▼ 0.50% · 3.625%
HK$4,149
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,278
−HK$131/mo
Today · 4.125%
HK$4,409
baseline
▲ 0.50% · 4.625%
HK$4,677
+HK$268/mo
Deposit HK$910K · loan HK$910K · min. income ≈ HK$8,818/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,615
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,739
−HK$126/mo
Today · 4.125%
HK$4,865
baseline
▲ 0.50% · 4.625%
HK$5,121
+HK$256/mo
Deposit HK$910K · loan HK$910K · min. income ≈ HK$9,730/mo (50% DSR)
Upfront cash ≈ HK$910K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,564
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,706
−HK$144/mo
Today · 4.125%
HK$4,850
baseline
▲ 0.50% · 4.625%
HK$5,145
+HK$295/mo
Deposit HK$819K · loan HK$1.00M · min. income ≈ HK$9,700/mo (50% DSR)
Upfront cash ≈ HK$819K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,077
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,213
−HK$138/mo
Today · 4.125%
HK$5,351
baseline
▲ 0.50% · 4.625%
HK$5,633
+HK$282/mo
Deposit HK$819K · loan HK$1.00M · min. income ≈ HK$10,702/mo (50% DSR)
Upfront cash ≈ HK$819K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,978
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,133
−HK$158/mo
Today · 4.125%
HK$5,291
baseline
▲ 0.50% · 4.625%
HK$5,613
+HK$322/mo
Deposit HK$728K · loan HK$1.09M · min. income ≈ HK$10,582/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,538
−HK$300/mo
▼ 0.25% · 3.875%
HK$5,687
−HK$151/mo
Today · 4.125%
HK$5,838
baseline
▲ 0.50% · 4.625%
HK$6,145
+HK$307/mo
Deposit HK$728K · loan HK$1.09M · min. income ≈ HK$11,676/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,393
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,561
−HK$171/mo
Today · 4.125%
HK$5,732
baseline
▲ 0.50% · 4.625%
HK$6,080
+HK$348/mo
Deposit HK$637K · loan HK$1.18M · min. income ≈ HK$11,464/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,000
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,161
−HK$163/mo
Today · 4.125%
HK$6,324
baseline
▲ 0.50% · 4.625%
HK$6,658
+HK$334/mo
Deposit HK$637K · loan HK$1.18M · min. income ≈ HK$12,648/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,808
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,989
−HK$183/mo
Today · 4.125%
HK$6,172
baseline
▲ 0.50% · 4.625%
HK$6,548
+HK$376/mo
Deposit HK$546K · loan HK$1.27M · min. income ≈ HK$12,344/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,462
−HK$349/mo
▼ 0.25% · 3.875%
HK$6,635
−HK$176/mo
Today · 4.125%
HK$6,811
baseline
▲ 0.50% · 4.625%
HK$7,170
+HK$359/mo
Deposit HK$546K · loan HK$1.27M · min. income ≈ HK$13,622/mo (50% DSR)
Upfront cash ≈ HK$546K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,223
−HK$390/mo
▼ 0.25% · 3.875%
HK$6,417
−HK$196/mo
Today · 4.125%
HK$6,613
baseline
▲ 0.50% · 4.625%
HK$7,016
+HK$403/mo
Deposit HK$455K · loan HK$1.36M · min. income ≈ HK$13,226/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,923
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,109
−HK$188/mo
Today · 4.125%
HK$7,297
baseline
▲ 0.50% · 4.625%
HK$7,682
+HK$385/mo
Deposit HK$455K · loan HK$1.36M · min. income ≈ HK$14,594/mo (50% DSR)
Upfront cash ≈ HK$455K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,638
−HK$416/mo
▼ 0.25% · 3.875%
HK$6,844
−HK$210/mo
Today · 4.125%
HK$7,054
baseline
▲ 0.50% · 4.625%
HK$7,483
+HK$429/mo
Deposit HK$364K · loan HK$1.46M · min. income ≈ HK$14,108/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,385
−HK$399/mo
▼ 0.25% · 3.875%
HK$7,583
−HK$201/mo
Today · 4.125%
HK$7,784
baseline
▲ 0.50% · 4.625%
HK$8,194
+HK$410/mo
Deposit HK$364K · loan HK$1.46M · min. income ≈ HK$15,568/mo (50% DSR)
Upfront cash ≈ HK$364K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,053
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,272
−HK$223/mo
Today · 4.125%
HK$7,495
baseline
▲ 0.50% · 4.625%
HK$7,951
+HK$456/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$14,990/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,846
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,057
−HK$213/mo
Today · 4.125%
HK$8,270
baseline
▲ 0.50% · 4.625%
HK$8,706
+HK$436/mo
Deposit HK$273K · loan HK$1.55M · min. income ≈ HK$16,540/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,468
−HK$468/mo
▼ 0.25% · 3.875%
HK$7,700
−HK$236/mo
Today · 4.125%
HK$7,936
baseline
▲ 0.50% · 4.625%
HK$8,419
+HK$483/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$15,872/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,308
−HK$449/mo
▼ 0.25% · 3.875%
HK$8,531
−HK$226/mo
Today · 4.125%
HK$8,757
baseline
▲ 0.50% · 4.625%
HK$9,218
+HK$461/mo
Deposit HK$182K · loan HK$1.64M · min. income ≈ HK$17,514/mo (50% DSR)
Upfront cash ≈ HK$182K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).