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At today's rate and a 90% mortgage, the deposit on this unit is about HK$248K, with repayments around HK$10,797/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$248K · loan HK$2.23M · min. income ≈ HK$21,594/mo (50% DSR)
Upfront cash ≈ HK$248K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 48 schools within a 1 km walk.
Everyday convenience — 105 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- B
- Saleable Area
- 237 Saleable ft²
- Gross Area
- 343 ft²
- Efficiency
- 69%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-24 | HK$3.50M | +32.1% 5.8y · 6.0%/yr |
| 2015-12-07 | HK$2.65M | +201.1% 6.4y · 32.0%/yr |
| 2009-08-06 | HK$880K | +12.8% |
| 2007-10-24 | HK$780K | +20.0% |
| 2005-04-30 | HK$650K | +18.2% |
| 2005-04-02 | HK$550K | — |