▼ 0.50% · 3.625%
HK$3,291
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,393
−HK$104/mo
Today · 4.125%
HK$3,497
baseline
▲ 0.50% · 4.625%
HK$3,710
+HK$213/mo
Deposit HK$722K · loan HK$722K · min. income ≈ HK$6,994/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,661
−HK$198/mo
▼ 0.25% · 3.875%
HK$3,759
−HK$100/mo
Today · 4.125%
HK$3,859
baseline
▲ 0.50% · 4.625%
HK$4,062
+HK$203/mo
Deposit HK$722K · loan HK$722K · min. income ≈ HK$7,718/mo (50% DSR)
Upfront cash ≈ HK$722K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,620
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,733
−HK$114/mo
Today · 4.125%
HK$3,847
baseline
▲ 0.50% · 4.625%
HK$4,081
+HK$234/mo
Deposit HK$649K · loan HK$794K · min. income ≈ HK$7,694/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,027
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,135
−HK$110/mo
Today · 4.125%
HK$4,245
baseline
▲ 0.50% · 4.625%
HK$4,468
+HK$223/mo
Deposit HK$649K · loan HK$794K · min. income ≈ HK$8,490/mo (50% DSR)
Upfront cash ≈ HK$650K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,949
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,072
−HK$125/mo
Today · 4.125%
HK$4,197
baseline
▲ 0.50% · 4.625%
HK$4,452
+HK$255/mo
Deposit HK$577K · loan HK$866K · min. income ≈ HK$8,394/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,393
−HK$238/mo
▼ 0.25% · 3.875%
HK$4,511
−HK$120/mo
Today · 4.125%
HK$4,631
baseline
▲ 0.50% · 4.625%
HK$4,875
+HK$244/mo
Deposit HK$577K · loan HK$866K · min. income ≈ HK$9,262/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,278
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,411
−HK$135/mo
Today · 4.125%
HK$4,546
baseline
▲ 0.50% · 4.625%
HK$4,823
+HK$277/mo
Deposit HK$505K · loan HK$938K · min. income ≈ HK$9,092/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,759
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,887
−HK$129/mo
Today · 4.125%
HK$5,016
baseline
▲ 0.50% · 4.625%
HK$5,281
+HK$265/mo
Deposit HK$505K · loan HK$938K · min. income ≈ HK$10,032/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,607
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,750
−HK$146/mo
Today · 4.125%
HK$4,896
baseline
▲ 0.50% · 4.625%
HK$5,194
+HK$298/mo
Deposit HK$433K · loan HK$1.01M · min. income ≈ HK$9,792/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,125
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,263
−HK$139/mo
Today · 4.125%
HK$5,402
baseline
▲ 0.50% · 4.625%
HK$5,687
+HK$285/mo
Deposit HK$433K · loan HK$1.01M · min. income ≈ HK$10,804/mo (50% DSR)
Upfront cash ≈ HK$433K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,936
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,090
−HK$156/mo
Today · 4.125%
HK$5,246
baseline
▲ 0.50% · 4.625%
HK$5,565
+HK$319/mo
Deposit HK$361K · loan HK$1.08M · min. income ≈ HK$10,492/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,492
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,639
−HK$149/mo
Today · 4.125%
HK$5,788
baseline
▲ 0.50% · 4.625%
HK$6,093
+HK$305/mo
Deposit HK$361K · loan HK$1.08M · min. income ≈ HK$11,576/mo (50% DSR)
Upfront cash ≈ HK$361K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,265
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,429
−HK$167/mo
Today · 4.125%
HK$5,596
baseline
▲ 0.50% · 4.625%
HK$5,936
+HK$340/mo
Deposit HK$289K · loan HK$1.15M · min. income ≈ HK$11,192/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,858
−HK$316/mo
▼ 0.25% · 3.875%
HK$6,015
−HK$159/mo
Today · 4.125%
HK$6,174
baseline
▲ 0.50% · 4.625%
HK$6,500
+HK$326/mo
Deposit HK$289K · loan HK$1.15M · min. income ≈ HK$12,348/mo (50% DSR)
Upfront cash ≈ HK$289K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,594
−HK$351/mo
▼ 0.25% · 3.875%
HK$5,768
−HK$177/mo
Today · 4.125%
HK$5,945
baseline
▲ 0.50% · 4.625%
HK$6,307
+HK$362/mo
Deposit HK$216K · loan HK$1.23M · min. income ≈ HK$11,890/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,224
−HK$336/mo
▼ 0.25% · 3.875%
HK$6,391
−HK$169/mo
Today · 4.125%
HK$6,560
baseline
▲ 0.50% · 4.625%
HK$6,906
+HK$346/mo
Deposit HK$216K · loan HK$1.23M · min. income ≈ HK$13,120/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,923
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,108
−HK$187/mo
Today · 4.125%
HK$6,295
baseline
▲ 0.50% · 4.625%
HK$6,678
+HK$383/mo
Deposit HK$144K · loan HK$1.30M · min. income ≈ HK$12,590/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,590
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,767
−HK$179/mo
Today · 4.125%
HK$6,946
baseline
▲ 0.50% · 4.625%
HK$7,312
+HK$366/mo
Deposit HK$144K · loan HK$1.30M · min. income ≈ HK$13,892/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).