At today's rate and a 90% mortgage, the deposit on this unit is about HK$197K, with repayments around HK$8,579/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$17,158/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 66 schools within a 1 km walk.
Everyday convenience — 110 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 94 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- A
- Saleable Area
- 246 Saleable ft²
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-11-08 | HK$2.30M | +0.0% 0.5y |
| 2024-05-14 | HK$2.30M | +16.2% 7.5y · 2.0%/yr |
| 2017-02-22 | HK$1.98M | +296.0% 13.0y · 23.0%/yr |
| 2003-12-19 | HK$500K | +11.1% |
| 2003-08-13 | HK$450K | — |