▼ 0.50% · 3.625%
HK$4,573
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,715
−HK$145/mo
Today · 4.125%
HK$4,860
baseline
▲ 0.50% · 4.625%
HK$5,155
+HK$295/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,720/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,087
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,224
−HK$138/mo
Today · 4.125%
HK$5,362
baseline
▲ 0.50% · 4.625%
HK$5,645
+HK$283/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,724/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,030
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,187
−HK$158/mo
Today · 4.125%
HK$5,345
baseline
▲ 0.50% · 4.625%
HK$5,671
+HK$326/mo
Deposit HK$902K · loan HK$1.10M · min. income ≈ HK$10,690/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,596
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,746
−HK$152/mo
Today · 4.125%
HK$5,898
baseline
▲ 0.50% · 4.625%
HK$6,209
+HK$311/mo
Deposit HK$902K · loan HK$1.10M · min. income ≈ HK$11,796/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,487
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,658
−HK$173/mo
Today · 4.125%
HK$5,831
baseline
▲ 0.50% · 4.625%
HK$6,186
+HK$355/mo
Deposit HK$802K · loan HK$1.20M · min. income ≈ HK$11,662/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,105
−HK$329/mo
▼ 0.25% · 3.875%
HK$6,268
−HK$166/mo
Today · 4.125%
HK$6,434
baseline
▲ 0.50% · 4.625%
HK$6,774
+HK$340/mo
Deposit HK$802K · loan HK$1.20M · min. income ≈ HK$12,868/mo (50% DSR)
Upfront cash ≈ HK$802K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,945
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,130
−HK$187/mo
Today · 4.125%
HK$6,317
baseline
▲ 0.50% · 4.625%
HK$6,702
+HK$385/mo
Deposit HK$702K · loan HK$1.30M · min. income ≈ HK$12,634/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,613
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,791
−HK$180/mo
Today · 4.125%
HK$6,971
baseline
▲ 0.50% · 4.625%
HK$7,338
+HK$367/mo
Deposit HK$702K · loan HK$1.30M · min. income ≈ HK$13,942/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,402
−HK$401/mo
▼ 0.25% · 3.875%
HK$6,601
−HK$202/mo
Today · 4.125%
HK$6,803
baseline
▲ 0.50% · 4.625%
HK$7,217
+HK$414/mo
Deposit HK$602K · loan HK$1.40M · min. income ≈ HK$13,606/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,122
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,313
−HK$194/mo
Today · 4.125%
HK$7,507
baseline
▲ 0.50% · 4.625%
HK$7,902
+HK$395/mo
Deposit HK$602K · loan HK$1.40M · min. income ≈ HK$15,014/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,859
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,073
−HK$216/mo
Today · 4.125%
HK$7,289
baseline
▲ 0.50% · 4.625%
HK$7,733
+HK$444/mo
Deposit HK$501K · loan HK$1.50M · min. income ≈ HK$14,578/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,631
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,835
−HK$208/mo
Today · 4.125%
HK$8,043
baseline
▲ 0.50% · 4.625%
HK$8,467
+HK$424/mo
Deposit HK$501K · loan HK$1.50M · min. income ≈ HK$16,086/mo (50% DSR)
Upfront cash ≈ HK$501K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,316
−HK$459/mo
▼ 0.25% · 3.875%
HK$7,544
−HK$231/mo
Today · 4.125%
HK$7,775
baseline
▲ 0.50% · 4.625%
HK$8,248
+HK$473/mo
Deposit HK$401K · loan HK$1.60M · min. income ≈ HK$15,550/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,139
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,358
−HK$221/mo
Today · 4.125%
HK$8,579
baseline
▲ 0.50% · 4.625%
HK$9,031
+HK$452/mo
Deposit HK$401K · loan HK$1.60M · min. income ≈ HK$17,158/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,774
−HK$487/mo
▼ 0.25% · 3.875%
HK$8,016
−HK$245/mo
Today · 4.125%
HK$8,261
baseline
▲ 0.50% · 4.625%
HK$8,764
+HK$503/mo
Deposit HK$301K · loan HK$1.70M · min. income ≈ HK$16,522/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,648
−HK$467/mo
▼ 0.25% · 3.875%
HK$8,880
−HK$235/mo
Today · 4.125%
HK$9,115
baseline
▲ 0.50% · 4.625%
HK$9,596
+HK$481/mo
Deposit HK$301K · loan HK$1.70M · min. income ≈ HK$18,230/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,231
−HK$516/mo
▼ 0.25% · 3.875%
HK$8,487
−HK$260/mo
Today · 4.125%
HK$8,747
baseline
▲ 0.50% · 4.625%
HK$9,279
+HK$532/mo
Deposit HK$201K · loan HK$1.80M · min. income ≈ HK$17,494/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,157
−HK$495/mo
▼ 0.25% · 3.875%
HK$9,402
−HK$250/mo
Today · 4.125%
HK$9,652
baseline
▲ 0.50% · 4.625%
HK$10,160
+HK$508/mo
Deposit HK$201K · loan HK$1.80M · min. income ≈ HK$19,304/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).