▼ 0.50% · 3.625%
HK$3,032
−HK$190/mo
▼ 0.25% · 3.875%
HK$3,127
−HK$95/mo
Today · 4.125%
HK$3,222
baseline
▲ 0.50% · 4.625%
HK$3,419
+HK$197/mo
Deposit HK$665K · loan HK$665K · min. income ≈ HK$6,444/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,373
−HK$183/mo
▼ 0.25% · 3.875%
HK$3,464
−HK$92/mo
Today · 4.125%
HK$3,556
baseline
▲ 0.50% · 4.625%
HK$3,743
+HK$187/mo
Deposit HK$665K · loan HK$665K · min. income ≈ HK$7,112/mo (50% DSR)
Upfront cash ≈ HK$665K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,336
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,439
−HK$106/mo
Today · 4.125%
HK$3,545
baseline
▲ 0.50% · 4.625%
HK$3,760
+HK$215/mo
Deposit HK$598K · loan HK$731K · min. income ≈ HK$7,090/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,711
−HK$200/mo
▼ 0.25% · 3.875%
HK$3,810
−HK$101/mo
Today · 4.125%
HK$3,911
baseline
▲ 0.50% · 4.625%
HK$4,117
+HK$206/mo
Deposit HK$598K · loan HK$731K · min. income ≈ HK$7,822/mo (50% DSR)
Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,639
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,752
−HK$115/mo
Today · 4.125%
HK$3,867
baseline
▲ 0.50% · 4.625%
HK$4,102
+HK$235/mo
Deposit HK$532K · loan HK$798K · min. income ≈ HK$7,734/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,048
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,157
−HK$110/mo
Today · 4.125%
HK$4,267
baseline
▲ 0.50% · 4.625%
HK$4,492
+HK$225/mo
Deposit HK$532K · loan HK$798K · min. income ≈ HK$8,534/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,942
−HK$247/mo
▼ 0.25% · 3.875%
HK$4,065
−HK$124/mo
Today · 4.125%
HK$4,189
baseline
▲ 0.50% · 4.625%
HK$4,444
+HK$255/mo
Deposit HK$465K · loan HK$864K · min. income ≈ HK$8,378/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,385
−HK$237/mo
▼ 0.25% · 3.875%
HK$4,503
−HK$119/mo
Today · 4.125%
HK$4,622
baseline
▲ 0.50% · 4.625%
HK$4,866
+HK$244/mo
Deposit HK$465K · loan HK$864K · min. income ≈ HK$9,244/mo (50% DSR)
Upfront cash ≈ HK$466K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,245
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,377
−HK$134/mo
Today · 4.125%
HK$4,511
baseline
▲ 0.50% · 4.625%
HK$4,786
+HK$275/mo
Deposit HK$399K · loan HK$931K · min. income ≈ HK$9,022/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,723
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,849
−HK$129/mo
Today · 4.125%
HK$4,978
baseline
▲ 0.50% · 4.625%
HK$5,240
+HK$262/mo
Deposit HK$399K · loan HK$931K · min. income ≈ HK$9,956/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,548
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,690
−HK$144/mo
Today · 4.125%
HK$4,834
baseline
▲ 0.50% · 4.625%
HK$5,128
+HK$294/mo
Deposit HK$332K · loan HK$997K · min. income ≈ HK$9,668/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,060
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,196
−HK$138/mo
Today · 4.125%
HK$5,334
baseline
▲ 0.50% · 4.625%
HK$5,615
+HK$281/mo
Deposit HK$332K · loan HK$997K · min. income ≈ HK$10,668/mo (50% DSR)
Upfront cash ≈ HK$333K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,852
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,003
−HK$153/mo
Today · 4.125%
HK$5,156
baseline
▲ 0.50% · 4.625%
HK$5,470
+HK$314/mo
Deposit HK$266K · loan HK$1.06M · min. income ≈ HK$10,312/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,397
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,542
−HK$147/mo
Today · 4.125%
HK$5,689
baseline
▲ 0.50% · 4.625%
HK$5,989
+HK$300/mo
Deposit HK$266K · loan HK$1.06M · min. income ≈ HK$11,378/mo (50% DSR)
Upfront cash ≈ HK$266K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,155
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,315
−HK$163/mo
Today · 4.125%
HK$5,478
baseline
▲ 0.50% · 4.625%
HK$5,812
+HK$334/mo
Deposit HK$199K · loan HK$1.13M · min. income ≈ HK$10,956/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,735
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,889
−HK$156/mo
Today · 4.125%
HK$6,045
baseline
▲ 0.50% · 4.625%
HK$6,363
+HK$318/mo
Deposit HK$199K · loan HK$1.13M · min. income ≈ HK$12,090/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,458
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,628
−HK$172/mo
Today · 4.125%
HK$5,800
baseline
▲ 0.50% · 4.625%
HK$6,153
+HK$353/mo
Deposit HK$133K · loan HK$1.20M · min. income ≈ HK$11,600/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,072
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,235
−HK$165/mo
Today · 4.125%
HK$6,400
baseline
▲ 0.50% · 4.625%
HK$6,738
+HK$338/mo
Deposit HK$133K · loan HK$1.20M · min. income ≈ HK$12,800/mo (50% DSR)
Upfront cash ≈ HK$133K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).