▼ 0.50% · 3.625%
HK$2,647
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,730
−HK$84/mo
Today · 4.125%
HK$2,814
baseline
▲ 0.50% · 4.625%
HK$2,985
+HK$171/mo
Deposit HK$581K · loan HK$581K · min. income ≈ HK$5,628/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,945
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,024
−HK$80/mo
Today · 4.125%
HK$3,104
baseline
▲ 0.50% · 4.625%
HK$3,268
+HK$164/mo
Deposit HK$581K · loan HK$581K · min. income ≈ HK$6,208/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,912
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,003
−HK$92/mo
Today · 4.125%
HK$3,095
baseline
▲ 0.50% · 4.625%
HK$3,283
+HK$188/mo
Deposit HK$522K · loan HK$639K · min. income ≈ HK$6,190/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,240
−HK$175/mo
▼ 0.25% · 3.875%
HK$3,327
−HK$88/mo
Today · 4.125%
HK$3,415
baseline
▲ 0.50% · 4.625%
HK$3,595
+HK$180/mo
Deposit HK$522K · loan HK$639K · min. income ≈ HK$6,830/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,177
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,276
−HK$100/mo
Today · 4.125%
HK$3,376
baseline
▲ 0.50% · 4.625%
HK$3,582
+HK$206/mo
Deposit HK$464K · loan HK$697K · min. income ≈ HK$6,752/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,534
−HK$191/mo
▼ 0.25% · 3.875%
HK$3,629
−HK$96/mo
Today · 4.125%
HK$3,725
baseline
▲ 0.50% · 4.625%
HK$3,922
+HK$197/mo
Deposit HK$464K · loan HK$697K · min. income ≈ HK$7,450/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,442
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,549
−HK$109/mo
Today · 4.125%
HK$3,658
baseline
▲ 0.50% · 4.625%
HK$3,880
+HK$222/mo
Deposit HK$406K · loan HK$755K · min. income ≈ HK$7,316/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,829
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,932
−HK$104/mo
Today · 4.125%
HK$4,036
baseline
▲ 0.50% · 4.625%
HK$4,248
+HK$212/mo
Deposit HK$406K · loan HK$755K · min. income ≈ HK$8,072/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,706
−HK$233/mo
▼ 0.25% · 3.875%
HK$3,822
−HK$117/mo
Today · 4.125%
HK$3,939
baseline
▲ 0.50% · 4.625%
HK$4,179
+HK$240/mo
Deposit HK$348K · loan HK$813K · min. income ≈ HK$7,878/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,123
−HK$223/mo
▼ 0.25% · 3.875%
HK$4,234
−HK$112/mo
Today · 4.125%
HK$4,346
baseline
▲ 0.50% · 4.625%
HK$4,575
+HK$229/mo
Deposit HK$348K · loan HK$813K · min. income ≈ HK$8,692/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,971
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,095
−HK$125/mo
Today · 4.125%
HK$4,220
baseline
▲ 0.50% · 4.625%
HK$4,477
+HK$257/mo
Deposit HK$290K · loan HK$871K · min. income ≈ HK$8,440/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,418
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,536
−HK$121/mo
Today · 4.125%
HK$4,657
baseline
▲ 0.50% · 4.625%
HK$4,902
+HK$245/mo
Deposit HK$290K · loan HK$871K · min. income ≈ HK$9,314/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,236
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,368
−HK$134/mo
Today · 4.125%
HK$4,502
baseline
▲ 0.50% · 4.625%
HK$4,776
+HK$274/mo
Deposit HK$232K · loan HK$929K · min. income ≈ HK$9,004/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,712
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,839
−HK$128/mo
Today · 4.125%
HK$4,967
baseline
▲ 0.50% · 4.625%
HK$5,229
+HK$262/mo
Deposit HK$232K · loan HK$929K · min. income ≈ HK$9,934/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,501
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,641
−HK$142/mo
Today · 4.125%
HK$4,783
baseline
▲ 0.50% · 4.625%
HK$5,074
+HK$291/mo
Deposit HK$174K · loan HK$987K · min. income ≈ HK$9,566/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,007
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,141
−HK$137/mo
Today · 4.125%
HK$5,278
baseline
▲ 0.50% · 4.625%
HK$5,556
+HK$278/mo
Deposit HK$174K · loan HK$987K · min. income ≈ HK$10,556/mo (50% DSR)
Upfront cash ≈ HK$174K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,765
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,914
−HK$150/mo
Today · 4.125%
HK$5,064
baseline
▲ 0.50% · 4.625%
HK$5,372
+HK$308/mo
Deposit HK$116K · loan HK$1.04M · min. income ≈ HK$10,128/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,302
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,444
−HK$144/mo
Today · 4.125%
HK$5,588
baseline
▲ 0.50% · 4.625%
HK$5,883
+HK$295/mo
Deposit HK$116K · loan HK$1.04M · min. income ≈ HK$11,176/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).