▼ 0.50% · 3.625%
HK$4,802
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,951
−HK$152/mo
Today · 4.125%
HK$5,103
baseline
▲ 0.50% · 4.625%
HK$5,413
+HK$310/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$10,206/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,342
−HK$288/mo
▼ 0.25% · 3.875%
HK$5,485
−HK$145/mo
Today · 4.125%
HK$5,630
baseline
▲ 0.50% · 4.625%
HK$5,927
+HK$297/mo
Deposit HK$1.05M · loan HK$1.05M · min. income ≈ HK$11,260/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,282
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,446
−HK$167/mo
Today · 4.125%
HK$5,613
baseline
▲ 0.50% · 4.625%
HK$5,955
+HK$342/mo
Deposit HK$948K · loan HK$1.16M · min. income ≈ HK$11,226/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,876
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,033
−HK$160/mo
Today · 4.125%
HK$6,193
baseline
▲ 0.50% · 4.625%
HK$6,520
+HK$327/mo
Deposit HK$948K · loan HK$1.16M · min. income ≈ HK$12,386/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,762
−HK$361/mo
▼ 0.25% · 3.875%
HK$5,941
−HK$182/mo
Today · 4.125%
HK$6,123
baseline
▲ 0.50% · 4.625%
HK$6,496
+HK$373/mo
Deposit HK$842K · loan HK$1.26M · min. income ≈ HK$12,246/mo (50% DSR)
Upfront cash ≈ HK$842K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,410
−HK$346/mo
▼ 0.25% · 3.875%
HK$6,582
−HK$174/mo
Today · 4.125%
HK$6,756
baseline
▲ 0.50% · 4.625%
HK$7,113
+HK$357/mo
Deposit HK$842K · loan HK$1.26M · min. income ≈ HK$13,512/mo (50% DSR)
Upfront cash ≈ HK$842K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,242
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,436
−HK$198/mo
Today · 4.125%
HK$6,634
baseline
▲ 0.50% · 4.625%
HK$7,037
+HK$403/mo
Deposit HK$737K · loan HK$1.37M · min. income ≈ HK$13,268/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,944
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,130
−HK$189/mo
Today · 4.125%
HK$7,319
baseline
▲ 0.50% · 4.625%
HK$7,705
+HK$386/mo
Deposit HK$737K · loan HK$1.37M · min. income ≈ HK$14,638/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,722
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,931
−HK$213/mo
Today · 4.125%
HK$7,144
baseline
▲ 0.50% · 4.625%
HK$7,578
+HK$434/mo
Deposit HK$632K · loan HK$1.47M · min. income ≈ HK$14,288/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,478
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,679
−HK$203/mo
Today · 4.125%
HK$7,882
baseline
▲ 0.50% · 4.625%
HK$8,298
+HK$416/mo
Deposit HK$632K · loan HK$1.47M · min. income ≈ HK$15,764/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,202
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,426
−HK$228/mo
Today · 4.125%
HK$7,654
baseline
▲ 0.50% · 4.625%
HK$8,120
+HK$466/mo
Deposit HK$526K · loan HK$1.58M · min. income ≈ HK$15,308/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,013
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,227
−HK$218/mo
Today · 4.125%
HK$8,445
baseline
▲ 0.50% · 4.625%
HK$8,891
+HK$446/mo
Deposit HK$526K · loan HK$1.58M · min. income ≈ HK$16,890/mo (50% DSR)
Upfront cash ≈ HK$527K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,683
−HK$481/mo
▼ 0.25% · 3.875%
HK$7,922
−HK$242/mo
Today · 4.125%
HK$8,164
baseline
▲ 0.50% · 4.625%
HK$8,661
+HK$497/mo
Deposit HK$421K · loan HK$1.68M · min. income ≈ HK$16,328/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,547
−HK$462/mo
▼ 0.25% · 3.875%
HK$8,776
−HK$233/mo
Today · 4.125%
HK$9,009
baseline
▲ 0.50% · 4.625%
HK$9,483
+HK$474/mo
Deposit HK$421K · loan HK$1.68M · min. income ≈ HK$18,018/mo (50% DSR)
Upfront cash ≈ HK$421K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,163
−HK$512/mo
▼ 0.25% · 3.875%
HK$8,417
−HK$258/mo
Today · 4.125%
HK$8,675
baseline
▲ 0.50% · 4.625%
HK$9,202
+HK$527/mo
Deposit HK$316K · loan HK$1.79M · min. income ≈ HK$17,350/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,081
−HK$491/mo
▼ 0.25% · 3.875%
HK$9,324
−HK$248/mo
Today · 4.125%
HK$9,572
baseline
▲ 0.50% · 4.625%
HK$10,076
+HK$504/mo
Deposit HK$316K · loan HK$1.79M · min. income ≈ HK$19,144/mo (50% DSR)
Upfront cash ≈ HK$316K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,643
−HK$542/mo
▼ 0.25% · 3.875%
HK$8,912
−HK$273/mo
Today · 4.125%
HK$9,185
baseline
▲ 0.50% · 4.625%
HK$9,744
+HK$559/mo
Deposit HK$211K · loan HK$1.90M · min. income ≈ HK$18,370/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,615
−HK$520/mo
▼ 0.25% · 3.875%
HK$9,873
−HK$262/mo
Today · 4.125%
HK$10,135
baseline
▲ 0.50% · 4.625%
HK$10,669
+HK$534/mo
Deposit HK$211K · loan HK$1.90M · min. income ≈ HK$20,270/mo (50% DSR)
Upfront cash ≈ HK$211K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).