▼ 0.50% · 3.625%
HK$2,281
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,352
−HK$72/mo
Today · 4.125%
HK$2,424
baseline
▲ 0.50% · 4.625%
HK$2,572
+HK$148/mo
Deposit HK$500K · loan HK$500K · min. income ≈ HK$4,848/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,538
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,606
−HK$69/mo
Today · 4.125%
HK$2,675
baseline
▲ 0.50% · 4.625%
HK$2,816
+HK$141/mo
Deposit HK$500K · loan HK$500K · min. income ≈ HK$5,350/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,509
−HK$158/mo
▼ 0.25% · 3.875%
HK$2,587
−HK$80/mo
Today · 4.125%
HK$2,667
baseline
▲ 0.50% · 4.625%
HK$2,829
+HK$162/mo
Deposit HK$450K · loan HK$550K · min. income ≈ HK$5,334/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,791
−HK$151/mo
▼ 0.25% · 3.875%
HK$2,866
−HK$76/mo
Today · 4.125%
HK$2,942
baseline
▲ 0.50% · 4.625%
HK$3,097
+HK$155/mo
Deposit HK$450K · loan HK$550K · min. income ≈ HK$5,884/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,737
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,822
−HK$87/mo
Today · 4.125%
HK$2,909
baseline
▲ 0.50% · 4.625%
HK$3,086
+HK$177/mo
Deposit HK$400K · loan HK$600K · min. income ≈ HK$5,818/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,045
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,127
−HK$83/mo
Today · 4.125%
HK$3,210
baseline
▲ 0.50% · 4.625%
HK$3,379
+HK$169/mo
Deposit HK$400K · loan HK$600K · min. income ≈ HK$6,420/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,965
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,058
−HK$93/mo
Today · 4.125%
HK$3,151
baseline
▲ 0.50% · 4.625%
HK$3,343
+HK$192/mo
Deposit HK$350K · loan HK$650K · min. income ≈ HK$6,302/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,299
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,387
−HK$90/mo
Today · 4.125%
HK$3,477
baseline
▲ 0.50% · 4.625%
HK$3,660
+HK$183/mo
Deposit HK$350K · loan HK$650K · min. income ≈ HK$6,954/mo (50% DSR)
Upfront cash ≈ HK$350K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,193
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,293
−HK$101/mo
Today · 4.125%
HK$3,394
baseline
▲ 0.50% · 4.625%
HK$3,600
+HK$206/mo
Deposit HK$300K · loan HK$700K · min. income ≈ HK$6,788/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,553
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,648
−HK$97/mo
Today · 4.125%
HK$3,745
baseline
▲ 0.50% · 4.625%
HK$3,942
+HK$197/mo
Deposit HK$300K · loan HK$700K · min. income ≈ HK$7,490/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,422
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,528
−HK$108/mo
Today · 4.125%
HK$3,636
baseline
▲ 0.50% · 4.625%
HK$3,857
+HK$221/mo
Deposit HK$250K · loan HK$750K · min. income ≈ HK$7,272/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,807
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,909
−HK$103/mo
Today · 4.125%
HK$4,012
baseline
▲ 0.50% · 4.625%
HK$4,224
+HK$212/mo
Deposit HK$250K · loan HK$750K · min. income ≈ HK$8,024/mo (50% DSR)
Upfront cash ≈ HK$250K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,650
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,763
−HK$116/mo
Today · 4.125%
HK$3,879
baseline
▲ 0.50% · 4.625%
HK$4,115
+HK$236/mo
Deposit HK$200K · loan HK$800K · min. income ≈ HK$7,758/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,060
−HK$220/mo
▼ 0.25% · 3.875%
HK$4,169
−HK$111/mo
Today · 4.125%
HK$4,280
baseline
▲ 0.50% · 4.625%
HK$4,505
+HK$225/mo
Deposit HK$200K · loan HK$800K · min. income ≈ HK$8,560/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,878
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,998
−HK$123/mo
Today · 4.125%
HK$4,121
baseline
▲ 0.50% · 4.625%
HK$4,372
+HK$251/mo
Deposit HK$150K · loan HK$850K · min. income ≈ HK$8,242/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,314
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,430
−HK$117/mo
Today · 4.125%
HK$4,547
baseline
▲ 0.50% · 4.625%
HK$4,787
+HK$240/mo
Deposit HK$150K · loan HK$850K · min. income ≈ HK$9,094/mo (50% DSR)
Upfront cash ≈ HK$150K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,106
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,234
−HK$129/mo
Today · 4.125%
HK$4,363
baseline
▲ 0.50% · 4.625%
HK$4,629
+HK$266/mo
Deposit HK$100K · loan HK$900K · min. income ≈ HK$8,726/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,568
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,690
−HK$125/mo
Today · 4.125%
HK$4,815
baseline
▲ 0.50% · 4.625%
HK$5,068
+HK$253/mo
Deposit HK$100K · loan HK$900K · min. income ≈ HK$9,630/mo (50% DSR)
Upfront cash ≈ HK$100K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).