▼ 0.50% · 3.625%
HK$4,346
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,482
−HK$137/mo
Today · 4.125%
HK$4,619
baseline
▲ 0.50% · 4.625%
HK$4,900
+HK$281/mo
Deposit HK$953K · loan HK$953K · min. income ≈ HK$9,238/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,835
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,965
−HK$132/mo
Today · 4.125%
HK$5,097
baseline
▲ 0.50% · 4.625%
HK$5,365
+HK$268/mo
Deposit HK$953K · loan HK$953K · min. income ≈ HK$10,194/mo (50% DSR)
Upfront cash ≈ HK$953K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,781
−HK$300/mo
▼ 0.25% · 3.875%
HK$4,930
−HK$151/mo
Today · 4.125%
HK$5,081
baseline
▲ 0.50% · 4.625%
HK$5,390
+HK$309/mo
Deposit HK$858K · loan HK$1.05M · min. income ≈ HK$10,162/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,319
−HK$287/mo
▼ 0.25% · 3.875%
HK$5,462
−HK$144/mo
Today · 4.125%
HK$5,606
baseline
▲ 0.50% · 4.625%
HK$5,902
+HK$296/mo
Deposit HK$858K · loan HK$1.05M · min. income ≈ HK$11,212/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,216
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,378
−HK$165/mo
Today · 4.125%
HK$5,543
baseline
▲ 0.50% · 4.625%
HK$5,880
+HK$337/mo
Deposit HK$762K · loan HK$1.14M · min. income ≈ HK$11,086/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,802
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,958
−HK$158/mo
Today · 4.125%
HK$6,116
baseline
▲ 0.50% · 4.625%
HK$6,438
+HK$322/mo
Deposit HK$762K · loan HK$1.14M · min. income ≈ HK$12,232/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,650
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,826
−HK$179/mo
Today · 4.125%
HK$6,005
baseline
▲ 0.50% · 4.625%
HK$6,370
+HK$365/mo
Deposit HK$667K · loan HK$1.24M · min. income ≈ HK$12,010/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,286
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,455
−HK$171/mo
Today · 4.125%
HK$6,626
baseline
▲ 0.50% · 4.625%
HK$6,975
+HK$349/mo
Deposit HK$667K · loan HK$1.24M · min. income ≈ HK$13,252/mo (50% DSR)
Upfront cash ≈ HK$667K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,085
−HK$382/mo
▼ 0.25% · 3.875%
HK$6,274
−HK$193/mo
Today · 4.125%
HK$6,467
baseline
▲ 0.50% · 4.625%
HK$6,860
+HK$393/mo
Deposit HK$572K · loan HK$1.33M · min. income ≈ HK$12,934/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,769
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,951
−HK$184/mo
Today · 4.125%
HK$7,135
baseline
▲ 0.50% · 4.625%
HK$7,511
+HK$376/mo
Deposit HK$572K · loan HK$1.33M · min. income ≈ HK$14,270/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,520
−HK$408/mo
▼ 0.25% · 3.875%
HK$6,722
−HK$206/mo
Today · 4.125%
HK$6,928
baseline
▲ 0.50% · 4.625%
HK$7,350
+HK$422/mo
Deposit HK$477K · loan HK$1.43M · min. income ≈ HK$13,856/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,253
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,448
−HK$197/mo
Today · 4.125%
HK$7,645
baseline
▲ 0.50% · 4.625%
HK$8,048
+HK$403/mo
Deposit HK$477K · loan HK$1.43M · min. income ≈ HK$15,290/mo (50% DSR)
Upfront cash ≈ HK$477K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,954
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,171
−HK$219/mo
Today · 4.125%
HK$7,390
baseline
▲ 0.50% · 4.625%
HK$7,840
+HK$450/mo
Deposit HK$381K · loan HK$1.52M · min. income ≈ HK$14,780/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,737
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,944
−HK$210/mo
Today · 4.125%
HK$8,154
baseline
▲ 0.50% · 4.625%
HK$8,584
+HK$430/mo
Deposit HK$381K · loan HK$1.52M · min. income ≈ HK$16,308/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,389
−HK$463/mo
▼ 0.25% · 3.875%
HK$7,619
−HK$233/mo
Today · 4.125%
HK$7,852
baseline
▲ 0.50% · 4.625%
HK$8,330
+HK$478/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$15,704/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,220
−HK$444/mo
▼ 0.25% · 3.875%
HK$8,441
−HK$223/mo
Today · 4.125%
HK$8,664
baseline
▲ 0.50% · 4.625%
HK$9,121
+HK$457/mo
Deposit HK$286K · loan HK$1.62M · min. income ≈ HK$17,328/mo (50% DSR)
Upfront cash ≈ HK$286K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,824
−HK$490/mo
▼ 0.25% · 3.875%
HK$8,067
−HK$247/mo
Today · 4.125%
HK$8,314
baseline
▲ 0.50% · 4.625%
HK$8,820
+HK$506/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$16,628/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,704
−HK$470/mo
▼ 0.25% · 3.875%
HK$8,937
−HK$237/mo
Today · 4.125%
HK$9,174
baseline
▲ 0.50% · 4.625%
HK$9,657
+HK$483/mo
Deposit HK$191K · loan HK$1.72M · min. income ≈ HK$18,348/mo (50% DSR)
Upfront cash ≈ HK$191K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).