▼ 0.50% · 3.625%
HK$1,762
−HK$110/mo
▼ 0.25% · 3.875%
HK$1,816
−HK$56/mo
Today · 4.125%
HK$1,872
baseline
▲ 0.50% · 4.625%
HK$1,986
+HK$114/mo
Deposit HK$386K · loan HK$386K · min. income ≈ HK$3,744/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,960
−HK$106/mo
▼ 0.25% · 3.875%
HK$2,012
−HK$54/mo
Today · 4.125%
HK$2,066
baseline
▲ 0.50% · 4.625%
HK$2,175
+HK$109/mo
Deposit HK$386K · loan HK$386K · min. income ≈ HK$4,132/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,938
−HK$121/mo
▼ 0.25% · 3.875%
HK$1,998
−HK$61/mo
Today · 4.125%
HK$2,059
baseline
▲ 0.50% · 4.625%
HK$2,185
+HK$126/mo
Deposit HK$348K · loan HK$425K · min. income ≈ HK$4,118/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,156
−HK$116/mo
▼ 0.25% · 3.875%
HK$2,214
−HK$58/mo
Today · 4.125%
HK$2,272
baseline
▲ 0.50% · 4.625%
HK$2,392
+HK$120/mo
Deposit HK$348K · loan HK$425K · min. income ≈ HK$4,544/mo (50% DSR)
Upfront cash ≈ HK$348K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,114
−HK$133/mo
▼ 0.25% · 3.875%
HK$2,180
−HK$67/mo
Today · 4.125%
HK$2,247
baseline
▲ 0.50% · 4.625%
HK$2,383
+HK$136/mo
Deposit HK$309K · loan HK$464K · min. income ≈ HK$4,494/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,352
−HK$127/mo
▼ 0.25% · 3.875%
HK$2,415
−HK$64/mo
Today · 4.125%
HK$2,479
baseline
▲ 0.50% · 4.625%
HK$2,609
+HK$130/mo
Deposit HK$309K · loan HK$464K · min. income ≈ HK$4,958/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,290
−HK$144/mo
▼ 0.25% · 3.875%
HK$2,361
−HK$73/mo
Today · 4.125%
HK$2,434
baseline
▲ 0.50% · 4.625%
HK$2,582
+HK$148/mo
Deposit HK$270K · loan HK$502K · min. income ≈ HK$4,868/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,548
−HK$137/mo
▼ 0.25% · 3.875%
HK$2,616
−HK$69/mo
Today · 4.125%
HK$2,685
baseline
▲ 0.50% · 4.625%
HK$2,827
+HK$142/mo
Deposit HK$270K · loan HK$502K · min. income ≈ HK$5,370/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,466
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,543
−HK$78/mo
Today · 4.125%
HK$2,621
baseline
▲ 0.50% · 4.625%
HK$2,780
+HK$159/mo
Deposit HK$232K · loan HK$541K · min. income ≈ HK$5,242/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,744
−HK$148/mo
▼ 0.25% · 3.875%
HK$2,817
−HK$75/mo
Today · 4.125%
HK$2,892
baseline
▲ 0.50% · 4.625%
HK$3,044
+HK$152/mo
Deposit HK$232K · loan HK$541K · min. income ≈ HK$5,784/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,642
−HK$166/mo
▼ 0.25% · 3.875%
HK$2,725
−HK$83/mo
Today · 4.125%
HK$2,808
baseline
▲ 0.50% · 4.625%
HK$2,979
+HK$171/mo
Deposit HK$193K · loan HK$579K · min. income ≈ HK$5,616/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,940
−HK$159/mo
▼ 0.25% · 3.875%
HK$3,019
−HK$80/mo
Today · 4.125%
HK$3,099
baseline
▲ 0.50% · 4.625%
HK$3,262
+HK$163/mo
Deposit HK$193K · loan HK$579K · min. income ≈ HK$6,198/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,819
−HK$176/mo
▼ 0.25% · 3.875%
HK$2,906
−HK$89/mo
Today · 4.125%
HK$2,995
baseline
▲ 0.50% · 4.625%
HK$3,178
+HK$183/mo
Deposit HK$155K · loan HK$618K · min. income ≈ HK$5,990/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,136
−HK$169/mo
▼ 0.25% · 3.875%
HK$3,220
−HK$85/mo
Today · 4.125%
HK$3,305
baseline
▲ 0.50% · 4.625%
HK$3,479
+HK$174/mo
Deposit HK$155K · loan HK$618K · min. income ≈ HK$6,610/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,995
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,088
−HK$95/mo
Today · 4.125%
HK$3,183
baseline
▲ 0.50% · 4.625%
HK$3,376
+HK$193/mo
Deposit HK$116K · loan HK$657K · min. income ≈ HK$6,366/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,332
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,421
−HK$91/mo
Today · 4.125%
HK$3,512
baseline
▲ 0.50% · 4.625%
HK$3,697
+HK$185/mo
Deposit HK$116K · loan HK$657K · min. income ≈ HK$7,024/mo (50% DSR)
Upfront cash ≈ HK$116K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,171
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,270
−HK$100/mo
Today · 4.125%
HK$3,370
baseline
▲ 0.50% · 4.625%
HK$3,575
+HK$205/mo
Deposit HK$77K · loan HK$695K · min. income ≈ HK$6,740/mo (50% DSR)
Upfront cash ≈ HK$77K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,528
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,622
−HK$96/mo
Today · 4.125%
HK$3,718
baseline
▲ 0.50% · 4.625%
HK$3,914
+HK$196/mo
Deposit HK$77K · loan HK$695K · min. income ≈ HK$7,436/mo (50% DSR)
Upfront cash ≈ HK$77K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).