▼ 0.50% · 3.625%
HK$2,585
−HK$162/mo
▼ 0.25% · 3.875%
HK$2,665
−HK$82/mo
Today · 4.125%
HK$2,747
baseline
▲ 0.50% · 4.625%
HK$2,914
+HK$167/mo
Deposit HK$567K · loan HK$567K · min. income ≈ HK$5,494/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,876
−HK$155/mo
▼ 0.25% · 3.875%
HK$2,953
−HK$78/mo
Today · 4.125%
HK$3,031
baseline
▲ 0.50% · 4.625%
HK$3,191
+HK$160/mo
Deposit HK$567K · loan HK$567K · min. income ≈ HK$6,062/mo (50% DSR)
Upfront cash ≈ HK$567K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,844
−HK$178/mo
▼ 0.25% · 3.875%
HK$2,932
−HK$90/mo
Today · 4.125%
HK$3,022
baseline
▲ 0.50% · 4.625%
HK$3,206
+HK$184/mo
Deposit HK$510K · loan HK$624K · min. income ≈ HK$6,044/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,163
−HK$171/mo
▼ 0.25% · 3.875%
HK$3,248
−HK$86/mo
Today · 4.125%
HK$3,334
baseline
▲ 0.50% · 4.625%
HK$3,510
+HK$176/mo
Deposit HK$510K · loan HK$624K · min. income ≈ HK$6,668/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,102
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,199
−HK$98/mo
Today · 4.125%
HK$3,297
baseline
▲ 0.50% · 4.625%
HK$3,497
+HK$200/mo
Deposit HK$453K · loan HK$680K · min. income ≈ HK$6,594/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,451
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,544
−HK$93/mo
Today · 4.125%
HK$3,637
baseline
▲ 0.50% · 4.625%
HK$3,829
+HK$192/mo
Deposit HK$453K · loan HK$680K · min. income ≈ HK$7,274/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,361
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,465
−HK$106/mo
Today · 4.125%
HK$3,571
baseline
▲ 0.50% · 4.625%
HK$3,789
+HK$218/mo
Deposit HK$397K · loan HK$737K · min. income ≈ HK$7,142/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,739
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,839
−HK$102/mo
Today · 4.125%
HK$3,941
baseline
▲ 0.50% · 4.625%
HK$4,148
+HK$207/mo
Deposit HK$397K · loan HK$737K · min. income ≈ HK$7,882/mo (50% DSR)
Upfront cash ≈ HK$397K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,619
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,732
−HK$114/mo
Today · 4.125%
HK$3,846
baseline
▲ 0.50% · 4.625%
HK$4,080
+HK$234/mo
Deposit HK$340K · loan HK$794K · min. income ≈ HK$7,692/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,026
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,134
−HK$110/mo
Today · 4.125%
HK$4,244
baseline
▲ 0.50% · 4.625%
HK$4,467
+HK$223/mo
Deposit HK$340K · loan HK$794K · min. income ≈ HK$8,488/mo (50% DSR)
Upfront cash ≈ HK$340K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,878
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,998
−HK$123/mo
Today · 4.125%
HK$4,121
baseline
▲ 0.50% · 4.625%
HK$4,372
+HK$251/mo
Deposit HK$283K · loan HK$850K · min. income ≈ HK$8,242/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,314
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,429
−HK$118/mo
Today · 4.125%
HK$4,547
baseline
▲ 0.50% · 4.625%
HK$4,787
+HK$240/mo
Deposit HK$283K · loan HK$850K · min. income ≈ HK$9,094/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,136
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,265
−HK$130/mo
Today · 4.125%
HK$4,395
baseline
▲ 0.50% · 4.625%
HK$4,663
+HK$268/mo
Deposit HK$227K · loan HK$907K · min. income ≈ HK$8,790/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,601
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,725
−HK$125/mo
Today · 4.125%
HK$4,850
baseline
▲ 0.50% · 4.625%
HK$5,106
+HK$256/mo
Deposit HK$227K · loan HK$907K · min. income ≈ HK$9,700/mo (50% DSR)
Upfront cash ≈ HK$227K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,395
−HK$275/mo
▼ 0.25% · 3.875%
HK$4,531
−HK$139/mo
Today · 4.125%
HK$4,670
baseline
▲ 0.50% · 4.625%
HK$4,954
+HK$284/mo
Deposit HK$170K · loan HK$964K · min. income ≈ HK$9,340/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,889
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,020
−HK$133/mo
Today · 4.125%
HK$5,153
baseline
▲ 0.50% · 4.625%
HK$5,425
+HK$272/mo
Deposit HK$170K · loan HK$964K · min. income ≈ HK$10,306/mo (50% DSR)
Upfront cash ≈ HK$170K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,653
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,798
−HK$147/mo
Today · 4.125%
HK$4,945
baseline
▲ 0.50% · 4.625%
HK$5,246
+HK$301/mo
Deposit HK$113K · loan HK$1.02M · min. income ≈ HK$9,890/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,177
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,315
−HK$141/mo
Today · 4.125%
HK$5,456
baseline
▲ 0.50% · 4.625%
HK$5,744
+HK$288/mo
Deposit HK$113K · loan HK$1.02M · min. income ≈ HK$10,912/mo (50% DSR)
Upfront cash ≈ HK$113K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).