▼ 0.50% · 3.625%
HK$2,843
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,931
−HK$90/mo
Today · 4.125%
HK$3,021
baseline
▲ 0.50% · 4.625%
HK$3,205
+HK$184/mo
Deposit HK$623K · loan HK$623K · min. income ≈ HK$6,042/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,163
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,248
−HK$86/mo
Today · 4.125%
HK$3,334
baseline
▲ 0.50% · 4.625%
HK$3,509
+HK$175/mo
Deposit HK$623K · loan HK$623K · min. income ≈ HK$6,668/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,127
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,225
−HK$98/mo
Today · 4.125%
HK$3,323
baseline
▲ 0.50% · 4.625%
HK$3,526
+HK$203/mo
Deposit HK$561K · loan HK$686K · min. income ≈ HK$6,646/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,479
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,572
−HK$95/mo
Today · 4.125%
HK$3,667
baseline
▲ 0.50% · 4.625%
HK$3,860
+HK$193/mo
Deposit HK$561K · loan HK$686K · min. income ≈ HK$7,334/mo (50% DSR)
Upfront cash ≈ HK$561K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,412
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,518
−HK$107/mo
Today · 4.125%
HK$3,625
baseline
▲ 0.50% · 4.625%
HK$3,846
+HK$221/mo
Deposit HK$499K · loan HK$748K · min. income ≈ HK$7,250/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,795
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,897
−HK$103/mo
Today · 4.125%
HK$4,000
baseline
▲ 0.50% · 4.625%
HK$4,211
+HK$211/mo
Deposit HK$499K · loan HK$748K · min. income ≈ HK$8,000/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,696
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,811
−HK$117/mo
Today · 4.125%
HK$3,928
baseline
▲ 0.50% · 4.625%
HK$4,167
+HK$239/mo
Deposit HK$436K · loan HK$810K · min. income ≈ HK$7,856/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,112
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,222
−HK$112/mo
Today · 4.125%
HK$4,334
baseline
▲ 0.50% · 4.625%
HK$4,562
+HK$228/mo
Deposit HK$436K · loan HK$810K · min. income ≈ HK$8,668/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,980
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,104
−HK$126/mo
Today · 4.125%
HK$4,230
baseline
▲ 0.50% · 4.625%
HK$4,487
+HK$257/mo
Deposit HK$374K · loan HK$873K · min. income ≈ HK$8,460/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,428
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,547
−HK$120/mo
Today · 4.125%
HK$4,667
baseline
▲ 0.50% · 4.625%
HK$4,913
+HK$246/mo
Deposit HK$374K · loan HK$873K · min. income ≈ HK$9,334/mo (50% DSR)
Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,264
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,397
−HK$135/mo
Today · 4.125%
HK$4,532
baseline
▲ 0.50% · 4.625%
HK$4,808
+HK$276/mo
Deposit HK$312K · loan HK$935K · min. income ≈ HK$9,064/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,744
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,871
−HK$129/mo
Today · 4.125%
HK$5,000
baseline
▲ 0.50% · 4.625%
HK$5,264
+HK$264/mo
Deposit HK$312K · loan HK$935K · min. income ≈ HK$10,000/mo (50% DSR)
Upfront cash ≈ HK$312K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,549
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,690
−HK$144/mo
Today · 4.125%
HK$4,834
baseline
▲ 0.50% · 4.625%
HK$5,128
+HK$294/mo
Deposit HK$249K · loan HK$997K · min. income ≈ HK$9,668/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,060
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,196
−HK$138/mo
Today · 4.125%
HK$5,334
baseline
▲ 0.50% · 4.625%
HK$5,615
+HK$281/mo
Deposit HK$249K · loan HK$997K · min. income ≈ HK$10,668/mo (50% DSR)
Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,833
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,983
−HK$153/mo
Today · 4.125%
HK$5,136
baseline
▲ 0.50% · 4.625%
HK$5,449
+HK$313/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$10,272/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,377
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,521
−HK$146/mo
Today · 4.125%
HK$5,667
baseline
▲ 0.50% · 4.625%
HK$5,966
+HK$299/mo
Deposit HK$187K · loan HK$1.06M · min. income ≈ HK$11,334/mo (50% DSR)
Upfront cash ≈ HK$187K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,117
−HK$321/mo
▼ 0.25% · 3.875%
HK$5,276
−HK$162/mo
Today · 4.125%
HK$5,438
baseline
▲ 0.50% · 4.625%
HK$5,769
+HK$331/mo
Deposit HK$125K · loan HK$1.12M · min. income ≈ HK$10,876/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,693
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,846
−HK$154/mo
Today · 4.125%
HK$6,000
baseline
▲ 0.50% · 4.625%
HK$6,317
+HK$317/mo
Deposit HK$125K · loan HK$1.12M · min. income ≈ HK$12,000/mo (50% DSR)
Upfront cash ≈ HK$125K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).