▼ 0.50% · 3.625%
HK$2,829
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,917
−HK$89/mo
Today · 4.125%
HK$3,006
baseline
▲ 0.50% · 4.625%
HK$3,189
+HK$183/mo
Deposit HK$620K · loan HK$620K · min. income ≈ HK$6,012/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,147
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,232
−HK$85/mo
Today · 4.125%
HK$3,317
baseline
▲ 0.50% · 4.625%
HK$3,492
+HK$175/mo
Deposit HK$620K · loan HK$620K · min. income ≈ HK$6,634/mo (50% DSR)
Upfront cash ≈ HK$620K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,112
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,209
−HK$98/mo
Today · 4.125%
HK$3,307
baseline
▲ 0.50% · 4.625%
HK$3,508
+HK$201/mo
Deposit HK$558K · loan HK$682K · min. income ≈ HK$6,614/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,462
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,555
−HK$94/mo
Today · 4.125%
HK$3,649
baseline
▲ 0.50% · 4.625%
HK$3,841
+HK$192/mo
Deposit HK$558K · loan HK$682K · min. income ≈ HK$7,298/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,395
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,500
−HK$108/mo
Today · 4.125%
HK$3,608
baseline
▲ 0.50% · 4.625%
HK$3,827
+HK$219/mo
Deposit HK$496K · loan HK$744K · min. income ≈ HK$7,216/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,777
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,878
−HK$103/mo
Today · 4.125%
HK$3,981
baseline
▲ 0.50% · 4.625%
HK$4,191
+HK$210/mo
Deposit HK$496K · loan HK$744K · min. income ≈ HK$7,962/mo (50% DSR)
Upfront cash ≈ HK$496K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,678
−HK$230/mo
▼ 0.25% · 3.875%
HK$3,792
−HK$116/mo
Today · 4.125%
HK$3,908
baseline
▲ 0.50% · 4.625%
HK$4,146
+HK$238/mo
Deposit HK$434K · loan HK$806K · min. income ≈ HK$7,816/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,091
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,201
−HK$112/mo
Today · 4.125%
HK$4,313
baseline
▲ 0.50% · 4.625%
HK$4,540
+HK$227/mo
Deposit HK$434K · loan HK$806K · min. income ≈ HK$8,626/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,961
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,084
−HK$125/mo
Today · 4.125%
HK$4,209
baseline
▲ 0.50% · 4.625%
HK$4,465
+HK$256/mo
Deposit HK$372K · loan HK$868K · min. income ≈ HK$8,418/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,406
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,524
−HK$120/mo
Today · 4.125%
HK$4,644
baseline
▲ 0.50% · 4.625%
HK$4,889
+HK$245/mo
Deposit HK$372K · loan HK$868K · min. income ≈ HK$9,288/mo (50% DSR)
Upfront cash ≈ HK$372K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,244
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,376
−HK$134/mo
Today · 4.125%
HK$4,510
baseline
▲ 0.50% · 4.625%
HK$4,784
+HK$274/mo
Deposit HK$310K · loan HK$930K · min. income ≈ HK$9,020/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,721
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,848
−HK$128/mo
Today · 4.125%
HK$4,976
baseline
▲ 0.50% · 4.625%
HK$5,238
+HK$262/mo
Deposit HK$310K · loan HK$930K · min. income ≈ HK$9,952/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,526
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,667
−HK$143/mo
Today · 4.125%
HK$4,810
baseline
▲ 0.50% · 4.625%
HK$5,103
+HK$293/mo
Deposit HK$248K · loan HK$993K · min. income ≈ HK$9,620/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,036
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,171
−HK$137/mo
Today · 4.125%
HK$5,308
baseline
▲ 0.50% · 4.625%
HK$5,587
+HK$279/mo
Deposit HK$248K · loan HK$993K · min. income ≈ HK$10,616/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,809
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,959
−HK$152/mo
Today · 4.125%
HK$5,111
baseline
▲ 0.50% · 4.625%
HK$5,422
+HK$311/mo
Deposit HK$186K · loan HK$1.05M · min. income ≈ HK$10,222/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,350
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,494
−HK$145/mo
Today · 4.125%
HK$5,639
baseline
▲ 0.50% · 4.625%
HK$5,937
+HK$298/mo
Deposit HK$186K · loan HK$1.05M · min. income ≈ HK$11,278/mo (50% DSR)
Upfront cash ≈ HK$186K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,092
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,251
−HK$161/mo
Today · 4.125%
HK$5,412
baseline
▲ 0.50% · 4.625%
HK$5,741
+HK$329/mo
Deposit HK$124K · loan HK$1.12M · min. income ≈ HK$10,824/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,665
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,817
−HK$154/mo
Today · 4.125%
HK$5,971
baseline
▲ 0.50% · 4.625%
HK$6,286
+HK$315/mo
Deposit HK$124K · loan HK$1.12M · min. income ≈ HK$11,942/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).