▼ 0.50% · 3.625%
HK$2,345
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,417
−HK$75/mo
Today · 4.125%
HK$2,492
baseline
▲ 0.50% · 4.625%
HK$2,643
+HK$151/mo
Deposit HK$514K · loan HK$514K · min. income ≈ HK$4,984/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,608
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,678
−HK$71/mo
Today · 4.125%
HK$2,749
baseline
▲ 0.50% · 4.625%
HK$2,894
+HK$145/mo
Deposit HK$514K · loan HK$514K · min. income ≈ HK$5,498/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,579
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,659
−HK$82/mo
Today · 4.125%
HK$2,741
baseline
▲ 0.50% · 4.625%
HK$2,908
+HK$167/mo
Deposit HK$463K · loan HK$566K · min. income ≈ HK$5,482/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,869
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,946
−HK$78/mo
Today · 4.125%
HK$3,024
baseline
▲ 0.50% · 4.625%
HK$3,184
+HK$160/mo
Deposit HK$463K · loan HK$566K · min. income ≈ HK$6,048/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,813
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,901
−HK$89/mo
Today · 4.125%
HK$2,990
baseline
▲ 0.50% · 4.625%
HK$3,172
+HK$182/mo
Deposit HK$411K · loan HK$617K · min. income ≈ HK$5,980/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,130
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,214
−HK$85/mo
Today · 4.125%
HK$3,299
baseline
▲ 0.50% · 4.625%
HK$3,473
+HK$174/mo
Deposit HK$411K · loan HK$617K · min. income ≈ HK$6,598/mo (50% DSR)
Upfront cash ≈ HK$411K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,048
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,143
−HK$96/mo
Today · 4.125%
HK$3,239
baseline
▲ 0.50% · 4.625%
HK$3,436
+HK$197/mo
Deposit HK$360K · loan HK$668K · min. income ≈ HK$6,478/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,391
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,482
−HK$92/mo
Today · 4.125%
HK$3,574
baseline
▲ 0.50% · 4.625%
HK$3,762
+HK$188/mo
Deposit HK$360K · loan HK$668K · min. income ≈ HK$7,148/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,282
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,384
−HK$104/mo
Today · 4.125%
HK$3,488
baseline
▲ 0.50% · 4.625%
HK$3,700
+HK$212/mo
Deposit HK$308K · loan HK$720K · min. income ≈ HK$6,976/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,652
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,750
−HK$99/mo
Today · 4.125%
HK$3,849
baseline
▲ 0.50% · 4.625%
HK$4,052
+HK$203/mo
Deposit HK$308K · loan HK$720K · min. income ≈ HK$7,698/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,517
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,626
−HK$111/mo
Today · 4.125%
HK$3,737
baseline
▲ 0.50% · 4.625%
HK$3,965
+HK$228/mo
Deposit HK$257K · loan HK$771K · min. income ≈ HK$7,474/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,912
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,017
−HK$107/mo
Today · 4.125%
HK$4,124
baseline
▲ 0.50% · 4.625%
HK$4,341
+HK$217/mo
Deposit HK$257K · loan HK$771K · min. income ≈ HK$8,248/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,751
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,868
−HK$119/mo
Today · 4.125%
HK$3,987
baseline
▲ 0.50% · 4.625%
HK$4,229
+HK$242/mo
Deposit HK$206K · loan HK$823K · min. income ≈ HK$7,974/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,173
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,285
−HK$114/mo
Today · 4.125%
HK$4,399
baseline
▲ 0.50% · 4.625%
HK$4,631
+HK$232/mo
Deposit HK$206K · loan HK$823K · min. income ≈ HK$8,798/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,986
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,110
−HK$126/mo
Today · 4.125%
HK$4,236
baseline
▲ 0.50% · 4.625%
HK$4,493
+HK$257/mo
Deposit HK$154K · loan HK$874K · min. income ≈ HK$8,472/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,434
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,553
−HK$121/mo
Today · 4.125%
HK$4,674
baseline
▲ 0.50% · 4.625%
HK$4,920
+HK$246/mo
Deposit HK$154K · loan HK$874K · min. income ≈ HK$9,348/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,220
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,351
−HK$134/mo
Today · 4.125%
HK$4,485
baseline
▲ 0.50% · 4.625%
HK$4,758
+HK$273/mo
Deposit HK$103K · loan HK$925K · min. income ≈ HK$8,970/mo (50% DSR)
Upfront cash ≈ HK$103K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,695
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,821
−HK$128/mo
Today · 4.125%
HK$4,949
baseline
▲ 0.50% · 4.625%
HK$5,209
+HK$260/mo
Deposit HK$103K · loan HK$925K · min. income ≈ HK$9,898/mo (50% DSR)
Upfront cash ≈ HK$103K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).