▼ 0.50% · 3.625%
HK$2,724
−HK$171/mo
▼ 0.25% · 3.875%
HK$2,809
−HK$86/mo
Today · 4.125%
HK$2,895
baseline
▲ 0.50% · 4.625%
HK$3,071
+HK$176/mo
Deposit HK$597K · loan HK$597K · min. income ≈ HK$5,790/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,031
−HK$164/mo
▼ 0.25% · 3.875%
HK$3,112
−HK$83/mo
Today · 4.125%
HK$3,195
baseline
▲ 0.50% · 4.625%
HK$3,363
+HK$168/mo
Deposit HK$597K · loan HK$597K · min. income ≈ HK$6,390/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,997
−HK$188/mo
▼ 0.25% · 3.875%
HK$3,090
−HK$95/mo
Today · 4.125%
HK$3,185
baseline
▲ 0.50% · 4.625%
HK$3,379
+HK$194/mo
Deposit HK$538K · loan HK$657K · min. income ≈ HK$6,370/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,334
−HK$180/mo
▼ 0.25% · 3.875%
HK$3,423
−HK$91/mo
Today · 4.125%
HK$3,514
baseline
▲ 0.50% · 4.625%
HK$3,699
+HK$185/mo
Deposit HK$538K · loan HK$657K · min. income ≈ HK$7,028/mo (50% DSR)
Upfront cash ≈ HK$538K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,269
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,371
−HK$103/mo
Today · 4.125%
HK$3,474
baseline
▲ 0.50% · 4.625%
HK$3,686
+HK$212/mo
Deposit HK$478K · loan HK$717K · min. income ≈ HK$6,948/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,637
−HK$197/mo
▼ 0.25% · 3.875%
HK$3,735
−HK$99/mo
Today · 4.125%
HK$3,834
baseline
▲ 0.50% · 4.625%
HK$4,036
+HK$202/mo
Deposit HK$478K · loan HK$717K · min. income ≈ HK$7,668/mo (50% DSR)
Upfront cash ≈ HK$478K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,542
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,652
−HK$112/mo
Today · 4.125%
HK$3,764
baseline
▲ 0.50% · 4.625%
HK$3,993
+HK$229/mo
Deposit HK$418K · loan HK$777K · min. income ≈ HK$7,528/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,940
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,046
−HK$107/mo
Today · 4.125%
HK$4,153
baseline
▲ 0.50% · 4.625%
HK$4,372
+HK$219/mo
Deposit HK$418K · loan HK$777K · min. income ≈ HK$8,306/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,814
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,933
−HK$120/mo
Today · 4.125%
HK$4,053
baseline
▲ 0.50% · 4.625%
HK$4,300
+HK$247/mo
Deposit HK$358K · loan HK$836K · min. income ≈ HK$8,106/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,243
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,357
−HK$116/mo
Today · 4.125%
HK$4,473
baseline
▲ 0.50% · 4.625%
HK$4,708
+HK$235/mo
Deposit HK$358K · loan HK$836K · min. income ≈ HK$8,946/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,087
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,214
−HK$129/mo
Today · 4.125%
HK$4,343
baseline
▲ 0.50% · 4.625%
HK$4,607
+HK$264/mo
Deposit HK$299K · loan HK$896K · min. income ≈ HK$8,686/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,546
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,668
−HK$124/mo
Today · 4.125%
HK$4,792
baseline
▲ 0.50% · 4.625%
HK$5,045
+HK$253/mo
Deposit HK$299K · loan HK$896K · min. income ≈ HK$9,584/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,359
−HK$273/mo
▼ 0.25% · 3.875%
HK$4,495
−HK$137/mo
Today · 4.125%
HK$4,632
baseline
▲ 0.50% · 4.625%
HK$4,914
+HK$282/mo
Deposit HK$239K · loan HK$956K · min. income ≈ HK$9,264/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,849
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,980
−HK$131/mo
Today · 4.125%
HK$5,111
baseline
▲ 0.50% · 4.625%
HK$5,381
+HK$270/mo
Deposit HK$239K · loan HK$956K · min. income ≈ HK$10,222/mo (50% DSR)
Upfront cash ≈ HK$239K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,632
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,776
−HK$146/mo
Today · 4.125%
HK$4,922
baseline
▲ 0.50% · 4.625%
HK$5,221
+HK$299/mo
Deposit HK$179K · loan HK$1.02M · min. income ≈ HK$9,844/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,153
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,291
−HK$140/mo
Today · 4.125%
HK$5,431
baseline
▲ 0.50% · 4.625%
HK$5,717
+HK$286/mo
Deposit HK$179K · loan HK$1.02M · min. income ≈ HK$10,862/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,904
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,057
−HK$155/mo
Today · 4.125%
HK$5,212
baseline
▲ 0.50% · 4.625%
HK$5,529
+HK$317/mo
Deposit HK$119K · loan HK$1.08M · min. income ≈ HK$10,424/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,456
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,602
−HK$148/mo
Today · 4.125%
HK$5,750
baseline
▲ 0.50% · 4.625%
HK$6,054
+HK$304/mo
Deposit HK$119K · loan HK$1.08M · min. income ≈ HK$11,500/mo (50% DSR)
Upfront cash ≈ HK$120K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).