▼ 0.50% · 3.625%
HK$1,918
−HK$120/mo
▼ 0.25% · 3.875%
HK$1,978
−HK$60/mo
Today · 4.125%
HK$2,038
baseline
▲ 0.50% · 4.625%
HK$2,162
+HK$124/mo
Deposit HK$421K · loan HK$421K · min. income ≈ HK$4,076/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,134
−HK$115/mo
▼ 0.25% · 3.875%
HK$2,191
−HK$58/mo
Today · 4.125%
HK$2,249
baseline
▲ 0.50% · 4.625%
HK$2,368
+HK$119/mo
Deposit HK$421K · loan HK$421K · min. income ≈ HK$4,498/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,110
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,176
−HK$66/mo
Today · 4.125%
HK$2,242
baseline
▲ 0.50% · 4.625%
HK$2,379
+HK$137/mo
Deposit HK$379K · loan HK$463K · min. income ≈ HK$4,484/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,347
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,410
−HK$64/mo
Today · 4.125%
HK$2,474
baseline
▲ 0.50% · 4.625%
HK$2,604
+HK$130/mo
Deposit HK$379K · loan HK$463K · min. income ≈ HK$4,948/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,302
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,373
−HK$73/mo
Today · 4.125%
HK$2,446
baseline
▲ 0.50% · 4.625%
HK$2,595
+HK$149/mo
Deposit HK$336K · loan HK$505K · min. income ≈ HK$4,892/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,561
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,629
−HK$70/mo
Today · 4.125%
HK$2,699
baseline
▲ 0.50% · 4.625%
HK$2,841
+HK$142/mo
Deposit HK$336K · loan HK$505K · min. income ≈ HK$5,398/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,494
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,571
−HK$79/mo
Today · 4.125%
HK$2,650
baseline
▲ 0.50% · 4.625%
HK$2,811
+HK$161/mo
Deposit HK$294K · loan HK$547K · min. income ≈ HK$5,300/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,774
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,848
−HK$76/mo
Today · 4.125%
HK$2,924
baseline
▲ 0.50% · 4.625%
HK$3,078
+HK$154/mo
Deposit HK$294K · loan HK$547K · min. income ≈ HK$5,848/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,685
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,769
−HK$85/mo
Today · 4.125%
HK$2,854
baseline
▲ 0.50% · 4.625%
HK$3,027
+HK$173/mo
Deposit HK$252K · loan HK$589K · min. income ≈ HK$5,708/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,987
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,068
−HK$81/mo
Today · 4.125%
HK$3,149
baseline
▲ 0.50% · 4.625%
HK$3,315
+HK$166/mo
Deposit HK$252K · loan HK$589K · min. income ≈ HK$6,298/mo (50% DSR)
Upfront cash ≈ HK$252K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,877
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,967
−HK$91/mo
Today · 4.125%
HK$3,058
baseline
▲ 0.50% · 4.625%
HK$3,244
+HK$186/mo
Deposit HK$210K · loan HK$631K · min. income ≈ HK$6,116/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,201
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,287
−HK$87/mo
Today · 4.125%
HK$3,374
baseline
▲ 0.50% · 4.625%
HK$3,552
+HK$178/mo
Deposit HK$210K · loan HK$631K · min. income ≈ HK$6,748/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,069
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,164
−HK$97/mo
Today · 4.125%
HK$3,261
baseline
▲ 0.50% · 4.625%
HK$3,460
+HK$199/mo
Deposit HK$168K · loan HK$673K · min. income ≈ HK$6,522/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,414
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,506
−HK$93/mo
Today · 4.125%
HK$3,599
baseline
▲ 0.50% · 4.625%
HK$3,788
+HK$189/mo
Deposit HK$168K · loan HK$673K · min. income ≈ HK$7,198/mo (50% DSR)
Upfront cash ≈ HK$168K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,261
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,362
−HK$103/mo
Today · 4.125%
HK$3,465
baseline
▲ 0.50% · 4.625%
HK$3,676
+HK$211/mo
Deposit HK$126K · loan HK$715K · min. income ≈ HK$6,930/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,628
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,725
−HK$99/mo
Today · 4.125%
HK$3,824
baseline
▲ 0.50% · 4.625%
HK$4,025
+HK$201/mo
Deposit HK$126K · loan HK$715K · min. income ≈ HK$7,648/mo (50% DSR)
Upfront cash ≈ HK$126K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,453
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,560
−HK$109/mo
Today · 4.125%
HK$3,669
baseline
▲ 0.50% · 4.625%
HK$3,892
+HK$223/mo
Deposit HK$84K · loan HK$757K · min. income ≈ HK$7,338/mo (50% DSR)
Upfront cash ≈ HK$84K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,841
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,944
−HK$104/mo
Today · 4.125%
HK$4,048
baseline
▲ 0.50% · 4.625%
HK$4,262
+HK$214/mo
Deposit HK$84K · loan HK$757K · min. income ≈ HK$8,096/mo (50% DSR)
Upfront cash ≈ HK$84K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).