▼ 0.50% · 3.625%
HK$2,058
−HK$129/mo
▼ 0.25% · 3.875%
HK$2,122
−HK$65/mo
Today · 4.125%
HK$2,187
baseline
▲ 0.50% · 4.625%
HK$2,320
+HK$133/mo
Deposit HK$451K · loan HK$451K · min. income ≈ HK$4,374/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,290
−HK$123/mo
▼ 0.25% · 3.875%
HK$2,351
−HK$62/mo
Today · 4.125%
HK$2,413
baseline
▲ 0.50% · 4.625%
HK$2,541
+HK$128/mo
Deposit HK$451K · loan HK$451K · min. income ≈ HK$4,826/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,264
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,334
−HK$72/mo
Today · 4.125%
HK$2,406
baseline
▲ 0.50% · 4.625%
HK$2,552
+HK$146/mo
Deposit HK$406K · loan HK$496K · min. income ≈ HK$4,812/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,519
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,586
−HK$69/mo
Today · 4.125%
HK$2,655
baseline
▲ 0.50% · 4.625%
HK$2,795
+HK$140/mo
Deposit HK$406K · loan HK$496K · min. income ≈ HK$5,310/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,470
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,547
−HK$78/mo
Today · 4.125%
HK$2,625
baseline
▲ 0.50% · 4.625%
HK$2,784
+HK$159/mo
Deposit HK$361K · loan HK$542K · min. income ≈ HK$5,250/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,748
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,821
−HK$75/mo
Today · 4.125%
HK$2,896
baseline
▲ 0.50% · 4.625%
HK$3,049
+HK$153/mo
Deposit HK$361K · loan HK$542K · min. income ≈ HK$5,792/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,676
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,759
−HK$84/mo
Today · 4.125%
HK$2,843
baseline
▲ 0.50% · 4.625%
HK$3,016
+HK$173/mo
Deposit HK$316K · loan HK$587K · min. income ≈ HK$5,686/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,977
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,056
−HK$81/mo
Today · 4.125%
HK$3,137
baseline
▲ 0.50% · 4.625%
HK$3,303
+HK$166/mo
Deposit HK$316K · loan HK$587K · min. income ≈ HK$6,274/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,881
−HK$181/mo
▼ 0.25% · 3.875%
HK$2,971
−HK$91/mo
Today · 4.125%
HK$3,062
baseline
▲ 0.50% · 4.625%
HK$3,248
+HK$186/mo
Deposit HK$271K · loan HK$632K · min. income ≈ HK$6,124/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,206
−HK$173/mo
▼ 0.25% · 3.875%
HK$3,292
−HK$87/mo
Today · 4.125%
HK$3,379
baseline
▲ 0.50% · 4.625%
HK$3,557
+HK$178/mo
Deposit HK$271K · loan HK$632K · min. income ≈ HK$6,758/mo (50% DSR)
Upfront cash ≈ HK$271K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,087
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,183
−HK$98/mo
Today · 4.125%
HK$3,281
baseline
▲ 0.50% · 4.625%
HK$3,480
+HK$199/mo
Deposit HK$226K · loan HK$677K · min. income ≈ HK$6,562/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,435
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,527
−HK$93/mo
Today · 4.125%
HK$3,620
baseline
▲ 0.50% · 4.625%
HK$3,811
+HK$191/mo
Deposit HK$226K · loan HK$677K · min. income ≈ HK$7,240/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,293
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,396
−HK$104/mo
Today · 4.125%
HK$3,500
baseline
▲ 0.50% · 4.625%
HK$3,713
+HK$213/mo
Deposit HK$181K · loan HK$722K · min. income ≈ HK$7,000/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,664
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,762
−HK$99/mo
Today · 4.125%
HK$3,861
baseline
▲ 0.50% · 4.625%
HK$4,065
+HK$204/mo
Deposit HK$181K · loan HK$722K · min. income ≈ HK$7,722/mo (50% DSR)
Upfront cash ≈ HK$181K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,499
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,608
−HK$110/mo
Today · 4.125%
HK$3,718
baseline
▲ 0.50% · 4.625%
HK$3,945
+HK$227/mo
Deposit HK$135K · loan HK$767K · min. income ≈ HK$7,436/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,892
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,997
−HK$106/mo
Today · 4.125%
HK$4,103
baseline
▲ 0.50% · 4.625%
HK$4,319
+HK$216/mo
Deposit HK$135K · loan HK$767K · min. income ≈ HK$8,206/mo (50% DSR)
Upfront cash ≈ HK$135K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,705
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,820
−HK$117/mo
Today · 4.125%
HK$3,937
baseline
▲ 0.50% · 4.625%
HK$4,177
+HK$240/mo
Deposit HK$90K · loan HK$812K · min. income ≈ HK$7,874/mo (50% DSR)
Upfront cash ≈ HK$90K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,121
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,232
−HK$112/mo
Today · 4.125%
HK$4,344
baseline
▲ 0.50% · 4.625%
HK$4,573
+HK$229/mo
Deposit HK$90K · loan HK$812K · min. income ≈ HK$8,688/mo (50% DSR)
Upfront cash ≈ HK$90K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).