▼ 0.50% · 3.625%
HK$2,024
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,087
−HK$64/mo
Today · 4.125%
HK$2,151
baseline
▲ 0.50% · 4.625%
HK$2,282
+HK$131/mo
Deposit HK$444K · loan HK$444K · min. income ≈ HK$4,302/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,251
−HK$122/mo
▼ 0.25% · 3.875%
HK$2,312
−HK$61/mo
Today · 4.125%
HK$2,373
baseline
▲ 0.50% · 4.625%
HK$2,498
+HK$125/mo
Deposit HK$444K · loan HK$444K · min. income ≈ HK$4,746/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,226
−HK$140/mo
▼ 0.25% · 3.875%
HK$2,295
−HK$71/mo
Today · 4.125%
HK$2,366
baseline
▲ 0.50% · 4.625%
HK$2,510
+HK$144/mo
Deposit HK$399K · loan HK$488K · min. income ≈ HK$4,732/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,477
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,543
−HK$67/mo
Today · 4.125%
HK$2,610
baseline
▲ 0.50% · 4.625%
HK$2,748
+HK$138/mo
Deposit HK$399K · loan HK$488K · min. income ≈ HK$5,220/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,429
−HK$152/mo
▼ 0.25% · 3.875%
HK$2,504
−HK$77/mo
Today · 4.125%
HK$2,581
baseline
▲ 0.50% · 4.625%
HK$2,738
+HK$157/mo
Deposit HK$355K · loan HK$533K · min. income ≈ HK$5,162/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,702
−HK$146/mo
▼ 0.25% · 3.875%
HK$2,774
−HK$74/mo
Today · 4.125%
HK$2,848
baseline
▲ 0.50% · 4.625%
HK$2,998
+HK$150/mo
Deposit HK$355K · loan HK$533K · min. income ≈ HK$5,696/mo (50% DSR)
Upfront cash ≈ HK$355K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,631
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,713
−HK$83/mo
Today · 4.125%
HK$2,796
baseline
▲ 0.50% · 4.625%
HK$2,966
+HK$170/mo
Deposit HK$311K · loan HK$577K · min. income ≈ HK$5,592/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,927
−HK$158/mo
▼ 0.25% · 3.875%
HK$3,005
−HK$80/mo
Today · 4.125%
HK$3,085
baseline
▲ 0.50% · 4.625%
HK$3,248
+HK$163/mo
Deposit HK$311K · loan HK$577K · min. income ≈ HK$6,170/mo (50% DSR)
Upfront cash ≈ HK$311K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,833
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,921
−HK$90/mo
Today · 4.125%
HK$3,011
baseline
▲ 0.50% · 4.625%
HK$3,194
+HK$183/mo
Deposit HK$266K · loan HK$621K · min. income ≈ HK$6,022/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,152
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,237
−HK$85/mo
Today · 4.125%
HK$3,322
baseline
▲ 0.50% · 4.625%
HK$3,497
+HK$175/mo
Deposit HK$266K · loan HK$621K · min. income ≈ HK$6,644/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,036
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,130
−HK$96/mo
Today · 4.125%
HK$3,226
baseline
▲ 0.50% · 4.625%
HK$3,422
+HK$196/mo
Deposit HK$222K · loan HK$666K · min. income ≈ HK$6,452/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,377
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,468
−HK$92/mo
Today · 4.125%
HK$3,560
baseline
▲ 0.50% · 4.625%
HK$3,747
+HK$187/mo
Deposit HK$222K · loan HK$666K · min. income ≈ HK$7,120/mo (50% DSR)
Upfront cash ≈ HK$222K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,238
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,339
−HK$102/mo
Today · 4.125%
HK$3,441
baseline
▲ 0.50% · 4.625%
HK$3,650
+HK$209/mo
Deposit HK$178K · loan HK$710K · min. income ≈ HK$6,882/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,602
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,699
−HK$98/mo
Today · 4.125%
HK$3,797
baseline
▲ 0.50% · 4.625%
HK$3,997
+HK$200/mo
Deposit HK$178K · loan HK$710K · min. income ≈ HK$7,594/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,440
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,547
−HK$109/mo
Today · 4.125%
HK$3,656
baseline
▲ 0.50% · 4.625%
HK$3,879
+HK$223/mo
Deposit HK$133K · loan HK$754K · min. income ≈ HK$7,312/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,827
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,930
−HK$104/mo
Today · 4.125%
HK$4,034
baseline
▲ 0.50% · 4.625%
HK$4,247
+HK$213/mo
Deposit HK$133K · loan HK$754K · min. income ≈ HK$8,068/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,643
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,756
−HK$115/mo
Today · 4.125%
HK$3,871
baseline
▲ 0.50% · 4.625%
HK$4,107
+HK$236/mo
Deposit HK$89K · loan HK$799K · min. income ≈ HK$7,742/mo (50% DSR)
Upfront cash ≈ HK$89K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,053
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,161
−HK$111/mo
Today · 4.125%
HK$4,272
baseline
▲ 0.50% · 4.625%
HK$4,497
+HK$225/mo
Deposit HK$89K · loan HK$799K · min. income ≈ HK$8,544/mo (50% DSR)
Upfront cash ≈ HK$89K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).