▼ 0.50% · 3.625%
HK$4,333
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,468
−HK$137/mo
Today · 4.125%
HK$4,605
baseline
▲ 0.50% · 4.625%
HK$4,885
+HK$280/mo
Deposit HK$950K · loan HK$950K · min. income ≈ HK$9,210/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,821
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,950
−HK$131/mo
Today · 4.125%
HK$5,081
baseline
▲ 0.50% · 4.625%
HK$5,349
+HK$268/mo
Deposit HK$950K · loan HK$950K · min. income ≈ HK$10,162/mo (50% DSR)
Upfront cash ≈ HK$950K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,766
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,915
−HK$150/mo
Today · 4.125%
HK$5,065
baseline
▲ 0.50% · 4.625%
HK$5,374
+HK$309/mo
Deposit HK$855K · loan HK$1.05M · min. income ≈ HK$10,130/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,303
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,445
−HK$144/mo
Today · 4.125%
HK$5,589
baseline
▲ 0.50% · 4.625%
HK$5,884
+HK$295/mo
Deposit HK$855K · loan HK$1.05M · min. income ≈ HK$11,178/mo (50% DSR)
Upfront cash ≈ HK$855K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,200
−HK$326/mo
▼ 0.25% · 3.875%
HK$5,362
−HK$164/mo
Today · 4.125%
HK$5,526
baseline
▲ 0.50% · 4.625%
HK$5,862
+HK$336/mo
Deposit HK$760K · loan HK$1.14M · min. income ≈ HK$11,052/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,785
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,940
−HK$157/mo
Today · 4.125%
HK$6,097
baseline
▲ 0.50% · 4.625%
HK$6,419
+HK$322/mo
Deposit HK$760K · loan HK$1.14M · min. income ≈ HK$12,194/mo (50% DSR)
Upfront cash ≈ HK$760K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,633
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,808
−HK$178/mo
Today · 4.125%
HK$5,986
baseline
▲ 0.50% · 4.625%
HK$6,351
+HK$365/mo
Deposit HK$665K · loan HK$1.24M · min. income ≈ HK$11,972/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,267
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,435
−HK$170/mo
Today · 4.125%
HK$6,605
baseline
▲ 0.50% · 4.625%
HK$6,954
+HK$349/mo
Deposit HK$665K · loan HK$1.24M · min. income ≈ HK$13,210/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,066
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,255
−HK$192/mo
Today · 4.125%
HK$6,447
baseline
▲ 0.50% · 4.625%
HK$6,839
+HK$392/mo
Deposit HK$570K · loan HK$1.33M · min. income ≈ HK$12,894/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,749
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,930
−HK$183/mo
Today · 4.125%
HK$7,113
baseline
▲ 0.50% · 4.625%
HK$7,488
+HK$375/mo
Deposit HK$570K · loan HK$1.33M · min. income ≈ HK$14,226/mo (50% DSR)
Upfront cash ≈ HK$570K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,500
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,702
−HK$205/mo
Today · 4.125%
HK$6,907
baseline
▲ 0.50% · 4.625%
HK$7,328
+HK$421/mo
Deposit HK$475K · loan HK$1.43M · min. income ≈ HK$13,814/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,231
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,425
−HK$197/mo
Today · 4.125%
HK$7,622
baseline
▲ 0.50% · 4.625%
HK$8,023
+HK$401/mo
Deposit HK$475K · loan HK$1.43M · min. income ≈ HK$15,244/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,933
−HK$435/mo
▼ 0.25% · 3.875%
HK$7,149
−HK$219/mo
Today · 4.125%
HK$7,368
baseline
▲ 0.50% · 4.625%
HK$7,816
+HK$448/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$14,736/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,713
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,920
−HK$210/mo
Today · 4.125%
HK$8,130
baseline
▲ 0.50% · 4.625%
HK$8,558
+HK$428/mo
Deposit HK$380K · loan HK$1.52M · min. income ≈ HK$16,260/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,366
−HK$462/mo
▼ 0.25% · 3.875%
HK$7,596
−HK$232/mo
Today · 4.125%
HK$7,828
baseline
▲ 0.50% · 4.625%
HK$8,305
+HK$477/mo
Deposit HK$285K · loan HK$1.62M · min. income ≈ HK$15,656/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,195
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,415
−HK$223/mo
Today · 4.125%
HK$8,638
baseline
▲ 0.50% · 4.625%
HK$9,093
+HK$455/mo
Deposit HK$285K · loan HK$1.62M · min. income ≈ HK$17,276/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,800
−HK$489/mo
▼ 0.25% · 3.875%
HK$8,042
−HK$247/mo
Today · 4.125%
HK$8,289
baseline
▲ 0.50% · 4.625%
HK$8,793
+HK$504/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,578/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,677
−HK$469/mo
▼ 0.25% · 3.875%
HK$8,910
−HK$236/mo
Today · 4.125%
HK$9,146
baseline
▲ 0.50% · 4.625%
HK$9,628
+HK$482/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,292/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).