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At today's rate and a 90% mortgage, the deposit on this unit is about HK$319K, with repayments around HK$13,916/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$319K · loan HK$2.87M · min. income ≈ HK$27,832/mo (50% DSR)
Upfront cash ≈ HK$319K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 65 schools within a 1 km walk.
Everyday convenience — 101 shopping and daily-needs spots nearby.
Healthcare close by — 22 hospitals/clinics within 1 km.
Green space & leisure — 83 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- 4
- Saleable Area
- 305 Saleable ft²
- Gross Area
- 359 ft²
- Efficiency
- 85%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-07-28 | HK$4.10M | +42.5% 4.5y · 10.0%/yr |
| 2016-02-17 | HK$2.88M | +26.1% 3.3y · 8.0%/yr |
| 2012-10-30 | HK$2.28M | +52.0% |
| 2010-07-15 | HK$1.50M | +114.3% |
| 2001-08-17 | HK$700K | −52.4% |
| 1997-04-04 | HK$1.47M | +14.8% |
| 1997-03-07 | HK$1.28M | +10.3% |
| 1997-02-11 | HK$1.16M | — |