▼ 0.50% · 3.625%
HK$4,184
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,314
−HK$133/mo
Today · 4.125%
HK$4,447
baseline
▲ 0.50% · 4.625%
HK$4,717
+HK$270/mo
Deposit HK$917K · loan HK$917K · min. income ≈ HK$8,894/mo (50% DSR)
Upfront cash ≈ HK$918K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,655
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,780
−HK$126/mo
Today · 4.125%
HK$4,906
baseline
▲ 0.50% · 4.625%
HK$5,165
+HK$259/mo
Deposit HK$917K · loan HK$917K · min. income ≈ HK$9,812/mo (50% DSR)
Upfront cash ≈ HK$918K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,603
−HK$288/mo
▼ 0.25% · 3.875%
HK$4,746
−HK$145/mo
Today · 4.125%
HK$4,891
baseline
▲ 0.50% · 4.625%
HK$5,189
+HK$298/mo
Deposit HK$826K · loan HK$1.01M · min. income ≈ HK$9,782/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,120
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,258
−HK$139/mo
Today · 4.125%
HK$5,397
baseline
▲ 0.50% · 4.625%
HK$5,681
+HK$284/mo
Deposit HK$826K · loan HK$1.01M · min. income ≈ HK$10,794/mo (50% DSR)
Upfront cash ≈ HK$826K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,021
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,177
−HK$159/mo
Today · 4.125%
HK$5,336
baseline
▲ 0.50% · 4.625%
HK$5,661
+HK$325/mo
Deposit HK$734K · loan HK$1.10M · min. income ≈ HK$10,672/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,586
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,736
−HK$152/mo
Today · 4.125%
HK$5,888
baseline
▲ 0.50% · 4.625%
HK$6,198
+HK$310/mo
Deposit HK$734K · loan HK$1.10M · min. income ≈ HK$11,776/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,439
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,609
−HK$172/mo
Today · 4.125%
HK$5,781
baseline
▲ 0.50% · 4.625%
HK$6,132
+HK$351/mo
Deposit HK$642K · loan HK$1.19M · min. income ≈ HK$11,562/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,051
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,214
−HK$164/mo
Today · 4.125%
HK$6,378
baseline
▲ 0.50% · 4.625%
HK$6,714
+HK$336/mo
Deposit HK$642K · loan HK$1.19M · min. income ≈ HK$12,756/mo (50% DSR)
Upfront cash ≈ HK$642K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,858
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,040
−HK$185/mo
Today · 4.125%
HK$6,225
baseline
▲ 0.50% · 4.625%
HK$6,604
+HK$379/mo
Deposit HK$550K · loan HK$1.28M · min. income ≈ HK$12,450/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,517
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,692
−HK$177/mo
Today · 4.125%
HK$6,869
baseline
▲ 0.50% · 4.625%
HK$7,231
+HK$362/mo
Deposit HK$550K · loan HK$1.28M · min. income ≈ HK$13,738/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,276
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,472
−HK$198/mo
Today · 4.125%
HK$6,670
baseline
▲ 0.50% · 4.625%
HK$7,076
+HK$406/mo
Deposit HK$459K · loan HK$1.38M · min. income ≈ HK$13,340/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,982
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,170
−HK$190/mo
Today · 4.125%
HK$7,360
baseline
▲ 0.50% · 4.625%
HK$7,747
+HK$387/mo
Deposit HK$459K · loan HK$1.38M · min. income ≈ HK$14,720/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,695
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,903
−HK$212/mo
Today · 4.125%
HK$7,115
baseline
▲ 0.50% · 4.625%
HK$7,547
+HK$432/mo
Deposit HK$367K · loan HK$1.47M · min. income ≈ HK$14,230/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,448
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,648
−HK$202/mo
Today · 4.125%
HK$7,850
baseline
▲ 0.50% · 4.625%
HK$8,264
+HK$414/mo
Deposit HK$367K · loan HK$1.47M · min. income ≈ HK$15,700/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,113
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,334
−HK$225/mo
Today · 4.125%
HK$7,559
baseline
▲ 0.50% · 4.625%
HK$8,019
+HK$460/mo
Deposit HK$275K · loan HK$1.56M · min. income ≈ HK$15,118/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,913
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,126
−HK$215/mo
Today · 4.125%
HK$8,341
baseline
▲ 0.50% · 4.625%
HK$8,780
+HK$439/mo
Deposit HK$275K · loan HK$1.56M · min. income ≈ HK$16,682/mo (50% DSR)
Upfront cash ≈ HK$275K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,532
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,766
−HK$238/mo
Today · 4.125%
HK$8,004
baseline
▲ 0.50% · 4.625%
HK$8,491
+HK$487/mo
Deposit HK$183K · loan HK$1.65M · min. income ≈ HK$16,008/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,379
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,603
−HK$228/mo
Today · 4.125%
HK$8,831
baseline
▲ 0.50% · 4.625%
HK$9,297
+HK$466/mo
Deposit HK$183K · loan HK$1.65M · min. income ≈ HK$17,662/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).