▼ 0.50% · 3.625%
HK$3,296
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,399
−HK$104/mo
Today · 4.125%
HK$3,503
baseline
▲ 0.50% · 4.625%
HK$3,716
+HK$213/mo
Deposit HK$723K · loan HK$723K · min. income ≈ HK$7,006/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,667
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,765
−HK$100/mo
Today · 4.125%
HK$3,865
baseline
▲ 0.50% · 4.625%
HK$4,069
+HK$204/mo
Deposit HK$723K · loan HK$723K · min. income ≈ HK$7,730/mo (50% DSR)
Upfront cash ≈ HK$723K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,626
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,739
−HK$114/mo
Today · 4.125%
HK$3,853
baseline
▲ 0.50% · 4.625%
HK$4,088
+HK$235/mo
Deposit HK$650K · loan HK$795K · min. income ≈ HK$7,706/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,034
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,142
−HK$110/mo
Today · 4.125%
HK$4,252
baseline
▲ 0.50% · 4.625%
HK$4,476
+HK$224/mo
Deposit HK$650K · loan HK$795K · min. income ≈ HK$8,504/mo (50% DSR)
Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,955
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,078
−HK$125/mo
Today · 4.125%
HK$4,203
baseline
▲ 0.50% · 4.625%
HK$4,459
+HK$256/mo
Deposit HK$578K · loan HK$867K · min. income ≈ HK$8,406/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,400
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,518
−HK$120/mo
Today · 4.125%
HK$4,638
baseline
▲ 0.50% · 4.625%
HK$4,883
+HK$245/mo
Deposit HK$578K · loan HK$867K · min. income ≈ HK$9,276/mo (50% DSR)
Upfront cash ≈ HK$578K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,285
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,418
−HK$136/mo
Today · 4.125%
HK$4,554
baseline
▲ 0.50% · 4.625%
HK$4,831
+HK$277/mo
Deposit HK$506K · loan HK$940K · min. income ≈ HK$9,108/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,767
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,895
−HK$130/mo
Today · 4.125%
HK$5,025
baseline
▲ 0.50% · 4.625%
HK$5,289
+HK$264/mo
Deposit HK$506K · loan HK$940K · min. income ≈ HK$10,050/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,615
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,758
−HK$146/mo
Today · 4.125%
HK$4,904
baseline
▲ 0.50% · 4.625%
HK$5,202
+HK$298/mo
Deposit HK$434K · loan HK$1.01M · min. income ≈ HK$9,808/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,134
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,271
−HK$140/mo
Today · 4.125%
HK$5,411
baseline
▲ 0.50% · 4.625%
HK$5,696
+HK$285/mo
Deposit HK$434K · loan HK$1.01M · min. income ≈ HK$10,822/mo (50% DSR)
Upfront cash ≈ HK$434K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,944
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,098
−HK$156/mo
Today · 4.125%
HK$5,254
baseline
▲ 0.50% · 4.625%
HK$5,574
+HK$320/mo
Deposit HK$361K · loan HK$1.08M · min. income ≈ HK$10,508/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,500
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,648
−HK$150/mo
Today · 4.125%
HK$5,798
baseline
▲ 0.50% · 4.625%
HK$6,103
+HK$305/mo
Deposit HK$361K · loan HK$1.08M · min. income ≈ HK$11,596/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,274
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,438
−HK$167/mo
Today · 4.125%
HK$5,605
baseline
▲ 0.50% · 4.625%
HK$5,946
+HK$341/mo
Deposit HK$289K · loan HK$1.16M · min. income ≈ HK$11,210/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,867
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,024
−HK$160/mo
Today · 4.125%
HK$6,184
baseline
▲ 0.50% · 4.625%
HK$6,510
+HK$326/mo
Deposit HK$289K · loan HK$1.16M · min. income ≈ HK$12,368/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,603
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,778
−HK$177/mo
Today · 4.125%
HK$5,955
baseline
▲ 0.50% · 4.625%
HK$6,317
+HK$362/mo
Deposit HK$217K · loan HK$1.23M · min. income ≈ HK$11,910/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,234
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,401
−HK$170/mo
Today · 4.125%
HK$6,571
baseline
▲ 0.50% · 4.625%
HK$6,917
+HK$346/mo
Deposit HK$217K · loan HK$1.23M · min. income ≈ HK$13,142/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,933
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,118
−HK$187/mo
Today · 4.125%
HK$6,305
baseline
▲ 0.50% · 4.625%
HK$6,689
+HK$384/mo
Deposit HK$145K · loan HK$1.30M · min. income ≈ HK$12,610/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,600
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,777
−HK$180/mo
Today · 4.125%
HK$6,957
baseline
▲ 0.50% · 4.625%
HK$7,324
+HK$367/mo
Deposit HK$145K · loan HK$1.30M · min. income ≈ HK$13,914/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).