▼ 0.50% · 3.625%
HK$2,826
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,913
−HK$90/mo
Today · 4.125%
HK$3,003
baseline
▲ 0.50% · 4.625%
HK$3,185
+HK$182/mo
Deposit HK$620K · loan HK$620K · min. income ≈ HK$6,006/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,143
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,228
−HK$85/mo
Today · 4.125%
HK$3,313
baseline
▲ 0.50% · 4.625%
HK$3,488
+HK$175/mo
Deposit HK$620K · loan HK$620K · min. income ≈ HK$6,626/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,108
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,205
−HK$98/mo
Today · 4.125%
HK$3,303
baseline
▲ 0.50% · 4.625%
HK$3,504
+HK$201/mo
Deposit HK$558K · loan HK$682K · min. income ≈ HK$6,606/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,458
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,551
−HK$94/mo
Today · 4.125%
HK$3,645
baseline
▲ 0.50% · 4.625%
HK$3,837
+HK$192/mo
Deposit HK$558K · loan HK$682K · min. income ≈ HK$7,290/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,391
−HK$212/mo
▼ 0.25% · 3.875%
HK$3,496
−HK$107/mo
Today · 4.125%
HK$3,603
baseline
▲ 0.50% · 4.625%
HK$3,823
+HK$220/mo
Deposit HK$496K · loan HK$743K · min. income ≈ HK$7,206/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,772
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,873
−HK$103/mo
Today · 4.125%
HK$3,976
baseline
▲ 0.50% · 4.625%
HK$4,185
+HK$209/mo
Deposit HK$496K · loan HK$743K · min. income ≈ HK$7,952/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,673
−HK$231/mo
▼ 0.25% · 3.875%
HK$3,788
−HK$116/mo
Today · 4.125%
HK$3,904
baseline
▲ 0.50% · 4.625%
HK$4,141
+HK$237/mo
Deposit HK$434K · loan HK$805K · min. income ≈ HK$7,808/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,086
−HK$221/mo
▼ 0.25% · 3.875%
HK$4,196
−HK$111/mo
Today · 4.125%
HK$4,307
baseline
▲ 0.50% · 4.625%
HK$4,534
+HK$227/mo
Deposit HK$434K · loan HK$805K · min. income ≈ HK$8,614/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,956
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,079
−HK$125/mo
Today · 4.125%
HK$4,204
baseline
▲ 0.50% · 4.625%
HK$4,460
+HK$256/mo
Deposit HK$372K · loan HK$867K · min. income ≈ HK$8,408/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,401
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,519
−HK$120/mo
Today · 4.125%
HK$4,639
baseline
▲ 0.50% · 4.625%
HK$4,883
+HK$244/mo
Deposit HK$372K · loan HK$867K · min. income ≈ HK$9,278/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,238
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,370
−HK$134/mo
Today · 4.125%
HK$4,504
baseline
▲ 0.50% · 4.625%
HK$4,778
+HK$274/mo
Deposit HK$310K · loan HK$929K · min. income ≈ HK$9,008/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,715
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,842
−HK$128/mo
Today · 4.125%
HK$4,970
baseline
▲ 0.50% · 4.625%
HK$5,232
+HK$262/mo
Deposit HK$310K · loan HK$929K · min. income ≈ HK$9,940/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,521
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,662
−HK$142/mo
Today · 4.125%
HK$4,804
baseline
▲ 0.50% · 4.625%
HK$5,097
+HK$293/mo
Deposit HK$248K · loan HK$991K · min. income ≈ HK$9,608/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,030
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,164
−HK$137/mo
Today · 4.125%
HK$5,301
baseline
▲ 0.50% · 4.625%
HK$5,581
+HK$280/mo
Deposit HK$248K · loan HK$991K · min. income ≈ HK$10,602/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,804
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,953
−HK$152/mo
Today · 4.125%
HK$5,105
baseline
▲ 0.50% · 4.625%
HK$5,415
+HK$310/mo
Deposit HK$186K · loan HK$1.05M · min. income ≈ HK$10,210/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,344
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,487
−HK$146/mo
Today · 4.125%
HK$5,633
baseline
▲ 0.50% · 4.625%
HK$5,929
+HK$296/mo
Deposit HK$186K · loan HK$1.05M · min. income ≈ HK$11,266/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,086
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,244
−HK$161/mo
Today · 4.125%
HK$5,405
baseline
▲ 0.50% · 4.625%
HK$5,734
+HK$329/mo
Deposit HK$124K · loan HK$1.12M · min. income ≈ HK$10,810/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,658
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,810
−HK$154/mo
Today · 4.125%
HK$5,964
baseline
▲ 0.50% · 4.625%
HK$6,278
+HK$314/mo
Deposit HK$124K · loan HK$1.12M · min. income ≈ HK$11,928/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).