▼ 0.50% · 3.625%
HK$3,095
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,191
−HK$98/mo
Today · 4.125%
HK$3,289
baseline
▲ 0.50% · 4.625%
HK$3,489
+HK$200/mo
Deposit HK$679K · loan HK$679K · min. income ≈ HK$6,578/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,443
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,535
−HK$94/mo
Today · 4.125%
HK$3,629
baseline
▲ 0.50% · 4.625%
HK$3,820
+HK$191/mo
Deposit HK$679K · loan HK$679K · min. income ≈ HK$7,258/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,404
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,510
−HK$108/mo
Today · 4.125%
HK$3,618
baseline
▲ 0.50% · 4.625%
HK$3,838
+HK$220/mo
Deposit HK$611K · loan HK$746K · min. income ≈ HK$7,236/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,787
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,889
−HK$103/mo
Today · 4.125%
HK$3,992
baseline
▲ 0.50% · 4.625%
HK$4,202
+HK$210/mo
Deposit HK$611K · loan HK$746K · min. income ≈ HK$7,984/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,714
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,829
−HK$118/mo
Today · 4.125%
HK$3,947
baseline
▲ 0.50% · 4.625%
HK$4,187
+HK$240/mo
Deposit HK$543K · loan HK$814K · min. income ≈ HK$7,894/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,132
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,242
−HK$113/mo
Today · 4.125%
HK$4,355
baseline
▲ 0.50% · 4.625%
HK$4,584
+HK$229/mo
Deposit HK$543K · loan HK$814K · min. income ≈ HK$8,710/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,023
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,148
−HK$128/mo
Today · 4.125%
HK$4,276
baseline
▲ 0.50% · 4.625%
HK$4,536
+HK$260/mo
Deposit HK$475K · loan HK$882K · min. income ≈ HK$8,552/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,476
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,596
−HK$122/mo
Today · 4.125%
HK$4,718
baseline
▲ 0.50% · 4.625%
HK$4,966
+HK$248/mo
Deposit HK$475K · loan HK$882K · min. income ≈ HK$9,436/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,333
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,467
−HK$137/mo
Today · 4.125%
HK$4,604
baseline
▲ 0.50% · 4.625%
HK$4,885
+HK$281/mo
Deposit HK$407K · loan HK$950K · min. income ≈ HK$9,208/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,820
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,949
−HK$132/mo
Today · 4.125%
HK$5,081
baseline
▲ 0.50% · 4.625%
HK$5,348
+HK$267/mo
Deposit HK$407K · loan HK$950K · min. income ≈ HK$10,162/mo (50% DSR)
Upfront cash ≈ HK$407K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,642
−HK$291/mo
▼ 0.25% · 3.875%
HK$4,787
−HK$146/mo
Today · 4.125%
HK$4,933
baseline
▲ 0.50% · 4.625%
HK$5,233
+HK$300/mo
Deposit HK$339K · loan HK$1.02M · min. income ≈ HK$9,866/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,164
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,303
−HK$140/mo
Today · 4.125%
HK$5,443
baseline
▲ 0.50% · 4.625%
HK$5,730
+HK$287/mo
Deposit HK$339K · loan HK$1.02M · min. income ≈ HK$10,886/mo (50% DSR)
Upfront cash ≈ HK$339K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,952
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,106
−HK$156/mo
Today · 4.125%
HK$5,262
baseline
▲ 0.50% · 4.625%
HK$5,582
+HK$320/mo
Deposit HK$271K · loan HK$1.09M · min. income ≈ HK$10,524/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,509
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,656
−HK$150/mo
Today · 4.125%
HK$5,806
baseline
▲ 0.50% · 4.625%
HK$6,112
+HK$306/mo
Deposit HK$271K · loan HK$1.09M · min. income ≈ HK$11,612/mo (50% DSR)
Upfront cash ≈ HK$272K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,261
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,425
−HK$166/mo
Today · 4.125%
HK$5,591
baseline
▲ 0.50% · 4.625%
HK$5,931
+HK$340/mo
Deposit HK$204K · loan HK$1.15M · min. income ≈ HK$11,182/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,853
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,010
−HK$159/mo
Today · 4.125%
HK$6,169
baseline
▲ 0.50% · 4.625%
HK$6,494
+HK$325/mo
Deposit HK$204K · loan HK$1.15M · min. income ≈ HK$12,338/mo (50% DSR)
Upfront cash ≈ HK$204K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,571
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,744
−HK$176/mo
Today · 4.125%
HK$5,920
baseline
▲ 0.50% · 4.625%
HK$6,280
+HK$360/mo
Deposit HK$136K · loan HK$1.22M · min. income ≈ HK$11,840/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,197
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,363
−HK$169/mo
Today · 4.125%
HK$6,532
baseline
▲ 0.50% · 4.625%
HK$6,876
+HK$344/mo
Deposit HK$136K · loan HK$1.22M · min. income ≈ HK$13,064/mo (50% DSR)
Upfront cash ≈ HK$136K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).