▼ 0.50% · 3.625%
HK$1,974
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,036
−HK$62/mo
Today · 4.125%
HK$2,098
baseline
▲ 0.50% · 4.625%
HK$2,226
+HK$128/mo
Deposit HK$433K · loan HK$433K · min. income ≈ HK$4,196/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,196
−HK$119/mo
▼ 0.25% · 3.875%
HK$2,255
−HK$60/mo
Today · 4.125%
HK$2,315
baseline
▲ 0.50% · 4.625%
HK$2,437
+HK$122/mo
Deposit HK$433K · loan HK$433K · min. income ≈ HK$4,630/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,172
−HK$136/mo
▼ 0.25% · 3.875%
HK$2,239
−HK$69/mo
Today · 4.125%
HK$2,308
baseline
▲ 0.50% · 4.625%
HK$2,448
+HK$140/mo
Deposit HK$390K · loan HK$476K · min. income ≈ HK$4,616/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,416
−HK$131/mo
▼ 0.25% · 3.875%
HK$2,481
−HK$66/mo
Today · 4.125%
HK$2,547
baseline
▲ 0.50% · 4.625%
HK$2,681
+HK$134/mo
Deposit HK$390K · loan HK$476K · min. income ≈ HK$5,094/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,369
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,443
−HK$75/mo
Today · 4.125%
HK$2,518
baseline
▲ 0.50% · 4.625%
HK$2,671
+HK$153/mo
Deposit HK$346K · loan HK$519K · min. income ≈ HK$5,036/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,636
−HK$142/mo
▼ 0.25% · 3.875%
HK$2,706
−HK$72/mo
Today · 4.125%
HK$2,778
baseline
▲ 0.50% · 4.625%
HK$2,924
+HK$146/mo
Deposit HK$346K · loan HK$519K · min. income ≈ HK$5,556/mo (50% DSR)
Upfront cash ≈ HK$346K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,567
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,646
−HK$82/mo
Today · 4.125%
HK$2,728
baseline
▲ 0.50% · 4.625%
HK$2,893
+HK$165/mo
Deposit HK$303K · loan HK$563K · min. income ≈ HK$5,456/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,855
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,932
−HK$78/mo
Today · 4.125%
HK$3,010
baseline
▲ 0.50% · 4.625%
HK$3,168
+HK$158/mo
Deposit HK$303K · loan HK$563K · min. income ≈ HK$6,020/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,764
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,850
−HK$87/mo
Today · 4.125%
HK$2,937
baseline
▲ 0.50% · 4.625%
HK$3,116
+HK$179/mo
Deposit HK$260K · loan HK$606K · min. income ≈ HK$5,874/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,075
−HK$166/mo
▼ 0.25% · 3.875%
HK$3,157
−HK$84/mo
Today · 4.125%
HK$3,241
baseline
▲ 0.50% · 4.625%
HK$3,412
+HK$171/mo
Deposit HK$260K · loan HK$606K · min. income ≈ HK$6,482/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,961
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,054
−HK$93/mo
Today · 4.125%
HK$3,147
baseline
▲ 0.50% · 4.625%
HK$3,339
+HK$192/mo
Deposit HK$216K · loan HK$649K · min. income ≈ HK$6,294/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,295
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,383
−HK$90/mo
Today · 4.125%
HK$3,473
baseline
▲ 0.50% · 4.625%
HK$3,656
+HK$183/mo
Deposit HK$216K · loan HK$649K · min. income ≈ HK$6,946/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,159
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,257
−HK$100/mo
Today · 4.125%
HK$3,357
baseline
▲ 0.50% · 4.625%
HK$3,561
+HK$204/mo
Deposit HK$173K · loan HK$693K · min. income ≈ HK$6,714/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,514
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,608
−HK$96/mo
Today · 4.125%
HK$3,704
baseline
▲ 0.50% · 4.625%
HK$3,899
+HK$195/mo
Deposit HK$173K · loan HK$693K · min. income ≈ HK$7,408/mo (50% DSR)
Upfront cash ≈ HK$173K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,356
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,461
−HK$106/mo
Today · 4.125%
HK$3,567
baseline
▲ 0.50% · 4.625%
HK$3,784
+HK$217/mo
Deposit HK$130K · loan HK$736K · min. income ≈ HK$7,134/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,734
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,834
−HK$102/mo
Today · 4.125%
HK$3,936
baseline
▲ 0.50% · 4.625%
HK$4,143
+HK$207/mo
Deposit HK$130K · loan HK$736K · min. income ≈ HK$7,872/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,554
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,664
−HK$113/mo
Today · 4.125%
HK$3,777
baseline
▲ 0.50% · 4.625%
HK$4,006
+HK$229/mo
Deposit HK$87K · loan HK$779K · min. income ≈ HK$7,554/mo (50% DSR)
Upfront cash ≈ HK$87K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,953
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,060
−HK$107/mo
Today · 4.125%
HK$4,167
baseline
▲ 0.50% · 4.625%
HK$4,387
+HK$220/mo
Deposit HK$87K · loan HK$779K · min. income ≈ HK$8,334/mo (50% DSR)
Upfront cash ≈ HK$87K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).