▼ 0.50% · 3.625%
HK$4,602
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,745
−HK$146/mo
Today · 4.125%
HK$4,891
baseline
▲ 0.50% · 4.625%
HK$5,188
+HK$297/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$9,782/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,120
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,257
−HK$140/mo
Today · 4.125%
HK$5,397
baseline
▲ 0.50% · 4.625%
HK$5,681
+HK$284/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$10,794/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,062
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,220
−HK$160/mo
Today · 4.125%
HK$5,380
baseline
▲ 0.50% · 4.625%
HK$5,707
+HK$327/mo
Deposit HK$908K · loan HK$1.11M · min. income ≈ HK$10,760/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,632
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,783
−HK$153/mo
Today · 4.125%
HK$5,936
baseline
▲ 0.50% · 4.625%
HK$6,249
+HK$313/mo
Deposit HK$908K · loan HK$1.11M · min. income ≈ HK$11,872/mo (50% DSR)
Upfront cash ≈ HK$908K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,523
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,694
−HK$175/mo
Today · 4.125%
HK$5,869
baseline
▲ 0.50% · 4.625%
HK$6,226
+HK$357/mo
Deposit HK$807K · loan HK$1.21M · min. income ≈ HK$11,738/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,144
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,309
−HK$167/mo
Today · 4.125%
HK$6,476
baseline
▲ 0.50% · 4.625%
HK$6,817
+HK$341/mo
Deposit HK$807K · loan HK$1.21M · min. income ≈ HK$12,952/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,983
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,169
−HK$189/mo
Today · 4.125%
HK$6,358
baseline
▲ 0.50% · 4.625%
HK$6,745
+HK$387/mo
Deposit HK$706K · loan HK$1.31M · min. income ≈ HK$12,716/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,656
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,834
−HK$182/mo
Today · 4.125%
HK$7,016
baseline
▲ 0.50% · 4.625%
HK$7,385
+HK$369/mo
Deposit HK$706K · loan HK$1.31M · min. income ≈ HK$14,032/mo (50% DSR)
Upfront cash ≈ HK$707K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,443
−HK$404/mo
▼ 0.25% · 3.875%
HK$6,644
−HK$203/mo
Today · 4.125%
HK$6,847
baseline
▲ 0.50% · 4.625%
HK$7,264
+HK$417/mo
Deposit HK$605K · loan HK$1.41M · min. income ≈ HK$13,694/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,168
−HK$387/mo
▼ 0.25% · 3.875%
HK$7,360
−HK$195/mo
Today · 4.125%
HK$7,555
baseline
▲ 0.50% · 4.625%
HK$7,953
+HK$398/mo
Deposit HK$605K · loan HK$1.41M · min. income ≈ HK$15,110/mo (50% DSR)
Upfront cash ≈ HK$606K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,903
−HK$433/mo
▼ 0.25% · 3.875%
HK$7,118
−HK$218/mo
Today · 4.125%
HK$7,336
baseline
▲ 0.50% · 4.625%
HK$7,783
+HK$447/mo
Deposit HK$505K · loan HK$1.51M · min. income ≈ HK$14,672/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,680
−HK$415/mo
▼ 0.25% · 3.875%
HK$7,886
−HK$209/mo
Today · 4.125%
HK$8,095
baseline
▲ 0.50% · 4.625%
HK$8,522
+HK$427/mo
Deposit HK$505K · loan HK$1.51M · min. income ≈ HK$16,190/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,364
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,593
−HK$232/mo
Today · 4.125%
HK$7,825
baseline
▲ 0.50% · 4.625%
HK$8,301
+HK$476/mo
Deposit HK$404K · loan HK$1.61M · min. income ≈ HK$15,650/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,192
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,412
−HK$222/mo
Today · 4.125%
HK$8,634
baseline
▲ 0.50% · 4.625%
HK$9,090
+HK$456/mo
Deposit HK$404K · loan HK$1.61M · min. income ≈ HK$17,268/mo (50% DSR)
Upfront cash ≈ HK$404K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,824
−HK$490/mo
▼ 0.25% · 3.875%
HK$8,067
−HK$247/mo
Today · 4.125%
HK$8,314
baseline
▲ 0.50% · 4.625%
HK$8,820
+HK$506/mo
Deposit HK$303K · loan HK$1.72M · min. income ≈ HK$16,628/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,704
−HK$470/mo
▼ 0.25% · 3.875%
HK$8,937
−HK$237/mo
Today · 4.125%
HK$9,174
baseline
▲ 0.50% · 4.625%
HK$9,658
+HK$484/mo
Deposit HK$303K · loan HK$1.72M · min. income ≈ HK$18,348/mo (50% DSR)
Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,284
−HK$519/mo
▼ 0.25% · 3.875%
HK$8,542
−HK$261/mo
Today · 4.125%
HK$8,803
baseline
▲ 0.50% · 4.625%
HK$9,339
+HK$536/mo
Deposit HK$202K · loan HK$1.82M · min. income ≈ HK$17,606/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,216
−HK$498/mo
▼ 0.25% · 3.875%
HK$9,463
−HK$251/mo
Today · 4.125%
HK$9,714
baseline
▲ 0.50% · 4.625%
HK$10,226
+HK$512/mo
Deposit HK$202K · loan HK$1.82M · min. income ≈ HK$19,428/mo (50% DSR)
Upfront cash ≈ HK$202K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).