▼ 0.50% · 3.625%
HK$4,451
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,590
−HK$140/mo
Today · 4.125%
HK$4,730
baseline
▲ 0.50% · 4.625%
HK$5,018
+HK$288/mo
Deposit HK$976K · loan HK$976K · min. income ≈ HK$9,460/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,952
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,085
−HK$134/mo
Today · 4.125%
HK$5,219
baseline
▲ 0.50% · 4.625%
HK$5,495
+HK$276/mo
Deposit HK$976K · loan HK$976K · min. income ≈ HK$10,438/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,896
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,049
−HK$154/mo
Today · 4.125%
HK$5,203
baseline
▲ 0.50% · 4.625%
HK$5,520
+HK$317/mo
Deposit HK$878K · loan HK$1.07M · min. income ≈ HK$10,406/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,447
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,593
−HK$148/mo
Today · 4.125%
HK$5,741
baseline
▲ 0.50% · 4.625%
HK$6,044
+HK$303/mo
Deposit HK$878K · loan HK$1.07M · min. income ≈ HK$11,482/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,341
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,508
−HK$168/mo
Today · 4.125%
HK$5,676
baseline
▲ 0.50% · 4.625%
HK$6,022
+HK$346/mo
Deposit HK$781K · loan HK$1.17M · min. income ≈ HK$11,352/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,942
−HK$321/mo
▼ 0.25% · 3.875%
HK$6,102
−HK$161/mo
Today · 4.125%
HK$6,263
baseline
▲ 0.50% · 4.625%
HK$6,594
+HK$331/mo
Deposit HK$781K · loan HK$1.17M · min. income ≈ HK$12,526/mo (50% DSR)
Upfront cash ≈ HK$781K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,787
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,967
−HK$182/mo
Today · 4.125%
HK$6,149
baseline
▲ 0.50% · 4.625%
HK$6,524
+HK$375/mo
Deposit HK$683K · loan HK$1.27M · min. income ≈ HK$12,298/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,438
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,610
−HK$175/mo
Today · 4.125%
HK$6,785
baseline
▲ 0.50% · 4.625%
HK$7,143
+HK$358/mo
Deposit HK$683K · loan HK$1.27M · min. income ≈ HK$13,570/mo (50% DSR)
Upfront cash ≈ HK$683K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,232
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,426
−HK$197/mo
Today · 4.125%
HK$6,623
baseline
▲ 0.50% · 4.625%
HK$7,025
+HK$402/mo
Deposit HK$586K · loan HK$1.37M · min. income ≈ HK$13,246/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,933
−HK$374/mo
▼ 0.25% · 3.875%
HK$7,119
−HK$188/mo
Today · 4.125%
HK$7,307
baseline
▲ 0.50% · 4.625%
HK$7,692
+HK$385/mo
Deposit HK$586K · loan HK$1.37M · min. income ≈ HK$14,614/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,677
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,885
−HK$211/mo
Today · 4.125%
HK$7,096
baseline
▲ 0.50% · 4.625%
HK$7,527
+HK$431/mo
Deposit HK$488K · loan HK$1.46M · min. income ≈ HK$14,192/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,428
−HK$401/mo
▼ 0.25% · 3.875%
HK$7,627
−HK$202/mo
Today · 4.125%
HK$7,829
baseline
▲ 0.50% · 4.625%
HK$8,242
+HK$413/mo
Deposit HK$488K · loan HK$1.46M · min. income ≈ HK$15,658/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,122
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,343
−HK$226/mo
Today · 4.125%
HK$7,569
baseline
▲ 0.50% · 4.625%
HK$8,029
+HK$460/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$15,138/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,923
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,136
−HK$215/mo
Today · 4.125%
HK$8,351
baseline
▲ 0.50% · 4.625%
HK$8,791
+HK$440/mo
Deposit HK$390K · loan HK$1.56M · min. income ≈ HK$16,702/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,567
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,802
−HK$240/mo
Today · 4.125%
HK$8,042
baseline
▲ 0.50% · 4.625%
HK$8,531
+HK$489/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$16,084/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,418
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,644
−HK$229/mo
Today · 4.125%
HK$8,873
baseline
▲ 0.50% · 4.625%
HK$9,341
+HK$468/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$17,746/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,012
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,261
−HK$254/mo
Today · 4.125%
HK$8,515
baseline
▲ 0.50% · 4.625%
HK$9,033
+HK$518/mo
Deposit HK$195K · loan HK$1.76M · min. income ≈ HK$17,030/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,914
−HK$481/mo
▼ 0.25% · 3.875%
HK$9,153
−HK$242/mo
Today · 4.125%
HK$9,395
baseline
▲ 0.50% · 4.625%
HK$9,890
+HK$495/mo
Deposit HK$195K · loan HK$1.76M · min. income ≈ HK$18,790/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).