▼ 0.50% · 3.625%
HK$2,485
−HK$156/mo
▼ 0.25% · 3.875%
HK$2,563
−HK$78/mo
Today · 4.125%
HK$2,641
baseline
▲ 0.50% · 4.625%
HK$2,802
+HK$161/mo
Deposit HK$545K · loan HK$545K · min. income ≈ HK$5,282/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,765
−HK$149/mo
▼ 0.25% · 3.875%
HK$2,839
−HK$75/mo
Today · 4.125%
HK$2,914
baseline
▲ 0.50% · 4.625%
HK$3,068
+HK$154/mo
Deposit HK$545K · loan HK$545K · min. income ≈ HK$5,828/mo (50% DSR)
Upfront cash ≈ HK$545K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,734
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,819
−HK$86/mo
Today · 4.125%
HK$2,905
baseline
▲ 0.50% · 4.625%
HK$3,082
+HK$177/mo
Deposit HK$490K · loan HK$599K · min. income ≈ HK$5,810/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,041
−HK$165/mo
▼ 0.25% · 3.875%
HK$3,123
−HK$83/mo
Today · 4.125%
HK$3,206
baseline
▲ 0.50% · 4.625%
HK$3,375
+HK$169/mo
Deposit HK$490K · loan HK$599K · min. income ≈ HK$6,412/mo (50% DSR)
Upfront cash ≈ HK$491K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,982
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,075
−HK$94/mo
Today · 4.125%
HK$3,169
baseline
▲ 0.50% · 4.625%
HK$3,362
+HK$193/mo
Deposit HK$436K · loan HK$654K · min. income ≈ HK$6,338/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,318
−HK$179/mo
▼ 0.25% · 3.875%
HK$3,407
−HK$90/mo
Today · 4.125%
HK$3,497
baseline
▲ 0.50% · 4.625%
HK$3,682
+HK$185/mo
Deposit HK$436K · loan HK$654K · min. income ≈ HK$6,994/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,231
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,331
−HK$103/mo
Today · 4.125%
HK$3,434
baseline
▲ 0.50% · 4.625%
HK$3,642
+HK$208/mo
Deposit HK$381K · loan HK$708K · min. income ≈ HK$6,868/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,594
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,691
−HK$98/mo
Today · 4.125%
HK$3,789
baseline
▲ 0.50% · 4.625%
HK$3,988
+HK$199/mo
Deposit HK$381K · loan HK$708K · min. income ≈ HK$7,578/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,479
−HK$219/mo
▼ 0.25% · 3.875%
HK$3,588
−HK$110/mo
Today · 4.125%
HK$3,698
baseline
▲ 0.50% · 4.625%
HK$3,923
+HK$225/mo
Deposit HK$327K · loan HK$763K · min. income ≈ HK$7,396/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,871
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,975
−HK$105/mo
Today · 4.125%
HK$4,080
baseline
▲ 0.50% · 4.625%
HK$4,295
+HK$215/mo
Deposit HK$327K · loan HK$763K · min. income ≈ HK$8,160/mo (50% DSR)
Upfront cash ≈ HK$327K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,728
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,844
−HK$118/mo
Today · 4.125%
HK$3,962
baseline
▲ 0.50% · 4.625%
HK$4,203
+HK$241/mo
Deposit HK$272K · loan HK$817K · min. income ≈ HK$7,924/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,147
−HK$224/mo
▼ 0.25% · 3.875%
HK$4,259
−HK$112/mo
Today · 4.125%
HK$4,371
baseline
▲ 0.50% · 4.625%
HK$4,602
+HK$231/mo
Deposit HK$272K · loan HK$817K · min. income ≈ HK$8,742/mo (50% DSR)
Upfront cash ≈ HK$273K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,977
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,100
−HK$126/mo
Today · 4.125%
HK$4,226
baseline
▲ 0.50% · 4.625%
HK$4,483
+HK$257/mo
Deposit HK$218K · loan HK$872K · min. income ≈ HK$8,452/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,424
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,543
−HK$120/mo
Today · 4.125%
HK$4,663
baseline
▲ 0.50% · 4.625%
HK$4,909
+HK$246/mo
Deposit HK$218K · loan HK$872K · min. income ≈ HK$9,326/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,225
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,357
−HK$133/mo
Today · 4.125%
HK$4,490
baseline
▲ 0.50% · 4.625%
HK$4,763
+HK$273/mo
Deposit HK$163K · loan HK$926K · min. income ≈ HK$8,980/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,700
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,826
−HK$128/mo
Today · 4.125%
HK$4,954
baseline
▲ 0.50% · 4.625%
HK$5,215
+HK$261/mo
Deposit HK$163K · loan HK$926K · min. income ≈ HK$9,908/mo (50% DSR)
Upfront cash ≈ HK$164K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,474
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,613
−HK$141/mo
Today · 4.125%
HK$4,754
baseline
▲ 0.50% · 4.625%
HK$5,043
+HK$289/mo
Deposit HK$109K · loan HK$981K · min. income ≈ HK$9,508/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,977
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,110
−HK$136/mo
Today · 4.125%
HK$5,246
baseline
▲ 0.50% · 4.625%
HK$5,522
+HK$276/mo
Deposit HK$109K · loan HK$981K · min. income ≈ HK$10,492/mo (50% DSR)
Upfront cash ≈ HK$109K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).