▼ 0.50% · 3.625%
HK$3,124
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,221
−HK$99/mo
Today · 4.125%
HK$3,320
baseline
▲ 0.50% · 4.625%
HK$3,522
+HK$202/mo
Deposit HK$685K · loan HK$685K · min. income ≈ HK$6,640/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,475
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,569
−HK$94/mo
Today · 4.125%
HK$3,663
baseline
▲ 0.50% · 4.625%
HK$3,856
+HK$193/mo
Deposit HK$685K · loan HK$685K · min. income ≈ HK$7,326/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,436
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,543
−HK$109/mo
Today · 4.125%
HK$3,652
baseline
▲ 0.50% · 4.625%
HK$3,874
+HK$222/mo
Deposit HK$616K · loan HK$753K · min. income ≈ HK$7,304/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,823
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,925
−HK$104/mo
Today · 4.125%
HK$4,029
baseline
▲ 0.50% · 4.625%
HK$4,242
+HK$213/mo
Deposit HK$616K · loan HK$753K · min. income ≈ HK$8,058/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,749
−HK$235/mo
▼ 0.25% · 3.875%
HK$3,865
−HK$119/mo
Today · 4.125%
HK$3,984
baseline
▲ 0.50% · 4.625%
HK$4,226
+HK$242/mo
Deposit HK$548K · loan HK$822K · min. income ≈ HK$7,968/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,170
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,282
−HK$114/mo
Today · 4.125%
HK$4,396
baseline
▲ 0.50% · 4.625%
HK$4,627
+HK$231/mo
Deposit HK$548K · loan HK$822K · min. income ≈ HK$8,792/mo (50% DSR)
Upfront cash ≈ HK$548K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,061
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,187
−HK$129/mo
Today · 4.125%
HK$4,316
baseline
▲ 0.50% · 4.625%
HK$4,578
+HK$262/mo
Deposit HK$479K · loan HK$890K · min. income ≈ HK$8,632/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,518
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,639
−HK$123/mo
Today · 4.125%
HK$4,762
baseline
▲ 0.50% · 4.625%
HK$5,013
+HK$251/mo
Deposit HK$479K · loan HK$890K · min. income ≈ HK$9,524/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,373
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,510
−HK$138/mo
Today · 4.125%
HK$4,648
baseline
▲ 0.50% · 4.625%
HK$4,931
+HK$283/mo
Deposit HK$411K · loan HK$959K · min. income ≈ HK$9,296/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,865
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,996
−HK$132/mo
Today · 4.125%
HK$5,128
baseline
▲ 0.50% · 4.625%
HK$5,399
+HK$271/mo
Deposit HK$411K · loan HK$959K · min. income ≈ HK$10,256/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,686
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,832
−HK$148/mo
Today · 4.125%
HK$4,980
baseline
▲ 0.50% · 4.625%
HK$5,283
+HK$303/mo
Deposit HK$342K · loan HK$1.03M · min. income ≈ HK$9,960/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,213
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,353
−HK$142/mo
Today · 4.125%
HK$5,495
baseline
▲ 0.50% · 4.625%
HK$5,784
+HK$289/mo
Deposit HK$342K · loan HK$1.03M · min. income ≈ HK$10,990/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,998
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,154
−HK$158/mo
Today · 4.125%
HK$5,312
baseline
▲ 0.50% · 4.625%
HK$5,635
+HK$323/mo
Deposit HK$274K · loan HK$1.10M · min. income ≈ HK$10,624/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,560
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,710
−HK$151/mo
Today · 4.125%
HK$5,861
baseline
▲ 0.50% · 4.625%
HK$6,170
+HK$309/mo
Deposit HK$274K · loan HK$1.10M · min. income ≈ HK$11,722/mo (50% DSR)
Upfront cash ≈ HK$274K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,311
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,476
−HK$168/mo
Today · 4.125%
HK$5,644
baseline
▲ 0.50% · 4.625%
HK$5,987
+HK$343/mo
Deposit HK$205K · loan HK$1.16M · min. income ≈ HK$11,288/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,908
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,066
−HK$161/mo
Today · 4.125%
HK$6,227
baseline
▲ 0.50% · 4.625%
HK$6,555
+HK$328/mo
Deposit HK$205K · loan HK$1.16M · min. income ≈ HK$12,454/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,623
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,798
−HK$178/mo
Today · 4.125%
HK$5,976
baseline
▲ 0.50% · 4.625%
HK$6,339
+HK$363/mo
Deposit HK$137K · loan HK$1.23M · min. income ≈ HK$11,952/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,256
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,423
−HK$171/mo
Today · 4.125%
HK$6,594
baseline
▲ 0.50% · 4.625%
HK$6,941
+HK$347/mo
Deposit HK$137K · loan HK$1.23M · min. income ≈ HK$13,188/mo (50% DSR)
Upfront cash ≈ HK$137K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).