≈ HK$220K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,019
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,206
−HK$190/mo
Today · 4.125%
HK$6,396
baseline
▲ 0.50% · 4.625%
HK$6,786
+HK$390/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$12,792/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,696
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,876
−HK$182/mo
Today · 4.125%
HK$7,058
baseline
▲ 0.50% · 4.625%
HK$7,430
+HK$372/mo
Deposit HK$147K · loan HK$1.32M · min. income ≈ HK$14,116/mo (50% DSR)
Upfront cash ≈ HK$147K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).