▼ 0.50% · 3.625%
HK$3,913
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,034
−HK$124/mo
Today · 4.125%
HK$4,158
baseline
▲ 0.50% · 4.625%
HK$4,411
+HK$253/mo
Deposit HK$858K · loan HK$858K · min. income ≈ HK$8,316/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,353
−HK$235/mo
▼ 0.25% · 3.875%
HK$4,469
−HK$119/mo
Today · 4.125%
HK$4,588
baseline
▲ 0.50% · 4.625%
HK$4,830
+HK$242/mo
Deposit HK$858K · loan HK$858K · min. income ≈ HK$9,176/mo (50% DSR)
Upfront cash ≈ HK$858K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,304
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,438
−HK$136/mo
Today · 4.125%
HK$4,574
baseline
▲ 0.50% · 4.625%
HK$4,852
+HK$278/mo
Deposit HK$772K · loan HK$944K · min. income ≈ HK$9,148/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,788
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,916
−HK$131/mo
Today · 4.125%
HK$5,047
baseline
▲ 0.50% · 4.625%
HK$5,313
+HK$266/mo
Deposit HK$772K · loan HK$944K · min. income ≈ HK$10,094/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,695
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,841
−HK$148/mo
Today · 4.125%
HK$4,989
baseline
▲ 0.50% · 4.625%
HK$5,293
+HK$304/mo
Deposit HK$686K · loan HK$1.03M · min. income ≈ HK$9,978/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,223
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,363
−HK$142/mo
Today · 4.125%
HK$5,505
baseline
▲ 0.50% · 4.625%
HK$5,796
+HK$291/mo
Deposit HK$686K · loan HK$1.03M · min. income ≈ HK$11,010/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,086
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,244
−HK$161/mo
Today · 4.125%
HK$5,405
baseline
▲ 0.50% · 4.625%
HK$5,734
+HK$329/mo
Deposit HK$601K · loan HK$1.12M · min. income ≈ HK$10,810/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,658
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,810
−HK$154/mo
Today · 4.125%
HK$5,964
baseline
▲ 0.50% · 4.625%
HK$6,279
+HK$315/mo
Deposit HK$601K · loan HK$1.12M · min. income ≈ HK$11,928/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,478
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,648
−HK$173/mo
Today · 4.125%
HK$5,821
baseline
▲ 0.50% · 4.625%
HK$6,175
+HK$354/mo
Deposit HK$515K · loan HK$1.20M · min. income ≈ HK$11,642/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,094
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,257
−HK$166/mo
Today · 4.125%
HK$6,423
baseline
▲ 0.50% · 4.625%
HK$6,761
+HK$338/mo
Deposit HK$515K · loan HK$1.20M · min. income ≈ HK$12,846/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,869
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,051
−HK$186/mo
Today · 4.125%
HK$6,237
baseline
▲ 0.50% · 4.625%
HK$6,616
+HK$379/mo
Deposit HK$429K · loan HK$1.29M · min. income ≈ HK$12,474/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,529
−HK$353/mo
▼ 0.25% · 3.875%
HK$6,704
−HK$178/mo
Today · 4.125%
HK$6,882
baseline
▲ 0.50% · 4.625%
HK$7,244
+HK$362/mo
Deposit HK$429K · loan HK$1.29M · min. income ≈ HK$13,764/mo (50% DSR)
Upfront cash ≈ HK$429K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,260
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,455
−HK$198/mo
Today · 4.125%
HK$6,653
baseline
▲ 0.50% · 4.625%
HK$7,057
+HK$404/mo
Deposit HK$343K · loan HK$1.37M · min. income ≈ HK$13,306/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,964
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,151
−HK$189/mo
Today · 4.125%
HK$7,340
baseline
▲ 0.50% · 4.625%
HK$7,727
+HK$387/mo
Deposit HK$343K · loan HK$1.37M · min. income ≈ HK$14,680/mo (50% DSR)
Upfront cash ≈ HK$343K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,651
−HK$417/mo
▼ 0.25% · 3.875%
HK$6,858
−HK$210/mo
Today · 4.125%
HK$7,068
baseline
▲ 0.50% · 4.625%
HK$7,498
+HK$430/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$14,136/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,399
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,598
−HK$201/mo
Today · 4.125%
HK$7,799
baseline
▲ 0.50% · 4.625%
HK$8,210
+HK$411/mo
Deposit HK$257K · loan HK$1.46M · min. income ≈ HK$15,598/mo (50% DSR)
Upfront cash ≈ HK$257K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,043
−HK$441/mo
▼ 0.25% · 3.875%
HK$7,262
−HK$222/mo
Today · 4.125%
HK$7,484
baseline
▲ 0.50% · 4.625%
HK$7,940
+HK$456/mo
Deposit HK$172K · loan HK$1.54M · min. income ≈ HK$14,968/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,835
−HK$423/mo
▼ 0.25% · 3.875%
HK$8,045
−HK$213/mo
Today · 4.125%
HK$8,258
baseline
▲ 0.50% · 4.625%
HK$8,693
+HK$435/mo
Deposit HK$172K · loan HK$1.54M · min. income ≈ HK$16,516/mo (50% DSR)
Upfront cash ≈ HK$172K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).