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At today's rate and a 90% mortgage, the deposit on this unit is about HK$396K, with repayments around HK$17,261/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$396K · loan HK$3.56M · min. income ≈ HK$34,522/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 66 schools within a 1 km walk.
Everyday convenience — 100 shopping and daily-needs spots nearby.
Healthcare close by — 20 hospitals/clinics within 1 km.
Green space & leisure — 81 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- C
- Saleable Area
- 314 Saleable ft²
- Gross Area
- 432 ft²
- Efficiency
- 73%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-05-27 | HK$5.50M | −8.3% 3.5y · −2.0%/yr |
| 2018-11-30 | HK$6.00M | +50.8% 3.7y · 14.0%/yr |
| 2015-03-12 | HK$3.98M | +64.5% |
| 2011-12-02 | HK$2.42M | +44.9% |
| 2008-03-14 | HK$1.67M | +13.6% |
| 2008-01-25 | HK$1.47M | +10.5% |
| 2007-11-16 | HK$1.33M | +8.1% |
| 2007-03-09 | HK$1.23M | −0.8% |
| 1999-09-09 | HK$1.24M | — |