▼ 0.50% · 3.625%
HK$2,739
−HK$172/mo
▼ 0.25% · 3.875%
HK$2,825
−HK$86/mo
Today · 4.125%
HK$2,911
baseline
▲ 0.50% · 4.625%
HK$3,088
+HK$177/mo
Deposit HK$601K · loan HK$601K · min. income ≈ HK$5,822/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,048
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,129
−HK$83/mo
Today · 4.125%
HK$3,212
baseline
▲ 0.50% · 4.625%
HK$3,381
+HK$169/mo
Deposit HK$601K · loan HK$601K · min. income ≈ HK$6,424/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,013
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,107
−HK$95/mo
Today · 4.125%
HK$3,202
baseline
▲ 0.50% · 4.625%
HK$3,397
+HK$195/mo
Deposit HK$541K · loan HK$661K · min. income ≈ HK$6,404/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,352
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,442
−HK$91/mo
Today · 4.125%
HK$3,533
baseline
▲ 0.50% · 4.625%
HK$3,720
+HK$187/mo
Deposit HK$541K · loan HK$661K · min. income ≈ HK$7,066/mo (50% DSR)
Upfront cash ≈ HK$541K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,287
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,389
−HK$104/mo
Today · 4.125%
HK$3,493
baseline
▲ 0.50% · 4.625%
HK$3,706
+HK$213/mo
Deposit HK$481K · loan HK$721K · min. income ≈ HK$6,986/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,657
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,755
−HK$100/mo
Today · 4.125%
HK$3,855
baseline
▲ 0.50% · 4.625%
HK$4,058
+HK$203/mo
Deposit HK$481K · loan HK$721K · min. income ≈ HK$7,710/mo (50% DSR)
Upfront cash ≈ HK$481K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,561
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,672
−HK$112/mo
Today · 4.125%
HK$3,784
baseline
▲ 0.50% · 4.625%
HK$4,015
+HK$231/mo
Deposit HK$420K · loan HK$781K · min. income ≈ HK$7,568/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,962
−HK$214/mo
▼ 0.25% · 3.875%
HK$4,068
−HK$108/mo
Today · 4.125%
HK$4,176
baseline
▲ 0.50% · 4.625%
HK$4,396
+HK$220/mo
Deposit HK$420K · loan HK$781K · min. income ≈ HK$8,352/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,835
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,954
−HK$122/mo
Today · 4.125%
HK$4,076
baseline
▲ 0.50% · 4.625%
HK$4,324
+HK$248/mo
Deposit HK$360K · loan HK$841K · min. income ≈ HK$8,152/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,267
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,381
−HK$116/mo
Today · 4.125%
HK$4,497
baseline
▲ 0.50% · 4.625%
HK$4,734
+HK$237/mo
Deposit HK$360K · loan HK$841K · min. income ≈ HK$8,994/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,109
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,237
−HK$130/mo
Today · 4.125%
HK$4,367
baseline
▲ 0.50% · 4.625%
HK$4,632
+HK$265/mo
Deposit HK$300K · loan HK$901K · min. income ≈ HK$8,734/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,571
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,694
−HK$124/mo
Today · 4.125%
HK$4,818
baseline
▲ 0.50% · 4.625%
HK$5,072
+HK$254/mo
Deposit HK$300K · loan HK$901K · min. income ≈ HK$9,636/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,383
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,519
−HK$139/mo
Today · 4.125%
HK$4,658
baseline
▲ 0.50% · 4.625%
HK$4,941
+HK$283/mo
Deposit HK$240K · loan HK$961K · min. income ≈ HK$9,316/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,876
−HK$263/mo
▼ 0.25% · 3.875%
HK$5,007
−HK$132/mo
Today · 4.125%
HK$5,139
baseline
▲ 0.50% · 4.625%
HK$5,410
+HK$271/mo
Deposit HK$240K · loan HK$961K · min. income ≈ HK$10,278/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,657
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,802
−HK$147/mo
Today · 4.125%
HK$4,949
baseline
▲ 0.50% · 4.625%
HK$5,250
+HK$301/mo
Deposit HK$180K · loan HK$1.02M · min. income ≈ HK$9,898/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,181
−HK$280/mo
▼ 0.25% · 3.875%
HK$5,320
−HK$141/mo
Today · 4.125%
HK$5,461
baseline
▲ 0.50% · 4.625%
HK$5,749
+HK$288/mo
Deposit HK$180K · loan HK$1.02M · min. income ≈ HK$10,922/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,931
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,084
−HK$156/mo
Today · 4.125%
HK$5,240
baseline
▲ 0.50% · 4.625%
HK$5,559
+HK$319/mo
Deposit HK$120K · loan HK$1.08M · min. income ≈ HK$10,480/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,486
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,633
−HK$149/mo
Today · 4.125%
HK$5,782
baseline
▲ 0.50% · 4.625%
HK$6,087
+HK$305/mo
Deposit HK$120K · loan HK$1.08M · min. income ≈ HK$11,564/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).