▼ 0.50% · 3.625%
HK$5,812
−HK$364/mo
▼ 0.25% · 3.875%
HK$5,992
−HK$184/mo
Today · 4.125%
HK$6,176
baseline
▲ 0.50% · 4.625%
HK$6,552
+HK$376/mo
Deposit HK$1.27M · loan HK$1.27M · min. income ≈ HK$12,352/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,465
−HK$350/mo
▼ 0.25% · 3.875%
HK$6,639
−HK$176/mo
Today · 4.125%
HK$6,815
baseline
▲ 0.50% · 4.625%
HK$7,174
+HK$359/mo
Deposit HK$1.27M · loan HK$1.27M · min. income ≈ HK$13,630/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,393
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,592
−HK$202/mo
Today · 4.125%
HK$6,794
baseline
▲ 0.50% · 4.625%
HK$7,207
+HK$413/mo
Deposit HK$1.15M · loan HK$1.40M · min. income ≈ HK$13,588/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,112
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,303
−HK$193/mo
Today · 4.125%
HK$7,496
baseline
▲ 0.50% · 4.625%
HK$7,891
+HK$395/mo
Deposit HK$1.15M · loan HK$1.40M · min. income ≈ HK$14,992/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,974
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,191
−HK$220/mo
Today · 4.125%
HK$7,411
baseline
▲ 0.50% · 4.625%
HK$7,862
+HK$451/mo
Deposit HK$1.02M · loan HK$1.53M · min. income ≈ HK$14,822/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,758
−HK$420/mo
▼ 0.25% · 3.875%
HK$7,966
−HK$212/mo
Today · 4.125%
HK$8,178
baseline
▲ 0.50% · 4.625%
HK$8,609
+HK$431/mo
Deposit HK$1.02M · loan HK$1.53M · min. income ≈ HK$16,356/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,555
−HK$474/mo
▼ 0.25% · 3.875%
HK$7,790
−HK$239/mo
Today · 4.125%
HK$8,029
baseline
▲ 0.50% · 4.625%
HK$8,517
+HK$488/mo
Deposit HK$892K · loan HK$1.66M · min. income ≈ HK$16,058/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,405
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,630
−HK$229/mo
Today · 4.125%
HK$8,859
baseline
▲ 0.50% · 4.625%
HK$9,326
+HK$467/mo
Deposit HK$892K · loan HK$1.66M · min. income ≈ HK$17,718/mo (50% DSR)
Upfront cash ≈ HK$892K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,136
−HK$510/mo
▼ 0.25% · 3.875%
HK$8,389
−HK$257/mo
Today · 4.125%
HK$8,646
baseline
▲ 0.50% · 4.625%
HK$9,173
+HK$527/mo
Deposit HK$765K · loan HK$1.78M · min. income ≈ HK$17,292/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,051
−HK$489/mo
▼ 0.25% · 3.875%
HK$9,294
−HK$246/mo
Today · 4.125%
HK$9,540
baseline
▲ 0.50% · 4.625%
HK$10,043
+HK$503/mo
Deposit HK$765K · loan HK$1.78M · min. income ≈ HK$19,080/mo (50% DSR)
Upfront cash ≈ HK$765K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,717
−HK$547/mo
▼ 0.25% · 3.875%
HK$8,988
−HK$276/mo
Today · 4.125%
HK$9,264
baseline
▲ 0.50% · 4.625%
HK$9,828
+HK$564/mo
Deposit HK$637K · loan HK$1.91M · min. income ≈ HK$18,528/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,698
−HK$524/mo
▼ 0.25% · 3.875%
HK$9,958
−HK$264/mo
Today · 4.125%
HK$10,222
baseline
▲ 0.50% · 4.625%
HK$10,761
+HK$539/mo
Deposit HK$637K · loan HK$1.91M · min. income ≈ HK$20,444/mo (50% DSR)
Upfront cash ≈ HK$637K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,298
−HK$584/mo
▼ 0.25% · 3.875%
HK$9,588
−HK$294/mo
Today · 4.125%
HK$9,882
baseline
▲ 0.50% · 4.625%
HK$10,483
+HK$601/mo
Deposit HK$510K · loan HK$2.04M · min. income ≈ HK$19,764/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,344
−HK$559/mo
▼ 0.25% · 3.875%
HK$10,622
−HK$281/mo
Today · 4.125%
HK$10,903
baseline
▲ 0.50% · 4.625%
HK$11,478
+HK$575/mo
Deposit HK$510K · loan HK$2.04M · min. income ≈ HK$21,806/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,880
−HK$619/mo
▼ 0.25% · 3.875%
HK$10,187
−HK$312/mo
Today · 4.125%
HK$10,499
baseline
▲ 0.50% · 4.625%
HK$11,138
+HK$639/mo
Deposit HK$382K · loan HK$2.17M · min. income ≈ HK$20,998/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,991
−HK$594/mo
▼ 0.25% · 3.875%
HK$11,286
−HK$299/mo
Today · 4.125%
HK$11,585
baseline
▲ 0.50% · 4.625%
HK$12,195
+HK$610/mo
Deposit HK$382K · loan HK$2.17M · min. income ≈ HK$23,170/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,461
−HK$656/mo
▼ 0.25% · 3.875%
HK$10,786
−HK$331/mo
Today · 4.125%
HK$11,117
baseline
▲ 0.50% · 4.625%
HK$11,793
+HK$676/mo
Deposit HK$255K · loan HK$2.29M · min. income ≈ HK$22,234/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,638
−HK$628/mo
▼ 0.25% · 3.875%
HK$11,950
−HK$316/mo
Today · 4.125%
HK$12,266
baseline
▲ 0.50% · 4.625%
HK$12,913
+HK$647/mo
Deposit HK$255K · loan HK$2.29M · min. income ≈ HK$24,532/mo (50% DSR)
Upfront cash ≈ HK$255K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).