▼ 0.50% · 3.625%
HK$2,689
−HK$169/mo
▼ 0.25% · 3.875%
HK$2,773
−HK$85/mo
Today · 4.125%
HK$2,858
baseline
▲ 0.50% · 4.625%
HK$3,032
+HK$174/mo
Deposit HK$590K · loan HK$590K · min. income ≈ HK$5,716/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,992
−HK$162/mo
▼ 0.25% · 3.875%
HK$3,072
−HK$82/mo
Today · 4.125%
HK$3,154
baseline
▲ 0.50% · 4.625%
HK$3,320
+HK$166/mo
Deposit HK$590K · loan HK$590K · min. income ≈ HK$6,308/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,958
−HK$186/mo
▼ 0.25% · 3.875%
HK$3,050
−HK$94/mo
Today · 4.125%
HK$3,144
baseline
▲ 0.50% · 4.625%
HK$3,335
+HK$191/mo
Deposit HK$531K · loan HK$649K · min. income ≈ HK$6,288/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,291
−HK$178/mo
▼ 0.25% · 3.875%
HK$3,379
−HK$90/mo
Today · 4.125%
HK$3,469
baseline
▲ 0.50% · 4.625%
HK$3,652
+HK$183/mo
Deposit HK$531K · loan HK$649K · min. income ≈ HK$6,938/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,227
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,328
−HK$102/mo
Today · 4.125%
HK$3,430
baseline
▲ 0.50% · 4.625%
HK$3,638
+HK$208/mo
Deposit HK$472K · loan HK$708K · min. income ≈ HK$6,860/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,590
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,687
−HK$97/mo
Today · 4.125%
HK$3,784
baseline
▲ 0.50% · 4.625%
HK$3,984
+HK$200/mo
Deposit HK$472K · loan HK$708K · min. income ≈ HK$7,568/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,496
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,605
−HK$111/mo
Today · 4.125%
HK$3,716
baseline
▲ 0.50% · 4.625%
HK$3,942
+HK$226/mo
Deposit HK$413K · loan HK$767K · min. income ≈ HK$7,432/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,890
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,994
−HK$106/mo
Today · 4.125%
HK$4,100
baseline
▲ 0.50% · 4.625%
HK$4,316
+HK$216/mo
Deposit HK$413K · loan HK$767K · min. income ≈ HK$8,200/mo (50% DSR)
Upfront cash ≈ HK$413K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,765
−HK$236/mo
▼ 0.25% · 3.875%
HK$3,882
−HK$119/mo
Today · 4.125%
HK$4,001
baseline
▲ 0.50% · 4.625%
HK$4,245
+HK$244/mo
Deposit HK$354K · loan HK$826K · min. income ≈ HK$8,002/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,189
−HK$226/mo
▼ 0.25% · 3.875%
HK$4,301
−HK$114/mo
Today · 4.125%
HK$4,415
baseline
▲ 0.50% · 4.625%
HK$4,648
+HK$233/mo
Deposit HK$354K · loan HK$826K · min. income ≈ HK$8,830/mo (50% DSR)
Upfront cash ≈ HK$354K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,034
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,160
−HK$127/mo
Today · 4.125%
HK$4,287
baseline
▲ 0.50% · 4.625%
HK$4,548
+HK$261/mo
Deposit HK$295K · loan HK$885K · min. income ≈ HK$8,574/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,488
−HK$243/mo
▼ 0.25% · 3.875%
HK$4,608
−HK$123/mo
Today · 4.125%
HK$4,731
baseline
▲ 0.50% · 4.625%
HK$4,980
+HK$249/mo
Deposit HK$295K · loan HK$885K · min. income ≈ HK$9,462/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,303
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,437
−HK$136/mo
Today · 4.125%
HK$4,573
baseline
▲ 0.50% · 4.625%
HK$4,851
+HK$278/mo
Deposit HK$236K · loan HK$944K · min. income ≈ HK$9,146/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,787
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,916
−HK$130/mo
Today · 4.125%
HK$5,046
baseline
▲ 0.50% · 4.625%
HK$5,312
+HK$266/mo
Deposit HK$236K · loan HK$944K · min. income ≈ HK$10,092/mo (50% DSR)
Upfront cash ≈ HK$236K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,572
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,714
−HK$145/mo
Today · 4.125%
HK$4,859
baseline
▲ 0.50% · 4.625%
HK$5,154
+HK$295/mo
Deposit HK$177K · loan HK$1.00M · min. income ≈ HK$9,718/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,086
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,223
−HK$138/mo
Today · 4.125%
HK$5,361
baseline
▲ 0.50% · 4.625%
HK$5,644
+HK$283/mo
Deposit HK$177K · loan HK$1.00M · min. income ≈ HK$10,722/mo (50% DSR)
Upfront cash ≈ HK$177K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,841
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,992
−HK$153/mo
Today · 4.125%
HK$5,145
baseline
▲ 0.50% · 4.625%
HK$5,458
+HK$313/mo
Deposit HK$118K · loan HK$1.06M · min. income ≈ HK$10,290/mo (50% DSR)
Upfront cash ≈ HK$118K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,386
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,530
−HK$147/mo
Today · 4.125%
HK$5,677
baseline
▲ 0.50% · 4.625%
HK$5,976
+HK$299/mo
Deposit HK$118K · loan HK$1.06M · min. income ≈ HK$11,354/mo (50% DSR)
Upfront cash ≈ HK$118K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).