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At today's rate and a 90% mortgage, the deposit on this unit is about HK$248K, with repayments around HK$10,828/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$248K · loan HK$2.23M · min. income ≈ HK$21,656/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 56 schools within a 1 km walk.
Everyday convenience — 107 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 87 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- M
- Saleable Area
- 332 Saleable ft²
- Gross Area
- 360 ft²
- Efficiency
- 92%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-08-27 | HK$3.78M | +73.4% 3.1y · 23.0%/yr |
| 2016-07-08 | HK$2.18M | +87.9% 6.2y · 14.0%/yr |
| 2010-04-20 | HK$1.16M | +39.8% |
| 2009-02-02 | HK$830K | +43.1% |
| 2005-09-30 | HK$580K | +65.7% |
| 2005-04-21 | HK$350K | — |