▼ 0.50% · 3.625%
HK$2,220
−HK$139/mo
▼ 0.25% · 3.875%
HK$2,289
−HK$70/mo
Today · 4.125%
HK$2,359
baseline
▲ 0.50% · 4.625%
HK$2,502
+HK$143/mo
Deposit HK$487K · loan HK$487K · min. income ≈ HK$4,718/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,469
−HK$134/mo
▼ 0.25% · 3.875%
HK$2,536
−HK$67/mo
Today · 4.125%
HK$2,603
baseline
▲ 0.50% · 4.625%
HK$2,740
+HK$137/mo
Deposit HK$487K · loan HK$487K · min. income ≈ HK$5,206/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,442
−HK$153/mo
▼ 0.25% · 3.875%
HK$2,518
−HK$77/mo
Today · 4.125%
HK$2,595
baseline
▲ 0.50% · 4.625%
HK$2,753
+HK$158/mo
Deposit HK$438K · loan HK$535K · min. income ≈ HK$5,190/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,716
−HK$147/mo
▼ 0.25% · 3.875%
HK$2,789
−HK$74/mo
Today · 4.125%
HK$2,863
baseline
▲ 0.50% · 4.625%
HK$3,014
+HK$151/mo
Deposit HK$438K · loan HK$535K · min. income ≈ HK$5,726/mo (50% DSR)
Upfront cash ≈ HK$438K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,664
−HK$167/mo
▼ 0.25% · 3.875%
HK$2,746
−HK$85/mo
Today · 4.125%
HK$2,831
baseline
▲ 0.50% · 4.625%
HK$3,003
+HK$172/mo
Deposit HK$389K · loan HK$584K · min. income ≈ HK$5,662/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,963
−HK$160/mo
▼ 0.25% · 3.875%
HK$3,043
−HK$80/mo
Today · 4.125%
HK$3,123
baseline
▲ 0.50% · 4.625%
HK$3,288
+HK$165/mo
Deposit HK$389K · loan HK$584K · min. income ≈ HK$6,246/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,886
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,975
−HK$91/mo
Today · 4.125%
HK$3,066
baseline
▲ 0.50% · 4.625%
HK$3,253
+HK$187/mo
Deposit HK$341K · loan HK$633K · min. income ≈ HK$6,132/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,210
−HK$174/mo
▼ 0.25% · 3.875%
HK$3,296
−HK$88/mo
Today · 4.125%
HK$3,384
baseline
▲ 0.50% · 4.625%
HK$3,562
+HK$178/mo
Deposit HK$341K · loan HK$633K · min. income ≈ HK$6,768/mo (50% DSR)
Upfront cash ≈ HK$341K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,107
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,204
−HK$98/mo
Today · 4.125%
HK$3,302
baseline
▲ 0.50% · 4.625%
HK$3,503
+HK$201/mo
Deposit HK$292K · loan HK$681K · min. income ≈ HK$6,604/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,457
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,550
−HK$94/mo
Today · 4.125%
HK$3,644
baseline
▲ 0.50% · 4.625%
HK$3,836
+HK$192/mo
Deposit HK$292K · loan HK$681K · min. income ≈ HK$7,288/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,329
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,433
−HK$105/mo
Today · 4.125%
HK$3,538
baseline
▲ 0.50% · 4.625%
HK$3,754
+HK$216/mo
Deposit HK$243K · loan HK$730K · min. income ≈ HK$7,076/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,704
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,803
−HK$101/mo
Today · 4.125%
HK$3,904
baseline
▲ 0.50% · 4.625%
HK$4,110
+HK$206/mo
Deposit HK$243K · loan HK$730K · min. income ≈ HK$7,808/mo (50% DSR)
Upfront cash ≈ HK$243K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,551
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,662
−HK$112/mo
Today · 4.125%
HK$3,774
baseline
▲ 0.50% · 4.625%
HK$4,004
+HK$230/mo
Deposit HK$195K · loan HK$779K · min. income ≈ HK$7,548/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,951
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,057
−HK$107/mo
Today · 4.125%
HK$4,164
baseline
▲ 0.50% · 4.625%
HK$4,384
+HK$220/mo
Deposit HK$195K · loan HK$779K · min. income ≈ HK$8,328/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,773
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,891
−HK$119/mo
Today · 4.125%
HK$4,010
baseline
▲ 0.50% · 4.625%
HK$4,254
+HK$244/mo
Deposit HK$146K · loan HK$827K · min. income ≈ HK$8,020/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,198
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,310
−HK$115/mo
Today · 4.125%
HK$4,425
baseline
▲ 0.50% · 4.625%
HK$4,658
+HK$233/mo
Deposit HK$146K · loan HK$827K · min. income ≈ HK$8,850/mo (50% DSR)
Upfront cash ≈ HK$146K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,995
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,120
−HK$126/mo
Today · 4.125%
HK$4,246
baseline
▲ 0.50% · 4.625%
HK$4,504
+HK$258/mo
Deposit HK$97K · loan HK$876K · min. income ≈ HK$8,492/mo (50% DSR)
Upfront cash ≈ HK$97K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,445
−HK$240/mo
▼ 0.25% · 3.875%
HK$4,564
−HK$121/mo
Today · 4.125%
HK$4,685
baseline
▲ 0.50% · 4.625%
HK$4,932
+HK$247/mo
Deposit HK$97K · loan HK$876K · min. income ≈ HK$9,370/mo (50% DSR)
Upfront cash ≈ HK$97K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).