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At today's rate and a 90% mortgage, the deposit on this unit is about HK$285K, with repayments around HK$12,439/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$285K · loan HK$2.57M · min. income ≈ HK$24,878/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 44 schools within a 1 km walk.
Everyday convenience — 91 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 68 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- C
- Saleable Area
- 216 Saleable ft²
- Gross Area
- 353 ft²
- Efficiency
- 61%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-29 | HK$3.85M | +0.0% 3.2y · 0.0%/yr |
| 2018-04-11 | HK$3.85M | +48.1% 4.4y · 11.0%/yr |
| 2013-10-31 | HK$2.60M | +46.1% |
| 2011-04-14 | HK$1.78M | +87.4% |
| 2009-04-02 | HK$950K | +21.8% |
| 2000-10-20 | HK$780K | — |