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Crescira AVM · estimated value Medium confidence
HK$5.50M
≈ HK$6,845 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$550K, with repayments around HK$23,976/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$22,561
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$23,263
−HK$713/mo
Today · 4.125%
HK$23,976
baseline
▲ 0.50% · 4.625%
HK$25,435
+HK$1,459/mo

Deposit HK$550K · loan HK$4.95M · min. income ≈ HK$47,952/mo (50% DSR)

Upfront cash ≈ HK$673K (deposit + AVD stamp duty HK$123,678 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
5/F
Flat
691號
Saleable Area
803 ft²
Gross Area
1,100 ft²
Efficiency
73%
District
Yau Tsim Mong District · Kowloon
School net (POA)
32

Transaction History

Date Price Gain / loss
2016-03-18 HK$6.00M +0.0%
3.1y
2013-02-22 HK$6.00M +172.7%
2006-04-29 HK$2.20M +59.4%
2005-02-17 HK$1.38M +0.0%
2.7y
2002-06-10 HK$1.38M +66.3%
2002-04-26 HK$830K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mong Kok
≈ 1 min walk · 77 m
Education
70
schools within 1 km (12 within 500 m)
Daily convenience
108
within 1 km (52 within 500 m)
Health
8
hospitals/clinics within 1 km
Recreation
97
parks, libraries, sports within 1 km

Excellent connectivity — about 1 min walk to Mong Kok Station (a rail station within an 8-min walk earns this label).

Family-friendly — 70 schools within a 1 km walk.

Everyday convenience — 108 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 97 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com