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At today's rate and a 90% mortgage, the deposit on this unit is about HK$352K, with repayments around HK$15,371/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$352K · loan HK$3.17M · min. income ≈ HK$30,742/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 71 schools within a 1 km walk.
Everyday convenience — 95 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 80 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- B
- Saleable Area
- 316 Saleable ft²
- Gross Area
- 550 ft²
- Efficiency
- 57%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-13 | HK$3.50M | −5.9% 7.6y · −4.0%/yr |
| 2025-08-26 | HK$3.72M | −27.1% 7.5y · −4.0%/yr |
| 2018-03-19 | HK$5.10M | +43.7% 3.8y · 11.0%/yr |
| 2014-06-11 | HK$3.55M | +78.4% |
| 2010-01-06 | HK$1.99M | +15.0% |
| 2009-09-14 | HK$1.73M | — |