▼ 0.50% · 3.625%
HK$1,881
−HK$118/mo
▼ 0.25% · 3.875%
HK$1,939
−HK$60/mo
Today · 4.125%
HK$1,999
baseline
▲ 0.50% · 4.625%
HK$2,120
+HK$121/mo
Deposit HK$412K · loan HK$412K · min. income ≈ HK$3,998/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,092
−HK$113/mo
▼ 0.25% · 3.875%
HK$2,148
−HK$57/mo
Today · 4.125%
HK$2,205
baseline
▲ 0.50% · 4.625%
HK$2,322
+HK$117/mo
Deposit HK$412K · loan HK$412K · min. income ≈ HK$4,410/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,069
−HK$130/mo
▼ 0.25% · 3.875%
HK$2,133
−HK$66/mo
Today · 4.125%
HK$2,199
baseline
▲ 0.50% · 4.625%
HK$2,332
+HK$133/mo
Deposit HK$371K · loan HK$454K · min. income ≈ HK$4,398/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,302
−HK$124/mo
▼ 0.25% · 3.875%
HK$2,363
−HK$63/mo
Today · 4.125%
HK$2,426
baseline
▲ 0.50% · 4.625%
HK$2,554
+HK$128/mo
Deposit HK$371K · loan HK$454K · min. income ≈ HK$4,852/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,257
−HK$141/mo
▼ 0.25% · 3.875%
HK$2,327
−HK$71/mo
Today · 4.125%
HK$2,398
baseline
▲ 0.50% · 4.625%
HK$2,544
+HK$146/mo
Deposit HK$330K · loan HK$495K · min. income ≈ HK$4,796/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,511
−HK$135/mo
▼ 0.25% · 3.875%
HK$2,578
−HK$68/mo
Today · 4.125%
HK$2,646
baseline
▲ 0.50% · 4.625%
HK$2,786
+HK$140/mo
Deposit HK$330K · loan HK$495K · min. income ≈ HK$5,292/mo (50% DSR)
Upfront cash ≈ HK$330K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,445
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,521
−HK$77/mo
Today · 4.125%
HK$2,598
baseline
▲ 0.50% · 4.625%
HK$2,756
+HK$158/mo
Deposit HK$289K · loan HK$536K · min. income ≈ HK$5,196/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,720
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,793
−HK$74/mo
Today · 4.125%
HK$2,867
baseline
▲ 0.50% · 4.625%
HK$3,018
+HK$151/mo
Deposit HK$289K · loan HK$536K · min. income ≈ HK$5,734/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,633
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,715
−HK$83/mo
Today · 4.125%
HK$2,798
baseline
▲ 0.50% · 4.625%
HK$2,968
+HK$170/mo
Deposit HK$247K · loan HK$577K · min. income ≈ HK$5,596/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,929
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,008
−HK$80/mo
Today · 4.125%
HK$3,088
baseline
▲ 0.50% · 4.625%
HK$3,250
+HK$162/mo
Deposit HK$247K · loan HK$577K · min. income ≈ HK$6,176/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,821
−HK$177/mo
▼ 0.25% · 3.875%
HK$2,909
−HK$89/mo
Today · 4.125%
HK$2,998
baseline
▲ 0.50% · 4.625%
HK$3,180
+HK$182/mo
Deposit HK$206K · loan HK$619K · min. income ≈ HK$5,996/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,138
−HK$170/mo
▼ 0.25% · 3.875%
HK$3,223
−HK$85/mo
Today · 4.125%
HK$3,308
baseline
▲ 0.50% · 4.625%
HK$3,482
+HK$174/mo
Deposit HK$206K · loan HK$619K · min. income ≈ HK$6,616/mo (50% DSR)
Upfront cash ≈ HK$206K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,009
−HK$189/mo
▼ 0.25% · 3.875%
HK$3,103
−HK$95/mo
Today · 4.125%
HK$3,198
baseline
▲ 0.50% · 4.625%
HK$3,393
+HK$195/mo
Deposit HK$165K · loan HK$660K · min. income ≈ HK$6,396/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,348
−HK$181/mo
▼ 0.25% · 3.875%
HK$3,438
−HK$91/mo
Today · 4.125%
HK$3,529
baseline
▲ 0.50% · 4.625%
HK$3,715
+HK$186/mo
Deposit HK$165K · loan HK$660K · min. income ≈ HK$7,058/mo (50% DSR)
Upfront cash ≈ HK$165K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,197
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,297
−HK$101/mo
Today · 4.125%
HK$3,398
baseline
▲ 0.50% · 4.625%
HK$3,605
+HK$207/mo
Deposit HK$124K · loan HK$701K · min. income ≈ HK$6,796/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,557
−HK$192/mo
▼ 0.25% · 3.875%
HK$3,652
−HK$97/mo
Today · 4.125%
HK$3,749
baseline
▲ 0.50% · 4.625%
HK$3,947
+HK$198/mo
Deposit HK$124K · loan HK$701K · min. income ≈ HK$7,498/mo (50% DSR)
Upfront cash ≈ HK$124K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,385
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,491
−HK$107/mo
Today · 4.125%
HK$3,598
baseline
▲ 0.50% · 4.625%
HK$3,817
+HK$219/mo
Deposit HK$82K · loan HK$742K · min. income ≈ HK$7,196/mo (50% DSR)
Upfront cash ≈ HK$83K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,766
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,867
−HK$103/mo
Today · 4.125%
HK$3,970
baseline
▲ 0.50% · 4.625%
HK$4,179
+HK$209/mo
Deposit HK$82K · loan HK$742K · min. income ≈ HK$7,940/mo (50% DSR)
Upfront cash ≈ HK$83K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).