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At today's rate and a 90% mortgage, the deposit on this unit is about HK$456K, with repayments around HK$19,897/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$456K · loan HK$4.11M · min. income ≈ HK$39,794/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$73,654 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 69 schools within a 1 km walk.
Everyday convenience — 103 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 95 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 19/F
- Flat
- B
- Saleable Area
- 434 Saleable ft²
- Gross Area
- 540 ft²
- Efficiency
- 80%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-10-29 | HK$6.00M | +0.0% 5.9y · 11.0%/yr |
| 2019-10-23 | HK$6.00M | +62.2% 5.9y · 11.0%/yr |
| 2013-12-02 | HK$3.70M | +146.7% |
| 2009-02-27 | HK$1.50M | +11.1% |
| 2007-10-31 | HK$1.35M | −17.2% |
| 1996-02-23 | HK$1.63M | — |