▼ 0.50% · 3.625%
HK$3,220
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,320
−HK$102/mo
Today · 4.125%
HK$3,422
baseline
▲ 0.50% · 4.625%
HK$3,631
+HK$209/mo
Deposit HK$706K · loan HK$706K · min. income ≈ HK$6,844/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,583
−HK$193/mo
▼ 0.25% · 3.875%
HK$3,679
−HK$97/mo
Today · 4.125%
HK$3,776
baseline
▲ 0.50% · 4.625%
HK$3,975
+HK$199/mo
Deposit HK$706K · loan HK$706K · min. income ≈ HK$7,552/mo (50% DSR)
Upfront cash ≈ HK$706K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,542
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,653
−HK$111/mo
Today · 4.125%
HK$3,764
baseline
▲ 0.50% · 4.625%
HK$3,994
+HK$230/mo
Deposit HK$636K · loan HK$777K · min. income ≈ HK$7,528/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,941
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,047
−HK$107/mo
Today · 4.125%
HK$4,154
baseline
▲ 0.50% · 4.625%
HK$4,373
+HK$219/mo
Deposit HK$636K · loan HK$777K · min. income ≈ HK$8,308/mo (50% DSR)
Upfront cash ≈ HK$636K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,864
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,985
−HK$122/mo
Today · 4.125%
HK$4,107
baseline
▲ 0.50% · 4.625%
HK$4,357
+HK$250/mo
Deposit HK$565K · loan HK$847K · min. income ≈ HK$8,214/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,299
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,414
−HK$117/mo
Today · 4.125%
HK$4,531
baseline
▲ 0.50% · 4.625%
HK$4,770
+HK$239/mo
Deposit HK$565K · loan HK$847K · min. income ≈ HK$9,062/mo (50% DSR)
Upfront cash ≈ HK$565K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,186
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,317
−HK$132/mo
Today · 4.125%
HK$4,449
baseline
▲ 0.50% · 4.625%
HK$4,720
+HK$271/mo
Deposit HK$494K · loan HK$918K · min. income ≈ HK$8,898/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,657
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,782
−HK$127/mo
Today · 4.125%
HK$4,909
baseline
▲ 0.50% · 4.625%
HK$5,168
+HK$259/mo
Deposit HK$494K · loan HK$918K · min. income ≈ HK$9,818/mo (50% DSR)
Upfront cash ≈ HK$494K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,508
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,649
−HK$142/mo
Today · 4.125%
HK$4,791
baseline
▲ 0.50% · 4.625%
HK$5,083
+HK$292/mo
Deposit HK$424K · loan HK$989K · min. income ≈ HK$9,582/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,016
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,150
−HK$137/mo
Today · 4.125%
HK$5,287
baseline
▲ 0.50% · 4.625%
HK$5,565
+HK$278/mo
Deposit HK$424K · loan HK$989K · min. income ≈ HK$10,574/mo (50% DSR)
Upfront cash ≈ HK$424K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,830
−HK$303/mo
▼ 0.25% · 3.875%
HK$4,981
−HK$152/mo
Today · 4.125%
HK$5,133
baseline
▲ 0.50% · 4.625%
HK$5,446
+HK$313/mo
Deposit HK$353K · loan HK$1.06M · min. income ≈ HK$10,266/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,374
−HK$290/mo
▼ 0.25% · 3.875%
HK$5,518
−HK$146/mo
Today · 4.125%
HK$5,664
baseline
▲ 0.50% · 4.625%
HK$5,963
+HK$299/mo
Deposit HK$353K · loan HK$1.06M · min. income ≈ HK$11,328/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,153
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,313
−HK$163/mo
Today · 4.125%
HK$5,476
baseline
▲ 0.50% · 4.625%
HK$5,809
+HK$333/mo
Deposit HK$282K · loan HK$1.13M · min. income ≈ HK$10,952/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,732
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,886
−HK$156/mo
Today · 4.125%
HK$6,042
baseline
▲ 0.50% · 4.625%
HK$6,360
+HK$318/mo
Deposit HK$282K · loan HK$1.13M · min. income ≈ HK$12,084/mo (50% DSR)
Upfront cash ≈ HK$283K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,475
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,645
−HK$173/mo
Today · 4.125%
HK$5,818
baseline
▲ 0.50% · 4.625%
HK$6,172
+HK$354/mo
Deposit HK$212K · loan HK$1.20M · min. income ≈ HK$11,636/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,090
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,254
−HK$165/mo
Today · 4.125%
HK$6,419
baseline
▲ 0.50% · 4.625%
HK$6,758
+HK$339/mo
Deposit HK$212K · loan HK$1.20M · min. income ≈ HK$12,838/mo (50% DSR)
Upfront cash ≈ HK$212K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,797
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,977
−HK$183/mo
Today · 4.125%
HK$6,160
baseline
▲ 0.50% · 4.625%
HK$6,535
+HK$375/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$12,320/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,449
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,622
−HK$175/mo
Today · 4.125%
HK$6,797
baseline
▲ 0.50% · 4.625%
HK$7,155
+HK$358/mo
Deposit HK$141K · loan HK$1.27M · min. income ≈ HK$13,594/mo (50% DSR)
Upfront cash ≈ HK$141K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).