▼ 0.50% · 3.625%
HK$1,837
−HK$115/mo
▼ 0.25% · 3.875%
HK$1,894
−HK$58/mo
Today · 4.125%
HK$1,952
baseline
▲ 0.50% · 4.625%
HK$2,071
+HK$119/mo
Deposit HK$403K · loan HK$403K · min. income ≈ HK$3,904/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,044
−HK$110/mo
▼ 0.25% · 3.875%
HK$2,099
−HK$55/mo
Today · 4.125%
HK$2,154
baseline
▲ 0.50% · 4.625%
HK$2,268
+HK$114/mo
Deposit HK$403K · loan HK$403K · min. income ≈ HK$4,308/mo (50% DSR)
Upfront cash ≈ HK$403K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,021
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,084
−HK$64/mo
Today · 4.125%
HK$2,148
baseline
▲ 0.50% · 4.625%
HK$2,278
+HK$130/mo
Deposit HK$363K · loan HK$443K · min. income ≈ HK$4,296/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,248
−HK$122/mo
▼ 0.25% · 3.875%
HK$2,309
−HK$61/mo
Today · 4.125%
HK$2,370
baseline
▲ 0.50% · 4.625%
HK$2,495
+HK$125/mo
Deposit HK$363K · loan HK$443K · min. income ≈ HK$4,740/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,205
−HK$138/mo
▼ 0.25% · 3.875%
HK$2,273
−HK$70/mo
Today · 4.125%
HK$2,343
baseline
▲ 0.50% · 4.625%
HK$2,485
+HK$142/mo
Deposit HK$322K · loan HK$483K · min. income ≈ HK$4,686/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,453
−HK$132/mo
▼ 0.25% · 3.875%
HK$2,518
−HK$67/mo
Today · 4.125%
HK$2,585
baseline
▲ 0.50% · 4.625%
HK$2,721
+HK$136/mo
Deposit HK$322K · loan HK$483K · min. income ≈ HK$5,170/mo (50% DSR)
Upfront cash ≈ HK$322K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,388
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,463
−HK$75/mo
Today · 4.125%
HK$2,538
baseline
▲ 0.50% · 4.625%
HK$2,693
+HK$155/mo
Deposit HK$282K · loan HK$524K · min. income ≈ HK$5,076/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,657
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,728
−HK$73/mo
Today · 4.125%
HK$2,801
baseline
▲ 0.50% · 4.625%
HK$2,948
+HK$147/mo
Deposit HK$282K · loan HK$524K · min. income ≈ HK$5,602/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,572
−HK$161/mo
▼ 0.25% · 3.875%
HK$2,652
−HK$81/mo
Today · 4.125%
HK$2,733
baseline
▲ 0.50% · 4.625%
HK$2,900
+HK$167/mo
Deposit HK$242K · loan HK$564K · min. income ≈ HK$5,466/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,861
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,938
−HK$78/mo
Today · 4.125%
HK$3,016
baseline
▲ 0.50% · 4.625%
HK$3,175
+HK$159/mo
Deposit HK$242K · loan HK$564K · min. income ≈ HK$6,032/mo (50% DSR)
Upfront cash ≈ HK$242K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,756
−HK$173/mo
▼ 0.25% · 3.875%
HK$2,842
−HK$87/mo
Today · 4.125%
HK$2,929
baseline
▲ 0.50% · 4.625%
HK$3,107
+HK$178/mo
Deposit HK$201K · loan HK$604K · min. income ≈ HK$5,858/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,066
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,148
−HK$83/mo
Today · 4.125%
HK$3,231
baseline
▲ 0.50% · 4.625%
HK$3,402
+HK$171/mo
Deposit HK$201K · loan HK$604K · min. income ≈ HK$6,462/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,940
−HK$184/mo
▼ 0.25% · 3.875%
HK$3,031
−HK$93/mo
Today · 4.125%
HK$3,124
baseline
▲ 0.50% · 4.625%
HK$3,314
+HK$190/mo
Deposit HK$161K · loan HK$645K · min. income ≈ HK$6,248/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,270
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,358
−HK$89/mo
Today · 4.125%
HK$3,447
baseline
▲ 0.50% · 4.625%
HK$3,629
+HK$182/mo
Deposit HK$161K · loan HK$645K · min. income ≈ HK$6,894/mo (50% DSR)
Upfront cash ≈ HK$161K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,123
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,220
−HK$99/mo
Today · 4.125%
HK$3,319
baseline
▲ 0.50% · 4.625%
HK$3,521
+HK$202/mo
Deposit HK$121K · loan HK$685K · min. income ≈ HK$6,638/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,475
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,568
−HK$94/mo
Today · 4.125%
HK$3,662
baseline
▲ 0.50% · 4.625%
HK$3,855
+HK$193/mo
Deposit HK$121K · loan HK$685K · min. income ≈ HK$7,324/mo (50% DSR)
Upfront cash ≈ HK$121K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,307
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,410
−HK$104/mo
Today · 4.125%
HK$3,514
baseline
▲ 0.50% · 4.625%
HK$3,728
+HK$214/mo
Deposit HK$81K · loan HK$725K · min. income ≈ HK$7,028/mo (50% DSR)
Upfront cash ≈ HK$81K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,679
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,778
−HK$100/mo
Today · 4.125%
HK$3,878
baseline
▲ 0.50% · 4.625%
HK$4,082
+HK$204/mo
Deposit HK$81K · loan HK$725K · min. income ≈ HK$7,756/mo (50% DSR)
Upfront cash ≈ HK$81K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).