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At today's rate and a 90% mortgage, the deposit on this unit is about HK$412K, with repayments around HK$17,984/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$412K · loan HK$3.71M · min. income ≈ HK$35,968/mo (50% DSR)
Upfront cash ≈ HK$437K (deposit + AVD stamp duty HK$24,728 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Mong Kok Station Station.
Family-friendly — 68 schools within a 1 km walk.
Everyday convenience — 98 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 94 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- NO. 37A
- Saleable Area
- 575 Saleable ft²
- Gross Area
- 868 ft²
- Efficiency
- 66%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-08-05 | HK$5.00M | −5.7% 15.5y · 19.0%/yr |
| 2020-01-16 | HK$5.30M | +320.6% 15.0y · 21.0%/yr |
| 2005-02-16 | HK$1.26M | +37.0% |
| 2004-07-09 | HK$920K | +4.5% |
| 2001-10-31 | HK$880K | — |